payment by remittance

简明释义

汇拨支付

英英释义

例句

1.For our services, we only accept payment by remittance to ensure security.

为了我们的服务，我们只接受汇款支付以确保安全。

2.The company prefers to receive payment by remittance for international orders.

该公司更喜欢通过汇款支付国际订单。

3.They require payment by remittance before the shipment of goods.

他们要求在货物发货之前进行汇款支付。

4.Once you send the payment by remittance, please share the transaction details with us.

一旦您发送了汇款支付，请与我们分享交易详情。

5.You can make your payment by remittance through your bank's online service.

您可以通过银行的在线服务进行汇款支付。

作文

In today's global economy, the way we conduct financial transactions has evolved significantly. One of the most common methods used for transferring money across borders is through a process known as payment by remittance. This term refers to the act of sending money, typically by a foreign worker to their home country, often to support family members or friends. Understanding this method of payment is crucial, especially as it plays a vital role in the economies of many developing nations.The concept of payment by remittance is not new; it has been practiced for centuries. However, with advancements in technology, the process has become much more efficient and accessible. Nowadays, individuals can send money quickly through online platforms or mobile applications, making it easier for those working abroad to provide financial support to their loved ones back home. This ease of transfer has led to a significant increase in remittance flows worldwide.One of the primary reasons people engage in payment by remittance is to help their families meet daily expenses, such as food, education, and healthcare. In many cases, these funds are crucial for the survival of families who rely on the financial support sent from abroad. For instance, a migrant worker in the United States may send a portion of their earnings back to their family in Mexico, allowing them to afford necessities that they might not otherwise be able to secure.Moreover, payment by remittance contributes significantly to the economies of countries receiving these funds. According to recent studies, remittances account for a substantial percentage of the GDP in several developing nations. This influx of cash can stimulate local economies by increasing consumer spending and providing capital for small businesses. As a result, communities that receive remittances often experience improved living standards and economic growth.However, despite the benefits of payment by remittance, there are also challenges associated with this method of transferring money. High transaction fees imposed by some money transfer services can reduce the amount of money that ultimately reaches the intended recipients. Additionally, fluctuations in exchange rates can affect the value of the remitted funds, leading to uncertainty for both senders and receivers. It is essential for individuals to choose reliable and cost-effective services to minimize these issues.Furthermore, the reliance on payment by remittance can sometimes create vulnerabilities for families in the home country. If a migrant worker loses their job or faces difficulties in their host country, the financial support may dwindle, leaving families in precarious situations. Therefore, while remittances are an important lifeline for many, it is crucial for families to develop diverse income sources and not solely depend on external support.In conclusion, payment by remittance is a significant aspect of the modern financial landscape, facilitating the transfer of funds across borders and impacting lives in profound ways. It serves as a critical support system for families in need and plays a vital role in the economies of many countries. As technology continues to advance, the methods and ease of making remittances will likely improve, further enhancing the positive effects of this practice. However, it is equally important for both senders and recipients to remain aware of the potential challenges that come with relying on remittances and to seek ways to ensure financial stability beyond these payments.

在当今全球经济中，我们进行金融交易的方式发生了显著变化。通过一种称为汇款支付的方式，跨国转账已成为最常见的方法之一。这个术语指的是将钱发送回家，通常是由外国工人发送到他们的祖国，通常是为了支持家人或朋友。理解这种支付方式至关重要，尤其是因为它在许多发展中国家的经济中发挥着重要作用。汇款支付的概念并不新颖；几个世纪以来一直在实践。然而，随着技术的进步，这个过程变得更加高效和便捷。如今，个人可以通过在线平台或移动应用程序快速发送资金，使那些在国外工作的人更容易为家人提供经济支持。这种转账的便利性导致全球汇款流量显著增加。人们进行汇款支付的主要原因之一是帮助家庭满足日常开支，如食品、教育和医疗保健。在许多情况下，这些资金对依赖海外发来的财务支持的家庭的生存至关重要。例如，一名在美国的移民工人可能会将部分收入寄回其在墨西哥的家庭，从而使他们能够负担起必要的生活费用。此外，汇款支付对接收这些资金的国家经济贡献显著。根据最近的研究，汇款占一些发展中国家GDP的相当大一部分。这种现金流入可以通过增加消费支出和为小企业提供资本来刺激地方经济。因此，收到汇款的社区往往会经历生活水平的提高和经济增长。然而，尽管汇款支付有诸多好处，但这种转账方式也面临挑战。一些货币转移服务收取的高额交易费用可能会减少最终到达收款人的资金。此外，汇率波动可能会影响汇款资金的价值，给寄款人和收款人带来不确定性。个人选择可靠且具成本效益的服务以减少这些问题至关重要。此外，对汇款支付的依赖有时会使家庭在本国面临脆弱性。如果移民工人失去工作或在东道国面临困难，财务支持可能会减少，导致家庭处于危险境地。因此，尽管汇款对许多人来说是重要的生命线，但家庭也必须发展多样化的收入来源，而不仅仅依赖外部支持。总之，汇款支付是现代金融格局的重要组成部分，促进跨国资金转移，并在深远的方式上影响生活。它为需要帮助的家庭提供关键支持，并在许多国家的经济中发挥着重要作用。随着技术的不断进步，汇款的方式和便利性可能会进一步改善，进一步增强这一做法的积极影响。然而，寄款人和收款人都应意识到依赖汇款可能带来的潜在挑战，并寻求确保财务稳定的方法，超越这些付款。