payment by remittance; remittance

简明释义

汇付

英英释义

例句

1.Please send your remittance by the end of the month to avoid late fees.

请在月底之前发送您的汇款以避免滞纳金。

2.The company prefers payment by remittance for international transactions to ensure security.

公司更喜欢通过汇款支付进行国际交易，以确保安全。

3.Our vendor accepts payment by remittance, which is convenient for overseas clients.

我们的供应商接受汇款支付，这对海外客户很方便。

4.You can track your remittance using the reference number provided by your bank.

您可以使用银行提供的参考号码来跟踪您的汇款。

5.After receiving the payment by remittance, we will process your order immediately.

在收到汇款支付后，我们将立即处理您的订单。

作文

Payment by remittance is a common method of transferring money, especially in today's globalized economy. It refers to the act of sending money from one party to another, often across long distances, usually for the purpose of settling debts or making purchases. The term remittance itself signifies the money that is sent back home, particularly by migrants who work abroad and send a portion of their earnings to support their families. This practice has become increasingly important as it not only helps families manage their daily expenses but also contributes significantly to the economies of many developing countries.In many cases, individuals rely on payment by remittance to ensure that their loved ones have access to essential resources such as food, education, and healthcare. For instance, a worker in the United States might send money back to their family in Mexico, allowing them to pay for school fees or medical bills. This flow of funds can be crucial for families who depend on these remittances to survive and thrive.The process of payment by remittance has evolved over the years, transitioning from traditional methods such as sending cash via postal services to more modern solutions like online money transfer services and mobile banking apps. These advancements have made it easier, faster, and safer for people to send money internationally. Companies like Western Union and MoneyGram have long been leaders in this field, but newer platforms like PayPal, Venmo, and various cryptocurrency options are changing the landscape of how remittances are processed.Despite the convenience of modern technology, payment by remittance is not without its challenges. High transaction fees and unfavorable exchange rates can diminish the amount of money that actually reaches the recipient. For example, if a migrant worker sends $100 home, they may incur fees that reduce the total amount received by their family to $90 or less. This discrepancy highlights the need for more affordable and transparent remittance options, which could greatly benefit both senders and receivers.Moreover, the impact of remittance on the economy cannot be overstated. In many countries, remittances make up a significant portion of the gross domestic product (GDP). For example, in countries like El Salvador and Haiti, remittances account for more than 20% of GDP, showcasing their importance in sustaining local economies. This influx of foreign currency can help stabilize economies, improve living standards, and foster development.In conclusion, payment by remittance plays a vital role in the lives of millions around the world. It serves as a lifeline for families separated by distance and provides essential support for those in need. As technology continues to advance, it is crucial for stakeholders to address the challenges associated with remittance to maximize its benefits. By improving access, reducing costs, and enhancing security, we can ensure that this form of financial support remains effective and beneficial for all parties involved. Ultimately, understanding the significance of payment by remittance and remittance can lead to better policies and practices that support families and communities globally.

汇款支付是一种常见的转账方式，尤其是在当今全球化经济中。它指的是将资金从一方发送到另一方的行为，通常是跨越长距离，通常用于偿还债务或进行购买。汇款一词本身意味着寄回家的钱，特别是那些在国外工作的移民，他们将部分收入寄回家以支持家庭。这种做法变得越来越重要，因为它不仅帮助家庭管理日常开支，还对许多发展中国家的经济作出了重大贡献。在许多情况下，个人依赖于汇款支付来确保他们所爱的人能够获得基本资源，如食物、教育和医疗保健。例如，一位在美国工作的工人可能会将钱寄回墨西哥的家人，让他们支付学费或医疗费用。这笔资金流动对于依赖这些汇款生存和发展的家庭至关重要。汇款支付的过程随着时间的推移而演变，从传统的通过邮政服务发送现金的方法转变为更现代的解决方案，如在线汇款服务和移动银行应用程序。这些进步使人们能够更轻松、更快速和更安全地进行国际汇款。像西联汇款和速汇金这样的公司在这个领域长期以来一直是领导者，但像PayPal、Venmo和各种加密货币选项等新平台正在改变汇款处理的格局。尽管现代技术带来了便利，但汇款支付并非没有挑战。高额的交易费用和不利的汇率可能会减少实际到达收款人的金额。例如，如果一位移民工人寄送100美元回家，他们可能会因费用而导致家人实际收到的金额降至90美元或更少。这种差异突显了更实惠和透明的汇款选择的必要性，这将极大地惠及寄款人和收款人。此外，汇款对经济的影响不容小觑。在许多国家，汇款占国内生产总值（GDP）的显著部分。例如，在萨尔瓦多和海地等国，汇款占GDP的20%以上，展示了它们在维持地方经济方面的重要性。这种外汇流入可以帮助稳定经济，提高生活水平，促进发展。总之，汇款支付在世界各地数百万人的生活中扮演着至关重要的角色。它为被距离分开的家庭提供了生命线，并为有需要的人提供了必要的支持。随着技术的不断进步，利益相关者必须解决与汇款相关的挑战，以最大化其好处。通过改善获取途径、降低成本和增强安全性，我们可以确保这种形式的财务支持对所有相关方仍然有效且有益。最终，理解汇款支付和汇款的重要性可以导致更好的政策和实践，从而支持全球的家庭和社区。