price of money

简明释义

货款利率

英英释义

例句

1.The price of money (货币的价格) is influenced by various factors including government policies and market conditions.

各种因素，包括政府政策和市场条件，都会影响货币的价格。

2.A lower price of money (货币的价格) can stimulate economic growth by encouraging borrowing.

较低的货币的价格可以通过鼓励借贷来刺激经济增长。

3.The central bank raised interest rates to control inflation, effectively increasing the price of money (货币的价格).

中央银行提高了利率以控制通货膨胀，从而有效地提高了货币的价格。

4.When demand for loans increases, the price of money (货币的价格) also tends to rise.

当贷款需求增加时，货币的价格也往往会上升。

5.Investors are closely watching the price of money (货币的价格) as it affects their returns.

投资者密切关注货币的价格，因为它会影响他们的回报。

作文

The concept of the price of money is fundamental in understanding economics and finance. At its core, the price of money refers to the interest rate or the cost associated with borrowing money. When we think about the price of money, it is essential to recognize that this price is not static; it fluctuates based on various factors, including supply and demand, inflation rates, and central bank policies. In a thriving economy, the demand for loans typically increases as businesses seek to expand and consumers are eager to make purchases. This heightened demand can drive up the price of money, leading to higher interest rates. Conversely, during economic downturns, the demand for borrowing may decrease, causing the price of money to drop. Moreover, the price of money is influenced by the monetary policy set by a country’s central bank. For instance, if a central bank decides to lower interest rates, it effectively reduces the price of money, making it cheaper for individuals and businesses to borrow. This can stimulate economic growth by encouraging spending and investment. On the other hand, if the central bank raises interest rates, the price of money increases, which can slow down borrowing and, consequently, economic activity. Inflation also plays a significant role in determining the price of money. When inflation is high, lenders demand a higher price of money to compensate for the decreased purchasing power of future repayments. In contrast, during periods of low inflation, the price of money may remain relatively stable, as the risks associated with lending decrease. Another aspect to consider is how the price of money affects consumers and businesses alike. For consumers, a higher price of money means that loans for homes, cars, and education become more expensive, potentially limiting their ability to spend. For businesses, increased borrowing costs can hinder expansion plans and reduce investments in new projects. Understanding the price of money is also crucial for investors. The returns on investments are often compared against the prevailing interest rates. If the price of money is high, investors may seek alternative avenues for their funds, such as stocks or real estate, which could offer better returns compared to the low yields from savings accounts or bonds. In conclusion, the price of money is a vital indicator of the economic environment. It influences borrowing behavior, consumer spending, business investments, and overall economic growth. By monitoring changes in the price of money, individuals and businesses can make informed financial decisions that align with the current economic climate. Understanding this concept enables us to navigate the complexities of the financial world more effectively, ensuring that we are prepared for both opportunities and challenges that arise in our economic landscape.

“货币的价格”这一概念在理解经济学和金融学方面至关重要。其核心含义是指借款的利率或与借款相关的成本。当我们考虑“货币的价格”时，必须认识到这一价格并非静态，而是根据供需、通货膨胀率和中央银行政策等各种因素而波动。在繁荣的经济中，贷款的需求通常会增加，因为企业希望扩张，消费者渴望进行购买。这种需求的增加可能会推高“货币的价格”，导致利率上升。相反，在经济衰退期间，借款需求可能会减少，从而导致“货币的价格”下降。此外，“货币的价格”还受到一个国家中央银行设定的货币政策的影响。例如，如果中央银行决定降低利率，它实际上是在降低“货币的价格”，使个人和企业借款变得更加便宜。这可以通过鼓励消费和投资来刺激经济增长。另一方面，如果中央银行提高利率，“货币的价格”就会上升，这可能会减缓借款和经济活动。通货膨胀同样在决定“货币的价格”方面起着重要作用。当通货膨胀高企时，贷方会要求更高的“货币的价格”，以补偿未来还款购买力的下降。相反，在低通货膨胀时期，“货币的价格”可能保持相对稳定，因为借贷相关的风险降低。另一个需要考虑的方面是“货币的价格”如何影响消费者和企业。对于消费者而言，更高的“货币的价格”意味着住房、汽车和教育的贷款变得更加昂贵，可能限制他们的消费能力。对于企业来说，借贷成本的增加可能会阻碍扩张计划，减少对新项目的投资。了解“货币的价格”对投资者也至关重要。投资回报通常与当前的利率进行比较。如果“货币的价格”较高，投资者可能会寻求其他资金渠道，例如股票或房地产，这些可能提供比储蓄账户或债券的低收益更好的回报。总之，“货币的价格”是经济环境的重要指标。它影响借贷行为、消费者支出、企业投资和整体经济增长。通过监测“货币的价格”的变化，个人和企业可以做出与当前经济气候相符的明智财务决策。理解这一概念使我们能够更有效地应对金融世界的复杂性，确保我们为经济环境中出现的机遇和挑战做好准备。