demand loan

简明释义

活期放款

英英释义

例句

1.The terms of the demand loan 随时可要求偿还的贷款 allowed me to borrow money quickly.

这笔demand loan 随时可要求偿还的贷款的条款让我能迅速借到钱。

2.The bank offered me a demand loan 随时可要求偿还的贷款 to cover my unexpected expenses.

银行给我提供了一笔demand loan 随时可要求偿还的贷款，以应对我意外的支出。

3.A demand loan 随时可要求偿还的贷款 can be useful in emergencies when cash is needed immediately.

在紧急情况下，当需要立即现金时，demand loan 随时可要求偿还的贷款非常有用。

4.I was able to pay off the demand loan 随时可要求偿还的贷款 before the due date without any penalties.

我能够在到期日前无罚款地还清这笔demand loan 随时可要求偿还的贷款。

5.She took out a demand loan 随时可要求偿还的贷款 to finance her new business venture.

她申请了一笔demand loan 随时可要求偿还的贷款来资助她的新商业项目。

作文

A demand loan is a type of loan that can be called for repayment at any time by the lender. This means that the borrower must be prepared to repay the loan in full upon request, which can create a sense of urgency and financial pressure. Understanding the implications of a demand loan is crucial for anyone considering this form of borrowing.Firstly, it is important to recognize the characteristics of a demand loan. Unlike traditional loans that have a fixed repayment schedule and term, a demand loan does not have a predetermined repayment date. Instead, the lender retains the right to demand repayment whenever they see fit. This can be particularly beneficial for lenders, as it provides them with flexibility and security. However, for borrowers, this can lead to uncertainty regarding their financial planning.For instance, if an individual takes out a demand loan to cover unexpected expenses, they must be aware that the lender may ask for repayment at any moment. This can be challenging if the borrower is not financially prepared, as they may have to scramble to find the necessary funds. Therefore, it is essential for potential borrowers to assess their financial situation and consider whether they can manage the risks associated with a demand loan.Moreover, interest rates on demand loans can vary significantly. In many cases, these loans may come with higher interest rates compared to traditional loans. Lenders may charge higher rates to compensate for the increased risk they take on by allowing borrowers to access funds without a set repayment schedule. Consequently, borrowers should carefully evaluate the cost of borrowing through a demand loan and compare it to other financing options.Another aspect to consider is the purpose of the demand loan. These loans are often used for short-term financing needs, such as covering operational costs for a business or managing cash flow gaps. For businesses, having access to a demand loan can provide a safety net during periods of financial strain. However, businesses must also be cautious about relying too heavily on this type of financing, as it can lead to a cycle of debt if not managed properly.In conclusion, a demand loan is a flexible borrowing option that can serve various purposes, but it comes with inherent risks and responsibilities. Borrowers must fully understand the terms and conditions associated with this type of loan and be prepared for the possibility of immediate repayment demands. By doing so, they can make informed financial decisions that align with their overall financial strategy. Ultimately, while a demand loan can provide necessary funding in times of need, it is crucial to approach it with caution and a clear understanding of its implications.In Chinese, a demand loan (即刻还款贷款) refers to a loan that can be requested for repayment at any time by the lender, which places a significant responsibility on the borrower to be financially prepared for such requests. Understanding both the advantages and disadvantages of this type of loan is vital for anyone considering it as a financial option.

即刻还款贷款是一种可以随时被贷方要求偿还的贷款。这意味着借款人必须准备好在请求时全额偿还贷款，这可能会造成紧迫感和财务压力。理解即刻还款贷款的含义对任何考虑这种借款形式的人来说都是至关重要的。首先，重要的是要认识到即刻还款贷款的特点。与具有固定还款计划和期限的传统贷款不同，即刻还款贷款没有预定的还款日期。相反，贷方保留在他们认为合适的时候要求偿还的权利。这对贷方来说特别有利，因为它为他们提供了灵活性和安全性。然而，对于借款人来说，这可能会导致财务规划的不确定性。例如，如果个人借用即刻还款贷款来应对意外开支，他们必须意识到贷方可能会随时要求偿还。如果借款人没有做好财务准备，这可能会很具挑战性，因为他们可能需要匆忙找到所需的资金。因此，潜在的借款人必须评估自己的财务状况，并考虑是否能够管理与即刻还款贷款相关的风险。此外，即刻还款贷款的利率可能会大相径庭。在许多情况下，这些贷款的利率可能比传统贷款高。贷方可能会收取更高的利率，以补偿他们通过允许借款人获得没有设定还款计划的资金而承担的更大风险。因此，借款人应仔细评估通过即刻还款贷款借款的成本，并将其与其他融资选项进行比较。另一个需要考虑的方面是即刻还款贷款的用途。这些贷款通常用于短期融资需求，例如覆盖企业的运营成本或管理现金流缺口。对于企业来说，在财务紧张时期获得即刻还款贷款可以提供安全保障。然而，企业也必须小心不要过于依赖这种融资方式，因为如果管理不当，可能会导致债务循环。总之，即刻还款贷款是一种灵活的借款选择，可以满足各种目的，但它伴随着固有的风险和责任。借款人必须充分理解与这种类型贷款相关的条款和条件，并为可能的即时偿还要求做好准备。通过这样做，他们可以做出符合整体财务战略的明智财务决策。最终，虽然即刻还款贷款可以在需要时提供必要的资金，但以谨慎和清晰的理解来对待它至关重要。