eligible banker's acceptance

简明释义

合格的银行承兑汇票

英英释义

例句

1.The eligible banker's acceptance can be used as a secure payment method in international transactions.

在国际交易中，可以将合格的银行承兑票据作为安全的支付方式。

2.Banks typically issue eligible banker's acceptances to facilitate short-term borrowing.

银行通常发行合格的银行承兑票据以促进短期借款。

3.To qualify for trade credit, the exporter needs to present an eligible banker's acceptance.

为了获得贸易信贷，出口商需要出示一份合格的银行承兑票据。

4.The company secured financing through an eligible banker's acceptance.

该公司通过合格的银行承兑票据获得融资。

5.Investors are attracted to the stability of eligible banker's acceptances in uncertain markets.

在不确定的市场中，投资者被合格的银行承兑票据的稳定性所吸引。

作文

In the world of finance, various instruments are used to facilitate trade and manage risk. One such instrument is the eligible banker's acceptance, which plays a crucial role in international trade financing. A eligible banker's acceptance is a short-term debt instrument that is guaranteed by a bank, allowing businesses to conduct transactions with confidence. This type of acceptance is particularly important for exporters and importers who need to bridge the gap between the delivery of goods and the payment process.To understand the significance of a eligible banker's acceptance, it is essential to grasp its structure and function. Typically, when a buyer purchases goods from a seller, they may not have immediate funds available. To address this, the buyer can request their bank to issue a banker's acceptance. This acceptance serves as a promise that the bank will pay the seller a specified amount at a future date, usually within six months.The term 'eligible' in eligible banker's acceptance refers to the fact that not all banker's acceptances qualify for this designation. For an acceptance to be considered eligible, it must meet specific criteria set forth by the Federal Reserve and the market. These criteria often include factors such as the creditworthiness of the bank issuing the acceptance and the nature of the underlying transaction. Eligible banker's acceptances can be discounted in the money market, providing liquidity to the holder.For exporters, having access to eligible banker's acceptances can significantly enhance their cash flow. Instead of waiting for payment after the goods are shipped, they can sell the acceptance in the secondary market or use it as collateral for a loan. This flexibility allows businesses to manage their working capital more effectively and invest in new opportunities without being hindered by cash flow constraints.Moreover, eligible banker's acceptances are considered low-risk investments since they are backed by banks with solid reputations. Investors seeking stable returns often look for these instruments, making them an attractive option in the financial markets. The presence of a bank's guarantee reduces the likelihood of default, thus providing a sense of security to those involved in transactions.In conclusion, the eligible banker's acceptance is an indispensable tool in the realm of trade finance. It offers a reliable means for businesses to secure funding while minimizing risk. As global trade continues to grow, understanding instruments like eligible banker's acceptances becomes increasingly important for companies looking to navigate the complexities of international commerce. By leveraging this financial tool, businesses can enhance their operational efficiency and pursue growth opportunities with greater confidence.

在金融世界中，各种工具被用来促进贸易和管理风险。其中一种工具是合格的银行承兑汇票，它在国际贸易融资中发挥着至关重要的作用。合格的银行承兑汇票是一种短期债务工具，由银行担保，使企业能够自信地进行交易。这种类型的承兑汇票对于需要弥补货物交付与支付过程之间差距的出口商和进口商尤为重要。要理解合格的银行承兑汇票的重要性，必须掌握其结构和功能。通常情况下，当买方从卖方购买商品时，他们可能没有立即可用的资金。为了解决这个问题，买方可以请求他们的银行签发银行承兑汇票。这张承兑汇票作为一个承诺，银行将在未来的某个日期（通常是在六个月内）向卖方支付指定金额。在合格的银行承兑汇票中，‘合格’一词指的是并非所有的银行承兑汇票都符合这一称谓。为了使承兑汇票被视为合格，它必须满足美联储和市场设定的特定标准。这些标准通常包括如发行承兑汇票的银行的信用worthiness和基础交易的性质等因素。合格的银行承兑汇票可以在货币市场上贴现，为持有人提供流动性。对于出口商来说，能够获得合格的银行承兑汇票可以显著增强他们的现金流。出口商不必在货物发运后等待付款，他们可以在二级市场上出售承兑汇票或将其作为贷款的抵押品。这种灵活性使企业能够更有效地管理其营运资本，并在不受现金流限制的情况下投资新机会。此外，合格的银行承兑汇票被认为是低风险投资，因为它们由信誉良好的银行支持。寻求稳定回报的投资者通常会寻找这些工具，使其在金融市场上成为一种有吸引力的选择。银行的担保降低了违约的可能性，从而为参与交易的各方提供了安全感。总之，合格的银行承兑汇票是贸易融资领域不可或缺的工具。它为企业提供了一种可靠的资金保障，同时降低了风险。随着全球贸易的持续增长，理解像合格的银行承兑汇票这样的工具对希望驾驭国际商业复杂性的公司变得越来越重要。通过利用这一金融工具，企业可以提高运营效率，更加自信地追求增长机会。