currency-income ratio; money to income ratio

简明释义

货币—收入比率

英英释义

例句

1.The currency-income ratio 货币收入比率 is a crucial metric for evaluating financial health.

货币收入比率是评估财务健康状况的重要指标。

2.Investors often look at the money to income ratio 货币与收入比率 to determine the stability of a company.

投资者通常会查看货币与收入比率，以确定公司的稳定性。

3.When budgeting, it's important to track your money to income ratio 货币与收入比率 to avoid overspending.

在预算时，跟踪你的货币与收入比率很重要，以避免超支。

4.A high currency-income ratio 货币收入比率 may indicate excessive liquidity in the market.

高货币收入比率可能表明市场流动性过剩。

5.The currency-income ratio 货币收入比率 can help you understand how much cash you have relative to your earnings.

货币收入比率可以帮助你了解你拥有的现金与收入的关系。

作文

The concept of currency-income ratio; money to income ratio is crucial in understanding personal finance and economic stability. This ratio essentially measures the amount of money one possesses in relation to their income. It serves as an indicator of financial health and can help individuals make informed decisions about spending, saving, and investing. When we talk about the currency-income ratio; money to income ratio, we are referring to how much liquid cash or assets a person has compared to their earnings over a specific period, usually annually. For instance, if a person earns $50,000 a year and has $10,000 in savings, their currency-income ratio; money to income ratio would be 0.2. This means that 20% of their annual income is available as cash or cash-equivalents. A higher ratio indicates better liquidity, which can be beneficial in times of financial emergencies or unexpected expenses. On the other hand, a lower ratio may suggest that an individual is living paycheck to paycheck, which can lead to financial stress and instability.Understanding this ratio is especially important in today’s economic climate, where inflation rates fluctuate and job security is not guaranteed. Individuals must assess their currency-income ratio; money to income ratio to ensure they are prepared for unforeseen circumstances. For example, during a recession, people with a higher currency-income ratio; money to income ratio may find themselves in a better position to weather the storm, as they have more accessible funds to rely on.Moreover, the currency-income ratio; money to income ratio can influence one’s investment strategies. Those with a higher ratio may feel more secure in taking risks with their investments, knowing they have a safety net of cash to fall back on. Conversely, individuals with a lower ratio might prioritize saving over investing, focusing on building their emergency fund before considering stock markets or real estate.In addition to personal finance, the currency-income ratio; money to income ratio can also reflect broader economic trends. Economists often analyze the aggregate ratios of populations to gauge economic health. If a significant portion of the population has a low currency-income ratio; money to income ratio, it could signal potential economic downturns, as consumer spending may decrease when individuals lack sufficient liquid assets.Furthermore, understanding the currency-income ratio; money to income ratio can empower individuals to set financial goals. By calculating this ratio, one can identify areas where they need to improve their savings or adjust their spending habits. For example, if someone realizes their ratio is lower than they would like, they may decide to cut back on discretionary spending or seek additional sources of income, such as part-time work or freelance opportunities.In conclusion, the currency-income ratio; money to income ratio is a vital metric for assessing financial health and making informed financial decisions. By understanding and monitoring this ratio, individuals can better navigate their financial futures, prepare for emergencies, and set achievable financial goals. The importance of this ratio cannot be overstated, as it plays a significant role in both personal finance management and the broader economic landscape.

‘货币收入比率；货币与收入比率’的概念对于理解个人财务和经济稳定至关重要。这个比率本质上衡量了一个人所拥有的货币与其收入之间的关系。它作为财务健康的指标，可以帮助个人做出明智的消费、储蓄和投资决策。当我们谈论‘货币收入比率；货币与收入比率’时，我们指的是一个人在特定时期（通常是每年）内拥有的现金或资产与其收入的比例。例如，如果一个人年收入为50,000美元，储蓄为10,000美元，则他们的‘货币收入比率；货币与收入比率’为0.2。这意味着他们年收入的20%可作为现金或现金等价物。较高的比率表明流动性更好，这在财务紧急情况或意外支出时尤为有利。相反，较低的比率可能表明个人生活在薪水之间，这可能导致财务压力和不稳定。在当今经济气候中，理解这一比率尤为重要，因为通货膨胀率波动，工作保障并不总是有保证。个人必须评估他们的‘货币收入比率；货币与收入比率’，以确保他们为不可预见的情况做好准备。例如，在经济衰退期间，拥有较高‘货币收入比率；货币与收入比率’的人可能会发现自己处于更好的位置，因为他们可以依靠更多的可用资金。此外，‘货币收入比率；货币与收入比率’还可以影响一个人的投资策略。那些拥有较高比率的人可能会感到更安全，愿意冒险投资，因为他们知道自己有现金安全网可以依靠。相反，拥有较低比率的人可能会优先考虑储蓄而非投资，专注于在考虑股票市场或房地产之前建立应急基金。除了个人财务之外，‘货币收入比率；货币与收入比率’还可以反映更广泛的经济趋势。经济学家经常分析人群的整体比率，以评估经济健康。如果大部分人口的比率较低，这可能会暗示潜在的经济衰退，因为当个人缺乏足够的流动资产时，消费者支出可能会减少。此外，理解‘货币收入比率；货币与收入比率’可以使个人设定财务目标。通过计算这个比率，人们可以识别需要改善储蓄或调整消费习惯的领域。例如，如果某人意识到自己的比率低于理想水平，他们可能会决定减少可支配支出或寻找额外的收入来源，比如兼职工作或自由职业机会。总之，‘货币收入比率；货币与收入比率’是评估财务健康和做出明智财务决策的重要指标。通过理解和监测这一比率，个人可以更好地应对财务未来，为紧急情况做好准备，并设定可实现的财务目标。这个比率的重要性不容小觑，因为它在个人财务管理和更广泛的经济环境中发挥着重要作用。