money rate of interest

简明释义

货币利率

英英释义

例句

1.The money rate of interest 货币利率 affects the real estate market significantly.

货币利率对房地产市场有显著影响。

2.Investors are closely watching the money rate of interest 货币利率 set by the central bank.

投资者正在密切关注中央银行设定的货币利率。

3.Many economists believe that the money rate of interest 货币利率 should be lowered to stimulate economic growth.

许多经济学家认为，应该降低货币利率以刺激经济增长。

4.A rise in the money rate of interest 货币利率 can lead to higher borrowing costs for consumers.

货币利率的上升可能导致消费者借贷成本增加。

5.The bank announced a new policy that will increase the money rate of interest 货币利率 on savings accounts.

银行宣布了一项新政策，将提高储蓄账户的货币利率。

作文

The concept of the money rate of interest is fundamental in economics and finance. It refers to the cost of borrowing money or the return on investment for savings. Essentially, it is the price of money, expressed as a percentage of the amount borrowed or saved. Understanding the money rate of interest is crucial for making informed financial decisions, whether you are an individual looking to take out a loan, a business seeking to invest, or a government planning fiscal policies.When individuals borrow money from banks or other financial institutions, they are typically charged a money rate of interest. This rate can vary significantly based on various factors, including the borrower’s creditworthiness, the length of the loan, and prevailing economic conditions. For instance, during periods of economic growth, interest rates may rise due to increased demand for loans, while in times of recession, rates may fall to stimulate borrowing and spending.On the other hand, when individuals or businesses save money in a bank account, they earn interest on their deposits. This interest is also determined by the money rate of interest. A higher interest rate incentivizes saving, as individuals can earn more on their deposited funds. Conversely, lower rates may discourage saving and encourage spending, which has implications for overall economic activity.The money rate of interest is influenced by central banks, such as the Federal Reserve in the United States. Central banks set benchmark interest rates that guide the rates banks charge consumers and businesses. By adjusting these rates, central banks can influence economic activity. For example, lowering the money rate of interest can stimulate borrowing and spending, while raising it can help control inflation by discouraging excessive borrowing.Moreover, the money rate of interest plays a significant role in investment decisions. Businesses often evaluate potential projects based on the expected return relative to the cost of financing. If the money rate of interest is low, companies may be more inclined to borrow money for expansion or new ventures, as the cost of capital is reduced. Conversely, high interest rates can lead to a decrease in investments, as the cost of borrowing becomes prohibitive.In conclusion, the money rate of interest is a critical factor that affects various aspects of the economy, from consumer behavior to business investments. A clear understanding of this concept allows individuals and organizations to make better financial choices. Whether one is borrowing, saving, or investing, recognizing how the money rate of interest operates can lead to more effective financial planning and management. As the economy continues to evolve, staying informed about changes in interest rates and their implications will be essential for achieving financial stability and growth.

“money rate of interest”的概念在经济学和金融学中是基础性的。它指的是借款的成本或储蓄的投资回报。本质上，它是金钱的价格，以借款或储蓄金额的百分比表示。理解money rate of interest对做出明智的财务决策至关重要，无论你是想贷款的个人，寻求投资的企业，还是计划财政政策的政府。当个人从银行或其他金融机构借款时，通常会被收取money rate of interest。这个利率可能会根据各种因素显著变化，包括借款人的信用状况、贷款期限以及当前的经济条件。例如，在经济增长期间，由于对贷款的需求增加，利率可能会上升，而在衰退时期，利率可能会下降以刺激借贷和消费。另一方面，当个人或企业将资金存入银行账户时，会获得存款利息。这个利息也由money rate of interest决定。较高的利率激励储蓄，因为个人可以在存款中赚取更多的收益。相反，较低的利率可能会抑制储蓄并鼓励消费，这对整体经济活动有影响。money rate of interest还受到中央银行的影响，例如美国的联邦储备系统。中央银行设定基准利率，指导银行向消费者和企业收取的利率。通过调整这些利率，中央银行可以影响经济活动。例如，降低money rate of interest可以刺激借贷和消费，而提高利率则可以通过抑制过度借贷来帮助控制通货膨胀。此外，money rate of interest在投资决策中也扮演着重要角色。企业通常根据预期回报与融资成本的关系来评估潜在项目。如果money rate of interest较低，公司可能更愿意借款进行扩张或新项目，因为资本成本降低。相反，高利率可能导致投资减少，因为借款成本变得过高。总之，money rate of interest是影响经济各个方面的关键因素，从消费者行为到商业投资。清晰理解这一概念使个人和组织能够做出更好的财务选择。无论是借款、储蓄还是投资，认识到money rate of interest的运作方式可以导致更有效的财务规划和管理。随着经济的不断发展，了解利率变化及其影响将对实现财务稳定和增长至关重要。