eligible assets ratio

简明释义

合格资产比率

英英释义

例句

1.Investors often look at the eligible assets ratio 合格资产比率 when assessing a company's risk profile.

投资者在评估公司的风险概况时，通常会关注合格资产比率 eligible assets ratio。

2.Regulatory authorities require financial institutions to report their eligible assets ratio 合格资产比率 quarterly.

监管机构要求金融机构每季度报告其合格资产比率 eligible assets ratio。

3.The bank must maintain a minimum eligible assets ratio 合格资产比率 to ensure financial stability.

银行必须保持最低的合格资产比率 eligible assets ratio以确保金融稳定。

4.A high eligible assets ratio 合格资产比率 indicates that a company has sufficient liquid assets.

较高的合格资产比率 eligible assets ratio表明公司拥有足够的流动资产。

5.To qualify for certain loans, businesses must maintain an eligible assets ratio 合格资产比率 above the threshold set by lenders.

为了获得某些贷款，企业必须保持高于贷款方设定的阈值的合格资产比率 eligible assets ratio。

作文

In the world of finance and investment, understanding various ratios and metrics is crucial for assessing the health of an organization. One such important metric is the eligible assets ratio, which plays a significant role in determining the financial stability of a company. The eligible assets ratio (合格资产比率) refers to the proportion of a company's assets that are deemed eligible for regulatory purposes, often in relation to capital adequacy requirements. This ratio helps investors and regulators understand how much of a company's assets can be used to meet its obligations and support its operations.The calculation of the eligible assets ratio is relatively straightforward. It involves dividing the total amount of eligible assets by the total amount of assets on the balance sheet. Eligible assets typically include cash, government securities, and other high-quality liquid assets that can easily be converted into cash. By focusing on these types of assets, the eligible assets ratio provides a clear picture of a company's liquidity position and its ability to respond to financial challenges.For investors, the eligible assets ratio is a vital indicator of a company's risk profile. A higher ratio suggests that a company has a substantial buffer of liquid assets, which can be crucial during times of economic uncertainty. Conversely, a low eligible assets ratio may indicate potential liquidity issues, raising red flags for investors who are concerned about the company's ability to weather financial storms.Moreover, the eligible assets ratio is particularly relevant in sectors such as banking and insurance, where regulatory requirements dictate the minimum levels of eligible assets needed to operate safely. Regulatory bodies often set specific thresholds for this ratio, compelling companies to maintain a healthy balance between their eligible and non-eligible assets. This ensures that they can cover their liabilities and maintain solvency, thereby protecting both the company and its stakeholders.In addition to its use in evaluating financial health, the eligible assets ratio also serves as a benchmark for comparing companies within the same industry. Investors can analyze how different firms manage their asset portfolios and assess their respective risk levels. A company with a robust eligible assets ratio compared to its peers might be viewed as a safer investment, potentially attracting more capital and fostering greater investor confidence.However, it is essential to remember that while the eligible assets ratio is a valuable tool, it should not be used in isolation. Investors should consider other financial metrics and qualitative factors when making investment decisions. Ratios like the debt-to-equity ratio, return on equity, and overall market conditions can provide additional context and help create a more comprehensive view of a company's financial situation.In conclusion, the eligible assets ratio is a critical metric in the financial landscape, offering insights into a company's liquidity and risk management capabilities. Understanding this ratio empowers investors and regulators to make informed decisions, ultimately contributing to a more stable and transparent financial system. As we navigate the complexities of the financial world, grasping the significance of the eligible assets ratio can enhance our analytical skills and improve our investment strategies.

在金融和投资的世界中，理解各种比率和指标对于评估一个组织的健康状况至关重要。其中一个重要的指标是合格资产比率，它在确定公司财务稳定性方面发挥着重要作用。合格资产比率（eligible assets ratio）指的是公司资产中被认为符合监管要求的比例，通常与资本充足性要求有关。这个比率帮助投资者和监管者了解公司有多少资产可以用来满足其义务并支持其运营。合格资产比率的计算相对简单。它涉及将合格资产的总额除以资产负债表上的总资产。合格资产通常包括现金、政府证券和其他高质量流动资产，这些资产可以很容易地转化为现金。通过关注这些类型的资产，合格资产比率提供了公司流动性状况的清晰图景，以及其应对财务挑战的能力。对于投资者来说，合格资产比率是公司风险状况的重要指标。较高的比率表明公司拥有大量流动资产的缓冲，这在经济不确定时期至关重要。相反，低的合格资产比率可能表明潜在的流动性问题，这引发了对公司的担忧，尤其是那些关心公司能否经受住财务风暴的投资者。此外，合格资产比率在银行和保险等行业尤为相关，因为监管要求规定了运营所需的最低合格资产水平。监管机构通常为该比率设定特定的阈值，迫使公司在合格资产和非合格资产之间保持健康的平衡。这确保了他们能够覆盖负债并维持偿付能力，从而保护公司及其利益相关者。除了用于评估财务健康外，合格资产比率还作为比较同行业公司的一项基准。投资者可以分析不同公司如何管理其资产组合，并评估其各自的风险水平。与同行相比，拥有强大合格资产比率的公司可能被视为更安全的投资，从而吸引更多的资本并增强投资者信心。然而，重要的是要记住，尽管合格资产比率是一个有价值的工具，但不应单独使用。投资者在做出投资决策时，应考虑其他财务指标和定性因素。像债务与股本比率、股本回报率和整体市场条件等指标可以提供额外的背景信息，并帮助创建公司财务状况的更全面视图。总之，合格资产比率是金融领域中的关键指标，为公司流动性和风险管理能力提供了深入的见解。理解这一比率可以使投资者和监管者做出明智的决策，最终促进一个更加稳定和透明的金融体系。在我们应对金融世界的复杂性时，掌握合格资产比率的重要性可以增强我们的分析能力，改善我们的投资策略。