payback period

简明释义

还本期间,还款期限

英英释义

例句

1.To make an informed decision, the team compared the payback periods of several different investments.

为了做出明智的决策，团队比较了几项不同投资的投资回收期。

2.The company calculated the payback period to determine how long it would take to recover its initial investment in new machinery.

公司计算了投资回收期以确定收回对新机器的初始投资需要多长时间。

3.A shorter payback period is generally more attractive to investors because it indicates quicker returns.

较短的投资回收期通常对投资者更具吸引力，因为这意味着更快的回报。

4.Investors are often interested in the payback period when evaluating potential projects.

投资者在评估潜在项目时通常会关注投资回收期。

5.The payback period for the solar panel installation was estimated to be five years.

太阳能面板安装的投资回收期预计为五年。

作文

In the world of finance and investment, understanding the concept of the payback period is crucial for making informed decisions. The payback period refers to the amount of time it takes for an investment to generate enough cash flow to recover its initial cost. This metric is particularly valuable for businesses and individual investors alike, as it provides a clear indicator of how quickly an investment can become profitable. For instance, if a company invests $10,000 in a new piece of equipment that generates $2,500 in cash flow annually, the payback period would be four years. This means that after four years, the company would have recouped its initial investment, making it easier to assess the viability of the project.The importance of the payback period cannot be overstated. It serves as a straightforward method for evaluating the risk associated with an investment. Generally, a shorter payback period is preferred, as it indicates that the investor will recover their funds more quickly, thus reducing the risk of loss. In contrast, a longer payback period may signal potential issues, such as market volatility or unforeseen expenses, which could jeopardize the return on investment.Moreover, the payback period is often used alongside other financial metrics to provide a more comprehensive analysis of an investment's performance. For example, while the payback period gives insight into how quickly an investment can be recovered, it does not account for the total profitability over time. Therefore, investors should also consider metrics such as net present value (NPV) and internal rate of return (IRR) to gain a fuller picture of the investment’s potential.It's also important to note that the payback period has its limitations. It does not take into consideration the time value of money, which is a key principle in finance stating that a dollar today is worth more than a dollar in the future due to its potential earning capacity. As a result, relying solely on the payback period can lead to suboptimal investment decisions. Investors should integrate this metric with other analyses to make well-rounded choices.In conclusion, the payback period is a fundamental concept in investment analysis that helps investors determine the time required to recover their initial investment. While it offers valuable insights into the risk and recovery of funds, it should not be the sole criterion for decision-making. By combining the payback period with other financial metrics, investors can create a more robust strategy that aligns with their financial goals. Understanding the payback period and its implications can empower investors to make better financial choices, ultimately leading to greater success in their investment endeavors.

在金融和投资的世界中，理解回收期的概念对于做出明智的决策至关重要。回收期指的是一项投资产生足够现金流以收回其初始成本所需的时间。这一指标对企业和个人投资者都特别有价值，因为它提供了一个明确的投资何时能够盈利的指示。例如，如果一家公司投资10,000美元购买一台新设备，该设备每年产生2,500美元的现金流，则回收期为四年。这意味着在四年后，公司将收回其初始投资，从而更容易评估项目的可行性。回收期的重要性不容忽视。它作为评估投资风险的简单方法。通常，较短的回收期是首选，因为这表明投资者能更快地收回资金，从而降低损失的风险。相反，较长的回收期可能预示着潜在的问题，如市场波动或意外费用，这可能会危及投资回报。此外，回收期通常与其他财务指标一起使用，以提供对投资表现的更全面分析。例如，虽然回收期可以洞察投资的快速回收，但它并未考虑到总盈利能力。因此，投资者还应考虑净现值（NPV）和内部收益率（IRR）等指标，以全面了解投资的潜力。还需要注意的是，回收期有其局限性。它没有考虑货币的时间价值，这是金融中的一个关键原则，表明今天的一美元比未来的一美元更有价值，因为它具有潜在的盈利能力。因此，仅依赖于回收期可能导致次优的投资决策。投资者应将此指标与其他分析结合起来，以做出全面的选择。总之，回收期是投资分析中的一个基本概念，帮助投资者确定收回初始投资所需的时间。虽然它提供了有关资金风险和回收的宝贵见解，但不应作为决策的唯一标准。通过将回收期与其他财务指标结合，投资者可以制定更强大的策略，与他们的财务目标保持一致。理解回收期及其影响可以使投资者做出更好的财务选择，最终在他们的投资事业中获得更大的成功。