past due account

简明释义

过期帐款

英英释义

例句

1.The company sent a reminder to the customer about their past due account (逾期账户) that needed immediate attention.

公司向客户发送了关于他们的逾期账户(past due account)的提醒，需要立即关注。

2.Customers are encouraged to pay off their past due accounts (逾期账户) to avoid late fees.

鼓励客户结清他们的逾期账户(past due accounts)以避免滞纳金。

3.She was worried about her past due account (逾期账户) because it had been overdue for more than 30 days.

她担心自己的逾期账户(past due account)，因为它已经逾期超过30天。

4.If you do not settle your past due account (逾期账户) soon, it may affect your credit score.

如果您不尽快结清您的逾期账户(past due account)，可能会影响您的信用评分。

5.The finance department is currently reviewing all past due accounts (逾期账户) to initiate collection procedures.

财务部门目前正在审核所有的逾期账户(past due accounts)以启动催收程序。

作文

In today's fast-paced world, managing finances can be quite challenging for both individuals and businesses. One critical aspect of financial management is keeping track of accounts receivable and payable. A term that often comes up in this context is past due account, which refers to an account that has not been paid by the due date. Understanding what a past due account means and how it can affect financial health is essential for anyone involved in financial decision-making.When a customer makes a purchase on credit or receives services with the expectation of payment later, a past due account may arise if they fail to pay by the agreed-upon deadline. This situation can lead to various complications, such as cash flow issues for the seller and potential damage to the buyer's credit rating. For businesses, having too many past due accounts can create a ripple effect, making it difficult to meet their own financial obligations.To manage past due accounts, companies often implement strict credit policies and conduct regular reviews of their accounts receivable. They may send reminders or statements to customers whose accounts are nearing the due date and follow up with those who have already become past due. Effective communication is crucial in these situations, as it can help maintain a good relationship with customers while also ensuring that the business remains financially stable.On an individual level, understanding how past due accounts work is equally important. For instance, if someone fails to pay their credit card bill on time, that account becomes past due, which could result in late fees and increased interest rates. Over time, accumulating past due accounts can severely impact an individual's credit score, making it harder to secure loans or mortgages in the future.Preventing a past due account situation involves proactive financial planning. Individuals should create budgets that account for all expenses, including bills and debts. Setting up automatic payments or reminders can also help ensure that payments are made on time, thus avoiding the pitfalls of past due accounts.In conclusion, a past due account is more than just a simple term; it represents a significant aspect of financial health for both individuals and businesses. By understanding the implications of past due accounts and implementing effective management strategies, one can avoid the negative consequences associated with late payments. Whether through diligent budgeting, timely communication, or strict credit policies, being aware of and addressing past due accounts is vital for maintaining financial stability and success in any financial endeavor.

在当今快节奏的世界中，管理财务对个人和企业来说都可能是相当具有挑战性的。财务管理的一个关键方面是跟踪应收账款和应付账款。一个常常出现的术语是逾期账户，它指的是未在到期日之前支付的账户。理解逾期账户的含义及其对财务健康的影响，对于任何参与财务决策的人来说都是至关重要的。当客户进行信用购买或接受服务并期望稍后付款时，如果他们未能在约定的截止日期之前付款，就可能会出现逾期账户的情况。这种情况可能导致各种复杂问题，比如卖方的现金流问题以及买方信用评级的潜在损害。对于企业而言，拥有过多的逾期账户可能会产生连锁反应，使其难以履行自己的财务义务。为了管理逾期账户，公司通常会实施严格的信用政策，并定期审查其应收账款。他们可能会向即将到期的客户发送提醒或账单，并跟进那些已经逾期的客户。在这些情况下，有效的沟通至关重要，因为它可以帮助维护与客户的良好关系，同时确保企业保持财务稳定。在个人层面上，理解逾期账户的运作同样重要。例如，如果某人未能按时支付信用卡账单，该账户就会变成逾期，这可能导致滞纳金和利率上升。随着时间的推移，积累的逾期账户可能会严重影响个人的信用评分，使未来获得贷款或抵押贷款变得更加困难。防止出现逾期账户的情况需要主动的财务规划。个人应该制定预算，考虑所有开支，包括账单和债务。设置自动付款或提醒也可以帮助确保按时付款，从而避免逾期账户的陷阱。总之，逾期账户不仅仅是一个简单的术语；它代表了个人和企业财务健康的重要方面。通过理解逾期账户的影响并实施有效的管理策略，人们可以避免与迟付款相关的负面后果。无论是通过勤奋的预算、及时的沟通还是严格的信用政策，意识到并解决逾期账户问题对于保持财务稳定和在任何财务活动中取得成功至关重要。