active deposit

简明释义

活动存款

英英释义

例句

1.You can easily transfer money from your active deposit 活跃存款 account to other accounts.

您可以轻松地将资金从您的<一个>活跃存款< /span>账户转移到其他账户。

2.The bank offers a higher interest rate for an active deposit 活跃存款 account compared to regular savings accounts.

银行为<一个>活跃存款< /span>账户提供比常规储蓄账户更高的利率。

3.To maintain your active deposit 活跃存款, you need to make regular deposits each month.

要保持您的<一个>活跃存款< /span>，您需要每月定期存款。

4.An active deposit 活跃存款 allows you to withdraw funds without any penalties.

一个<一个>活跃存款< /span>允许您在没有任何罚款的情况下提取资金。

5.Many investors prefer active deposits 活跃存款 for their liquidity and flexibility.

许多投资者更喜欢<一个>活跃存款< /span>，因为它们的流动性和灵活性。

作文

In the world of finance, the term active deposit refers to funds that are regularly used and accessed by an account holder. These deposits are not just sitting idle in a bank account; instead, they are actively involved in transactions, whether through withdrawals, transfers, or payments. Understanding the concept of active deposit is crucial for both individuals and businesses as it impacts cash flow management and financial planning.For individuals, having an active deposit means that they have a certain amount of money readily available for their daily expenses. This could include paying bills, making purchases, or saving for future needs. In contrast, a passive deposit might refer to savings that are not frequently touched, such as a long-term savings account or a fixed deposit. By keeping an active deposit, individuals can ensure that they have quick access to funds when unexpected expenses arise.On the other hand, businesses also rely on active deposits to manage their operational costs. Companies often maintain a certain level of liquidity to cover payroll, supplier payments, and other immediate obligations. An active deposit allows businesses to efficiently handle these transactions without delay. It is essential for businesses to monitor their active deposits closely to avoid cash flow issues that could lead to operational disruptions.Moreover, banks and financial institutions often encourage customers to keep active deposits through various incentives. For instance, some banks offer higher interest rates on checking accounts or provide perks like fee waivers for maintaining a minimum balance. This promotes a culture of saving while ensuring that customers have access to their funds when needed. The relationship between active deposits and banking services is symbiotic; banks benefit from having more liquid assets, while customers enjoy the convenience and benefits associated with their accounts.The management of active deposits is also influenced by technology. With the rise of online banking and mobile apps, individuals and businesses can easily track their deposits and transactions in real-time. This transparency allows account holders to make informed decisions about their finances. They can quickly identify patterns in their spending and adjust their budgets accordingly. Additionally, the ability to transfer funds instantly has made it easier to maintain an active deposit, as users can move money between accounts with just a few taps on their smartphones.In conclusion, the concept of active deposit plays a vital role in personal and business finance. It represents the funds that are actively engaged in day-to-day transactions, providing liquidity and accessibility. Understanding how to manage active deposits effectively can lead to better financial health, allowing individuals and businesses to navigate their financial responsibilities with ease. Whether it’s for covering unexpected costs or ensuring smooth business operations, maintaining an active deposit is essential in today’s fast-paced financial environment.

在金融世界中，术语活跃存款指的是账户持有人定期使用和访问的资金。这些存款并没有闲置在银行账户中，而是积极参与交易，无论是通过取款、转账还是支付。理解活跃存款的概念对个人和企业都至关重要，因为它影响现金流管理和财务规划。对于个人来说，拥有活跃存款意味着他们有一定数量的资金可以随时用于日常开支。这可能包括支付账单、进行购买或为未来需求储蓄。相比之下，非活跃存款可能指的是不常动用的储蓄，例如长期储蓄账户或定期存款。通过保持活跃存款，个人可以确保在意外开支出现时快速获取资金。另一方面，企业也依赖于活跃存款来管理运营成本。公司通常保持一定水平的流动性，以支付工资、供应商款项和其他立即义务。活跃存款使企业能够高效处理这些交易，而不会延误。企业密切监控其活跃存款以避免现金流问题，这可能导致运营中断。此外，银行和金融机构通常通过各种激励措施鼓励客户保持活跃存款。例如，一些银行在支票账户上提供更高的利率，或为维持最低余额提供免手续费的优惠。这促进了储蓄文化，同时确保客户在需要时能够访问资金。活跃存款与银行服务之间的关系是共生的；银行从拥有更多流动资产中获益，而客户则享受与其账户相关的便利和好处。活跃存款的管理也受到技术的影响。随着在线银行和移动应用程序的兴起，个人和企业可以实时轻松跟踪其存款和交易。这种透明度使账户持有人能够做出明智的财务决策。他们可以快速识别支出模式，并相应调整预算。此外，能够即时转账使得维护活跃存款变得更加容易，因为用户只需在智能手机上轻点几下即可在账户之间转移资金。总之，活跃存款的概念在个人和商业财务中扮演着至关重要的角色。它代表着积极参与日常交易的资金，提供流动性和可及性。有效管理活跃存款可以带来更好的财务健康，使个人和企业能够轻松应对财务责任。无论是为了覆盖意外费用，还是确保顺利的业务运营，保持活跃存款在当今快节奏的金融环境中都是至关重要的。