balance of remittance

简明释义

汇款余额

英英释义

例句

1.Banks often provide services to help manage the balance of remittance for expatriates.

银行通常提供服务来帮助管理外籍人士的汇款余额。

2.A significant increase in the balance of remittance can boost the local economy.

在汇款余额显著增加的情况下，可以促进当地经济。

3.The government is monitoring the balance of remittance to ensure economic stability.

政府正在监测汇款余额以确保经济稳定。

4.Tracking the balance of remittance is essential for financial planning.

跟踪汇款余额对于财务规划至关重要。

5.The balance of remittance has a direct impact on household income in many developing countries.

汇款余额直接影响许多发展中国家的家庭收入。

作文

In the context of global finance, the term balance of remittance refers to the net flow of money transferred from one country to another, primarily in the form of personal transfers made by individuals to their family members or friends. This financial mechanism plays a significant role in the economies of many developing countries, where remittances often constitute a substantial portion of national income. Understanding the balance of remittance is crucial for policymakers and economists as it provides insights into migration patterns, economic stability, and the overall health of a country's financial system.Remittances are typically sent by migrants who have moved abroad for work or education. They send money back home to support their families, pay for education, or invest in local businesses. The balance of remittance is calculated by subtracting the total amount of money sent out of a country from the total amount received. A positive balance indicates that more money is coming into the country than going out, which can bolster local economies and improve living standards.For example, countries like India, Mexico, and the Philippines have significant inflows of remittances. These funds help to alleviate poverty, enhance access to education, and improve healthcare services. In many cases, remittances serve as a vital lifeline for families, allowing them to invest in better housing or start small businesses. The balance of remittance thus becomes a critical indicator of economic health, especially in regions where formal employment opportunities are limited.However, reliance on remittances can also present challenges. Economies that depend heavily on this income may become vulnerable to fluctuations in global economic conditions. For instance, during economic downturns, migrants may lose their jobs and, consequently, their ability to send money home. This can lead to a sudden drop in the balance of remittance, adversely affecting the recipient country's economy.Moreover, the impact of remittances is not uniformly positive. While they can provide immediate financial relief, they may also create dependency, discouraging local entrepreneurship and innovation. If families rely solely on remittances, they may be less inclined to seek sustainable employment or invest in local industries. Thus, while the balance of remittance can be a source of economic support, it is essential for countries to develop strategies that encourage self-sufficiency and economic diversification.In conclusion, the balance of remittance is a vital aspect of international finance that reflects the economic interactions between countries. It highlights the importance of migration in shaping economic landscapes and underscores the need for policies that harness the benefits of remittances while mitigating potential downsides. By fostering an environment that encourages investment and entrepreneurship, nations can ensure that the positive effects of remittances contribute to long-term economic growth and stability, rather than creating cycles of dependency. Understanding and managing the balance of remittance will be crucial for countries striving to build resilient economies in an increasingly interconnected world.

在全球金融的背景下，术语汇款余额指的是从一个国家到另一个国家的净资金流动，主要以个人转账的形式进行，这些转账是由个人发送给他们的家庭成员或朋友。这一金融机制在许多发展中国家的经济中发挥着重要作用，在这些国家，汇款通常占国家收入的相当大一部分。理解汇款余额对政策制定者和经济学家至关重要，因为它提供了有关移民模式、经济稳定性和国家金融系统整体健康状况的见解。汇款通常由为了工作或教育而移居海外的移民发送。他们将钱寄回家，以支持家庭，支付教育费用或投资于当地企业。汇款余额通过将一个国家支出的总金额减去收到的总金额来计算。正余额表示流入国家的钱比流出国家的钱多，这可以增强当地经济并改善生活水平。例如，印度、墨西哥和菲律宾等国的汇款流入量很大。这些资金有助于减轻贫困，提高接受教育的机会，并改善医疗服务。在许多情况下，汇款成为家庭的重要生命线，使他们能够投资于更好的住房或创办小企业。因此，汇款余额成为经济健康的重要指标，尤其是在正式就业机会有限的地区。然而，依赖汇款也可能带来挑战。依赖这一收入的经济体可能会对全球经济条件的波动变得脆弱。例如，在经济衰退期间，移民可能会失去工作，因此失去向家乡寄钱的能力。这可能导致汇款余额的突然下降，给接收国的经济带来不利影响。此外，汇款的影响并不总是积极的。虽然它们可以提供即时的财务救助，但也可能造成依赖，抑制地方企业精神和创新。如果家庭完全依赖汇款，他们可能不太愿意寻求可持续的就业或投资于当地产业。因此，虽然汇款余额可以成为经济支持的来源，但各国必须制定鼓励自给自足和经济多样化的战略。总之，汇款余额是国际金融的重要方面，反映了国家之间的经济互动。它突显了移民在塑造经济格局中的重要性，并强调了制定政策以利用汇款好处的必要性，同时减轻潜在的负面影响。通过营造鼓励投资和企业精神的环境，各国可以确保汇款的积极影响有助于长期经济增长和稳定，而不是造成依赖循环。理解和管理汇款余额对于那些努力在日益互联的世界中建立韧性经济的国家来说至关重要。