account book

简明释义

会计簿册

英英释义

A record of financial transactions, typically maintained by an individual or business to track income and expenditures.

一种财务交易记录,通常由个人或企业维护,以跟踪收入和支出。

例句

1.Every month, I update my account book with new transactions.

每个月,我都会用新的交易更新我的账本

2.The accountant reviewed the account book for discrepancies.

会计师检查了账本以寻找差异。

3.I need to check the expenses in my account book.

我需要查看我的账本中的开支。

4.He forgot to record his last purchase in the account book.

他忘记在账本中记录他最后的购买。

5.She keeps her finances organized by using an account book.

她通过使用账本来整理她的财务。

作文

An account book is an essential tool for anyone who wants to keep track of their finances. It serves as a record of all transactions, helping individuals and businesses manage their income and expenses effectively. The concept of an account book dates back centuries, where merchants would meticulously document their sales and purchases to ensure they had a clear understanding of their financial standing. Today, while technology has introduced various software applications for bookkeeping, the traditional account book remains relevant for many people who prefer a tangible method of tracking their finances.One of the primary benefits of maintaining an account book is that it promotes financial discipline. By writing down every transaction, individuals become more aware of their spending habits. This awareness can lead to better budgeting and ultimately, improved financial health. For example, when someone sees that they are consistently spending a significant amount on dining out, they may decide to cook at home more often, thus saving money.Moreover, an account book can serve as a valuable tool for planning future expenses. By reviewing past entries, individuals can identify patterns in their spending and make informed decisions about how to allocate their resources moving forward. This proactive approach can help prevent overspending and encourage saving for larger purchases or emergencies.In addition to personal finance, businesses also rely heavily on account books to maintain accurate financial records. For small business owners, having a well-organized account book is crucial for tracking revenue, expenses, and profits. This information is not only vital for making day-to-day operational decisions but is also necessary for tax purposes. A comprehensive account book allows business owners to provide accurate financial statements, which can be beneficial if they decide to apply for loans or attract investors.Another important aspect of using an account book is the ability to spot discrepancies or errors in financial records. Regularly updating and reviewing an account book makes it easier to identify any mistakes or fraudulent activities. This vigilance is particularly important for businesses, as financial mismanagement can lead to severe consequences, including legal issues and loss of reputation.Despite the rise of digital solutions, some people still prefer the simplicity and tactile nature of a physical account book. Writing things down can enhance memory retention and provide a sense of accomplishment as one sees their financial journey documented over time. Additionally, the act of physically writing can be therapeutic, offering a moment of reflection amidst a busy life.In conclusion, an account book is much more than just a ledger for recording financial transactions; it is a powerful tool for promoting financial responsibility, planning for the future, and ensuring accuracy in financial reporting. Whether used by individuals or businesses, an account book provides a clear picture of one's financial landscape, enabling informed decision-making and fostering a culture of accountability. As we continue to navigate an increasingly complex financial world, the principles behind maintaining an account book remain timeless and invaluable.

“账本”是任何想要跟踪财务的人必不可少的工具。它作为所有交易的记录,帮助个人和企业有效管理他们的收入和支出。“账本”的概念可以追溯到几个世纪以前,当时商人会仔细记录他们的销售和采购,以确保他们清楚了解自己的财务状况。今天,虽然技术引入了各种记账软件,但传统的“账本”对许多人来说仍然相关,他们更喜欢一种有形的方法来跟踪自己的财务。保持“账本”的主要好处之一是促进财务纪律。通过记录每一笔交易,个人会更加意识到自己的消费习惯。这种意识可以导致更好的预算管理,最终改善财务健康。例如,当某人看到自己在外出就餐上的开支持续较高时,他们可能会决定更多地在家做饭,从而节省开支。此外,“账本”还可以作为规划未来支出的有价值工具。通过回顾过去的条目,个人可以识别消费模式,并就如何分配资源做出明智的决策。这种主动的方法可以帮助防止超支,并鼓励为较大购买或紧急情况储蓄。除了个人财务,企业也高度依赖“账本”来维护准确的财务记录。对于小企业主来说,拥有一个组织良好的“账本”对跟踪收入、支出和利润至关重要。这些信息不仅对日常运营决策至关重要,而且在税务方面也是必要的。全面的“账本”使企业主能够提供准确的财务报表,这在申请贷款或吸引投资者时非常有利。使用“账本”的另一个重要方面是能够发现财务记录中的差异或错误。定期更新和审查“账本”使得识别任何错误或欺诈活动变得更加容易。这种警惕性对于企业尤其重要,因为财务管理不善可能导致严重后果,包括法律问题和声誉损失。尽管数字解决方案的出现使得许多人仍然喜欢物理“账本”的简单和触觉特性。写下东西可以增强记忆保留,并随着时间的推移看到自己的财务旅程记录下来而带来成就感。此外,书写的行为可以具有治疗效果,为忙碌的生活提供反思的时刻。总之,“账本”远不止是记录财务交易的账本;它是促进财务责任、规划未来和确保财务报告准确的强大工具。无论是个人还是企业使用,“账本”都提供了清晰的财务状况图景,使得明智的决策成为可能,并培养了一种问责文化。随着我们继续在日益复杂的金融世界中航行,保持“账本”的原则依然是永恒且宝贵的。