demand certificate

简明释义

活期存单

英英释义

A demand certificate is a financial instrument that guarantees payment to the holder upon request, typically issued by a bank or financial institution.

需求凭证是一种金融工具,保证持有人在请求时获得付款,通常由银行或金融机构发行。

例句

1.The contractor requested a demand certificate (需求证明书) to verify the project's funding requirements.

承包商要求提供一份demand certificate (需求证明书)以验证项目的资金需求。

2.To initiate the loan process, you need to submit a demand certificate (需求证明书) to the bank.

为了启动贷款流程,您需要向银行提交一份demand certificate (需求证明书)。

3.The insurance company requires a demand certificate (需求证明书) to process your claim.

保险公司要求提供一份demand certificate (需求证明书)以处理您的索赔。

4.In order to receive the grant, applicants must include a demand certificate (需求证明书) with their application.

为了获得补助金,申请者必须在申请中附上demand certificate (需求证明书)。

5.Before the shipment can be released, the importer must present a valid demand certificate (需求证明书).

在货物可以放行之前,进口商必须出示有效的demand certificate (需求证明书)。

作文

In today's fast-paced world, the importance of documentation cannot be overstated. One such critical document is the demand certificate, which plays a vital role in various sectors, particularly in finance and trade. A demand certificate is essentially a formal request for payment or a guarantee that a certain amount will be paid upon the fulfillment of specified conditions. This document serves as a security measure for both parties involved in a transaction, ensuring that obligations are met and reducing the risk of defaults.The concept of a demand certificate is prevalent in international trade, where businesses often deal with large sums of money and complex agreements. For instance, when a company exports goods to another country, it may require a demand certificate from the buyer's bank. This certificate guarantees that the bank will honor the payment once the goods are shipped and the necessary documentation is provided. This assurance allows exporters to engage in trade with confidence, knowing that their financial interests are protected.Moreover, a demand certificate can also be used in loan agreements. When an individual or business takes out a loan, the lender may issue a demand certificate as part of the agreement. This certificate indicates that the borrower must repay the loan upon the lender's request, providing a clear timeline and terms for repayment. It helps maintain transparency between the lender and borrower, fostering trust and accountability in financial transactions.In addition to its significance in trade and finance, the demand certificate also has implications in legal contexts. For example, in cases of disputes over payments or contracts, having a demand certificate can serve as crucial evidence in court. It demonstrates that there was a formal agreement and that one party has fulfilled their obligations while the other has not. This can greatly influence the outcome of legal proceedings, making it essential for individuals and businesses to keep accurate records of such documents.Furthermore, the process of obtaining a demand certificate can vary depending on the jurisdiction and the nature of the transaction. Typically, it involves submitting specific documents to a financial institution or a legal authority, along with a formal request outlining the terms of the demand. Once approved, the demand certificate is issued, and both parties are bound by its terms. This process highlights the importance of understanding the legal and procedural requirements associated with such documents.In conclusion, the demand certificate is a fundamental document that facilitates secure transactions in various fields, including finance, trade, and law. Its role as a guarantee of payment and evidence of agreement underscores its significance in maintaining trust and accountability between parties. As global commerce continues to expand and evolve, the relevance of the demand certificate will only increase, making it essential for individuals and businesses to familiarize themselves with its uses and implications. Understanding this document not only enhances one's knowledge of financial practices but also empowers individuals to navigate complex transactions with greater confidence and security.

在当今快节奏的世界中,文档的重要性不容忽视。其中一个关键文件是需求证明,它在各个领域,特别是在金融和贸易中发挥着重要作用。需求证明本质上是一份正式的付款请求或保证,确保在满足特定条件后将支付一定金额。该文件为交易双方提供了一种安全保障,确保义务得到履行,从而降低违约风险。需求证明的概念在国际贸易中非常普遍,企业通常会处理大额资金和复杂协议。例如,当一家公司向另一个国家出口商品时,它可能会要求买方的银行出具一份需求证明。该证明保证银行将在货物发运并提供必要文档后履行付款。这种保证使出口商能够自信地进行贸易,因为他们知道自己的财务利益得到了保护。此外,需求证明还可以用于贷款协议。当个人或企业申请贷款时,贷方可能会在协议中出具一份需求证明。该证明表明借款人必须在贷方要求时偿还贷款,提供了明确的还款时间表和条款。它有助于维护贷方和借款人之间的透明度,促进金融交易中的信任和责任感。除了在贸易和金融中的重要性外,需求证明在法律背景下也具有重要意义。例如,在关于付款或合同的争议案件中,拥有一份需求证明可以作为法庭上的关键证据。它表明存在正式协议,并且一方已经履行了义务,而另一方则没有。这可以极大地影响法律程序的结果,使个人和企业保持准确的此类文件记录变得至关重要。此外,获取需求证明的过程可能因管辖区和交易性质而异。通常,这涉及向金融机构或法律机构提交特定文件,以及一份概述需求条款的正式请求。一旦获得批准,需求证明就会被发出,双方都受其条款的约束。这个过程强调了理解与此类文件相关的法律和程序要求的重要性。总之,需求证明是一份基本文件,有助于在金融、贸易和法律等多个领域促进安全交易。它作为付款保证和协议证据的角色突显了它在维护双方之间信任和责任方面的重要性。随着全球商业的不断扩展和演变,需求证明的相关性只会增加,因此个人和企业了解其用途和影响至关重要。理解这一文件不仅增强了个人对金融实践的认识,也使个人能够更自信、更安全地应对复杂交易。

相关单词

certificate

certificate详解:怎么读、什么意思、用法