money equivalent

简明释义

货币等价

英英释义

A money equivalent refers to an asset or item that can be easily converted into cash or has a value comparable to cash.

货币等价物是指可以轻易转换为现金或具有与现金相当价值的资产或物品。

例句

1.When calculating your taxes, you need to report any gifts received that have a money equivalent value.

在计算税务时,您需要报告任何收到的礼物,其价值具有货币等值

2.The charity accepts donations in the form of goods, which they convert to money equivalent for their fundraising efforts.

该慈善机构接受以物品形式的捐款,他们将其转换为货币等值用于筹款活动。

3.The company offered a bonus that was a money equivalent of $5,000 for outstanding performance.

公司提供了一笔奖金,金额相当于货币等值的5000美元,以表彰出色的表现。

4.In some cases, employees can choose a money equivalent of vacation days instead of taking time off.

在某些情况下,员工可以选择休假天数的货币等值,而不是请假。

5.The rewards program allows customers to redeem points for a money equivalent discount on future purchases.

奖励计划允许客户用积分兑换未来购买的货币等值折扣。

作文

In modern economics, the concept of money equivalent is crucial for understanding how value is assigned to goods and services. The term money equivalent refers to the value of an item expressed in terms of money. This allows individuals and businesses to compare the worth of different items and make informed decisions regarding purchases and investments. For example, if a car is priced at $20,000, its money equivalent is straightforwardly $20,000. However, the notion becomes more complex when we consider non-monetary assets like time or effort. Consider the case of a volunteer who dedicates several hours to a community project. The money equivalent of their time could be calculated based on what they would have earned had they worked those hours at their regular job. If their hourly wage is $25, then the money equivalent of their four hours of volunteering would be $100. This perspective helps to highlight the value of contributions that do not involve direct monetary transactions but still hold significant importance in society.Moreover, in the realm of investments, understanding money equivalent can help investors gauge the potential returns of various financial instruments. For instance, if an investor is considering two options: investing in stocks or purchasing real estate, they must assess the money equivalent of the expected returns from both avenues. If the stock investment is projected to yield a return of 8% while the real estate investment is expected to yield 6%, the money equivalent of these returns can influence the investor’s decision-making process.Furthermore, the concept of money equivalent extends into the realm of international trade. When countries engage in trade, they often need to convert currencies to understand the money equivalent of the goods being exchanged. For instance, if a country exports goods worth 10,000 euros to another country that uses the dollar, the money equivalent must be calculated based on the current exchange rate. This ensures that both parties in the trade understand the true value of the transaction, preventing disputes and fostering smoother trade relations.In conclusion, the concept of money equivalent plays a vital role in various aspects of our economic lives. From personal finance decisions to broader economic transactions, understanding how to express value in monetary terms allows for clearer communication and better decision-making. As we navigate through our daily lives, recognizing the money equivalent of our choices can empower us to make informed decisions that align with our financial goals and values. Whether it’s valuing our time, comparing investment opportunities, or engaging in international trade, the idea of money equivalent remains a fundamental principle that underpins our economic interactions.

在现代经济学中,货币等价物的概念对于理解商品和服务的价值分配至关重要。货币等价物这个术语指的是用货币表达的物品价值。这使得个人和企业能够比较不同物品的价值,并就购买和投资做出明智的决策。例如,如果一辆车的价格为20,000美元,那么它的货币等价物显然就是20,000美元。然而,当我们考虑非货币资产如时间或努力时,这个概念变得更加复杂。考虑一下一个志愿者为社区项目投入了几个小时的情况。他们时间的货币等价物可以根据他们如果在正常工作中工作的小时数将会赚到的工资来计算。如果他们的时薪是25美元,那么他们四小时志愿服务的货币等价物将是100美元。这种视角有助于突出那些不涉及直接货币交易但在社会中仍然具有重要意义的贡献的价值。此外,在投资领域,理解货币等价物可以帮助投资者评估各种金融工具的潜在回报。例如,如果投资者正在考虑两个选项:投资股票或购买房地产,他们必须评估两者预期回报的货币等价物。如果股票投资预计产生8%的回报,而房地产投资预计产生6%的回报,那么这些回报的货币等价物可能会影响投资者的决策过程。此外,货币等价物的概念扩展到国际贸易领域。当国家进行贸易时,它们通常需要转换货币以了解被交换商品的货币等价物。例如,如果一个国家向另一个使用美元的国家出口价值10,000欧元的商品,则必须根据当前的汇率计算货币等价物。这确保了交易双方都理解交易的真实价值,从而防止争议并促进更顺畅的贸易关系。总之,货币等价物的概念在我们经济生活的各个方面发挥着重要作用。从个人财务决策到更广泛的经济交易,理解如何用货币表达价值使得沟通更加清晰,决策更加明智。在我们日常生活中,认识到我们选择的货币等价物可以使我们能够做出符合我们财务目标和价值观的明智决策。无论是评估我们的时间、比较投资机会,还是参与国际贸易,货币等价物的理念始终是支撑我们经济互动的基本原则。

相关单词

money

money详解:怎么读、什么意思、用法