active debt

简明释义

活动债务

英英释义

例句

1.Before applying for a new loan, it's important to assess your active debt 活跃债务 situation.

在申请新贷款之前，评估你的 活跃债务 active debt 情况是很重要的。

2.Managing active debt 活跃债务 effectively can lead to better credit scores.

有效管理 活跃债务 active debt 可以提高信用评分。

3.Investors are concerned about the active debt 活跃债务 levels of the startup.

投资者对这家初创公司的 活跃债务 active debt 水平感到担忧。

4.The company has an active debt 活跃债务 of $1 million that needs to be addressed.

公司有一笔需要处理的 活跃债务 active debt，金额为100万美元。

5.The financial report showed a decrease in active debt 活跃债务 over the past quarter.

财务报告显示，过去一个季度 活跃债务 active debt 有所减少。

作文

In today's financial landscape, understanding the concept of active debt is crucial for both individuals and businesses. Active debt refers to any outstanding obligations that a borrower is currently responsible for repaying. This can include various forms of debt such as credit card balances, personal loans, mortgages, and other types of financing. The management of active debt is essential for maintaining financial health and ensuring a stable economic future.One of the main reasons why comprehending active debt is important is its impact on credit scores. Credit scores are numerical representations of a borrower's creditworthiness, and they are significantly influenced by the amount of active debt one carries. High levels of active debt can lead to lower credit scores, making it more difficult to secure additional financing in the future. Conversely, managing active debt responsibly can improve credit scores and open doors to better interest rates and loan terms.Moreover, active debt can affect an individual's or a business's ability to invest in opportunities. For instance, if a person is overwhelmed with active debt, they may find it challenging to save for retirement or invest in their education. Similarly, businesses burdened with high levels of active debt may struggle to expand or innovate, as their resources are tied up in repayment obligations.To effectively manage active debt, it is vital to create a budget that accounts for all sources of income and expenses. By tracking spending habits, individuals and businesses can identify areas where they can cut costs and allocate more funds toward paying down active debt. Additionally, establishing an emergency fund can provide a safety net that prevents further accumulation of active debt in case of unexpected expenses.Another strategy for managing active debt is prioritizing payments based on interest rates. Paying off high-interest debts first can save money in the long run, as less interest will accumulate over time. Debt consolidation is also an option that many consider, as it allows borrowers to combine multiple debts into a single loan with a potentially lower interest rate, simplifying the repayment process.In conclusion, understanding and managing active debt is a critical component of financial literacy. It influences credit scores, affects investment opportunities, and requires careful planning and budgeting. By being proactive about active debt, individuals and businesses can pave the way for a more secure financial future. As we navigate through our financial journeys, let us remember the importance of keeping active debt in check and making informed decisions that lead to long-term success.

在当今的金融环境中，理解“active debt”这一概念对个人和企业来说至关重要。“active debt”指的是借款人目前需要偿还的任何未偿还义务。这可以包括各种形式的债务，如信用卡余额、个人贷款、抵押贷款和其他融资类型。管理“active debt”对于维持财务健康和确保稳定的经济未来至关重要。理解“active debt”的重要性主要体现在其对信用评分的影响上。信用评分是借款人信用worthiness的数字表示，受到“active debt”数量的显著影响。高水平的“active debt”可能导致较低的信用评分，从而使未来获得额外融资变得更加困难。相反，负责任地管理“active debt”可以改善信用评分，并为获得更好的利率和贷款条款打开大门。此外，“active debt”还会影响个人或企业投资机会的能力。例如，如果一个人被“active debt”压得喘不过气来，他们可能会发现很难为退休储蓄或投资于自己的教育。同样，负担着高水平“active debt”的企业可能在扩展或创新方面面临困难，因为他们的资源被偿还义务所束缚。为了有效管理“active debt”，创建一个预算至关重要，该预算考虑到所有收入和支出的来源。通过跟踪消费习惯，个人和企业可以识别出可以削减成本的领域，并将更多资金分配用于偿还“active debt”。此外，建立应急基金可以提供一个安全网，以防止在意外支出情况下进一步增加“active debt”。管理“active debt”的另一种策略是根据利率优先偿还债务。首先偿还高利率债务可以在长期内节省资金，因为利息会随着时间的推移而减少。债务整合也是许多人考虑的选项，因为它允许借款人将多笔债务合并为一笔单一贷款，可能具有更低的利率，从而简化偿还过程。总之，理解和管理“active debt”是金融素养的关键组成部分。它影响信用评分，影响投资机会，并需要仔细的规划和预算。通过主动应对“active debt”，个人和企业可以为更加安全的财务未来铺平道路。在我们经历财务旅程时，让我们记住保持“active debt”在控制之中，并做出明智的决策，以实现长期成功。