surplus capital

简明释义

过剩资本

英英释义

例句

1.The firm has a significant amount of surplus capital that it plans to distribute as dividends.

该公司有大量的盈余资本，计划作为股息分配。

2.Our financial advisor suggested creating a fund for surplus capital to invest in startups.

我们的财务顾问建议创建一个用于投资初创企业的盈余资本基金。

3.With the surplus capital generated from last quarter's profits, we can expand our operations.

由于上个季度的利润产生了盈余资本，我们可以扩大我们的业务。

4.The company decided to invest its surplus capital in new technology to improve efficiency.

公司决定将其盈余资本投资于新技术，以提高效率。

5.Investors often look for opportunities to utilize their surplus capital wisely.

投资者通常寻找机会明智地利用他们的盈余资本。

作文

In the world of finance and economics, the term surplus capital refers to the excess funds that a company or individual has after covering all operational expenses and investments. This concept is crucial for understanding how businesses grow and expand their operations. When a company generates more revenue than it spends, the remaining funds can be classified as surplus capital (盈余资本). This surplus can be reinvested into the business, distributed to shareholders, or saved for future use. The importance of surplus capital cannot be overstated. For instance, companies with substantial surplus capital have the flexibility to invest in new projects, research and development, or even acquire other businesses. This strategic use of excess funds can lead to increased market share and enhanced competitiveness. Moreover, having a healthy amount of surplus capital allows businesses to weather economic downturns more effectively. During challenging times, companies with sufficient reserves can maintain operations, avoid layoffs, and continue to invest in growth opportunities. On an individual level, surplus capital plays a significant role in personal finance. Individuals who manage to save and invest a portion of their income create their own surplus capital (盈余资本). This surplus can be utilized for various purposes, such as retirement savings, purchasing a home, or funding education. The ability to generate and manage surplus capital is a key factor in achieving financial independence and security. Furthermore, the concept of surplus capital extends beyond just individuals and businesses; it also applies to nations. Countries that have a trade surplus, meaning they export more than they import, accumulate surplus capital in the form of foreign currency reserves. These reserves can be used to stabilize the national economy, invest in infrastructure, or support social programs. In conclusion, surplus capital (盈余资本) is a vital component in the realms of business, personal finance, and national economics. It represents the excess funds available for investment, saving, or strategic use. Understanding how to effectively manage and utilize surplus capital can lead to significant advantages, whether for a company looking to expand, an individual aiming for financial stability, or a nation seeking economic growth. The prudent management of surplus capital ultimately contributes to long-term success and sustainability in various sectors.

在金融和经济的世界中，术语盈余资本指的是公司或个人在支付所有运营费用和投资后所拥有的多余资金。这个概念对于理解企业如何成长和扩展其运营至关重要。当一家公司产生的收入超过其支出时，剩余的资金可以被归类为盈余资本。这部分盈余可以重新投资于业务、分配给股东或储存以备将来使用。盈余资本的重要性不容小觑。例如，拥有大量盈余资本的公司具备投资新项目、进行研发或甚至收购其他公司的灵活性。这种对多余资金的战略性利用可以导致市场份额的增加和竞争力的增强。此外，拥有健康的盈余资本使企业能够更有效地应对经济衰退。在困难时期，拥有足够储备的公司能够维持运营，避免裁员，并继续投资于增长机会。在个人层面上，盈余资本在个人理财中也发挥着重要作用。那些能够节省并投资部分收入的人创造了自己的盈余资本。这部分盈余可以用于各种目的，例如退休储蓄、购房或资助教育。产生和管理盈余资本的能力是实现财务独立和安全的关键因素。此外，盈余资本的概念不仅适用于个人和企业，还适用于国家。那些拥有贸易顺差的国家，即出口超过进口的国家，积累了外汇储备形式的盈余资本。这些储备可以用于稳定国家经济、投资基础设施或支持社会项目。总之，盈余资本是商业、个人理财和国家经济领域中的一个重要组成部分。它代表了可用于投资、储蓄或战略使用的多余资金。理解如何有效管理和利用盈余资本可以为公司扩展、个人追求财务稳定或国家寻求经济增长带来显著优势。妥善管理盈余资本最终有助于各个领域的长期成功和可持续发展。