reconciling bank account

简明释义

核对银行存款帐户

英英释义

例句

1.It’s important to regularly perform reconciling bank account 对账银行账户 to maintain accurate financial records.

定期进行<对账银行账户>对于保持准确的财务记录非常重要。

2.Every month, I spend a few hours reconciling bank account 对账银行账户 statements to ensure everything matches.

每个月，我花几个小时<对账银行账户>以确保所有内容都匹配。

3.After reconciling bank account 对账银行账户, I found an error in my transaction history.

在<对账银行账户>后，我发现我的交易记录中有一个错误。

4.She uses software for reconciling bank account 对账银行账户 which makes the process much easier.

她使用软件来<对账银行账户>，这使得过程简单得多。

5.The accountant suggested reconciling bank account 对账银行账户 balances weekly to avoid discrepancies.

会计建议每周<对账银行账户>余额，以避免差异。

作文

In the world of finance and personal budgeting, one of the essential tasks that individuals and businesses must undertake is reconciling bank account. This process involves comparing the transactions recorded in a bank statement with those in an individual's or company's financial records. The primary goal of reconciling bank account is to ensure that both sets of records match, which helps to identify any discrepancies that may have occurred due to errors, fraud, or forgotten transactions.The importance of reconciling bank account cannot be overstated. For individuals, it provides a clear picture of their financial status, helping them to manage their money more effectively. When people regularly reconcile their accounts, they can quickly spot unauthorized charges, missed payments, or even simple mistakes in their bookkeeping. This vigilance not only protects their finances but also helps in maintaining a good credit score, as timely payments are crucial for creditworthiness.For businesses, the stakes are even higher. A company’s financial health relies heavily on accurate records. Regularly reconciling bank account allows businesses to monitor cash flow, ensuring that they have enough liquidity to meet their obligations. It also aids in budgeting and forecasting by providing reliable data regarding income and expenditures. Moreover, discrepancies that go unnoticed can lead to significant financial losses, legal issues, and damage to a company's reputation. Therefore, implementing a robust system for reconciling bank account is vital for any business.The process of reconciling bank account typically involves several steps. First, the individual or accountant will gather the bank statement for the period in question. Next, they will review each transaction listed on the statement and compare it against their own records. This might include checking receipts, invoices, or accounting software entries. Any differences must be noted, and further investigation is often required to determine the cause of these discrepancies.Once all transactions have been reviewed, the next step is to adjust the records accordingly. If there are legitimate transactions that were missed or recorded incorrectly, adjustments should be made in the financial records. Conversely, if there are transactions in the personal or business records that do not appear on the bank statement, they may need to be investigated further to confirm their validity.In conclusion, reconciling bank account is a fundamental practice for anyone who wishes to maintain control over their finances. Whether for personal use or within a business context, the benefits of this process are clear. It fosters financial awareness, enhances accuracy in financial reporting, and ultimately leads to better financial decision-making. By committing to regular reconciliation, individuals and businesses alike can avoid potential pitfalls and ensure a healthier financial future. Therefore, embracing the practice of reconciling bank account is not just a good habit; it is an essential component of sound financial management.

在金融和个人预算的世界里，个人和企业必须承担的一项基本任务就是对账。这个过程涉及将银行对账单中记录的交易与个人或公司的财务记录进行比较。对账的主要目标是确保这两组记录相匹配，这有助于识别由于错误、欺诈或遗忘交易而可能发生的任何差异。对账的重要性不容小觑。对于个人而言，它提供了清晰的财务状况，有助于他们更有效地管理自己的资金。当人们定期进行对账时，他们可以迅速发现未经授权的收费、遗漏的付款，甚至是簿记中的简单错误。这种警惕不仅保护了他们的财务状况，还有助于维护良好的信用评分，因为及时付款对于信用worthiness至关重要。对于企业而言，风险甚至更高。公司的财务健康在很大程度上依赖于准确的记录。定期对账使企业能够监控现金流，确保它们有足够的流动资金来满足其义务。它还通过提供可靠的收入和支出数据来帮助预算和预测。此外，未被注意到的差异可能导致重大财务损失、法律问题以及对公司声誉的损害。因此，为对账实施强有力的系统对任何企业来说都是至关重要的。对账的过程通常包括几个步骤。首先，个人或会计师将收集相关期间的银行对账单。接下来，他们将审查对账单中列出的每一笔交易，并将其与自己的记录进行比较。这可能包括检查收据、发票或会计软件条目。必须注意任何差异，通常需要进一步调查以确定这些差异的原因。一旦所有交易都经过审查，下一步是相应地调整记录。如果有合法的交易被遗漏或记录不正确，则应在财务记录中进行调整。相反，如果个人或企业记录中的交易未出现在银行对账单上，则可能需要进一步调查以确认其有效性。总之，对账是任何希望控制自己财务的人必不可少的实践。无论是个人使用还是在商业环境中，这一过程的好处都是显而易见的。它促进了财务意识，增强了财务报告的准确性，最终导致更好的财务决策。通过承诺进行定期对账，个人和企业都可以避免潜在的陷阱，确保更加健康的财务未来。因此，接受对账的做法不仅仅是一种好习惯；它是健全财务管理的一个重要组成部分。