excess money in circulation

简明释义

过多的流通中的通货

英英释义

例句

1.The government is concerned about the impact of excess money in circulation on inflation rates.

政府担心流通中的过剩货币对通货膨胀率的影响。

2.To combat excess money in circulation, the central bank may raise interest rates.

为了应对流通中的过剩货币，中央银行可能会提高利率。

3.Economists often debate whether excess money in circulation leads to asset bubbles.

经济学家们常常争论流通中的过剩货币是否会导致资产泡沫。

4.The recent stimulus package resulted in excess money in circulation, raising concerns among financial analysts.

最近的刺激计划导致了流通中的过剩货币，引起了金融分析师的担忧。

5.When there is excess money in circulation, purchasing power can decrease over time.

当存在流通中的过剩货币时，购买力可能会随着时间的推移而下降。

作文

In today's economy, the concept of excess money in circulation plays a crucial role in understanding inflation and monetary policy. When we refer to excess money in circulation (过量流通的货币), we are talking about a situation where there is more money available in the economy than what is needed for the current level of goods and services. This can lead to various economic consequences, including inflation, which is the general increase in prices and fall in the purchasing value of money.One of the primary reasons for excess money in circulation is the actions taken by central banks. For instance, during economic downturns, central banks often lower interest rates and engage in quantitative easing, which involves injecting more money into the economy. While these measures aim to stimulate growth, they can also result in an oversupply of money if not managed carefully. When people have access to more money, they tend to spend more, which can drive up demand for goods and services. If this demand exceeds supply, prices begin to rise, leading to inflation.Moreover, excess money in circulation can create a sense of false economic security among consumers and businesses. With more money circulating, individuals may feel encouraged to spend rather than save, believing that the economic conditions will remain favorable. However, this can lead to a bubble effect, where asset prices rise rapidly and unsustainably. Eventually, when the central bank decides to tighten monetary policy or when external factors affect the economy, these bubbles can burst, leading to significant financial distress.Another aspect to consider is the impact of excess money in circulation on savings and investment. When interest rates are low due to an abundance of money, savers receive minimal returns on their deposits. This discourages saving and encourages borrowing, which can further inflate asset prices. People might take out loans to invest in real estate or stocks, believing that the upward trend will continue indefinitely. However, when the cycle reverses, those who borrowed heavily may find themselves in precarious situations, unable to repay their debts as asset prices fall.Furthermore, excess money in circulation can exacerbate income inequality. As money becomes more available, those with assets are likely to benefit from rising prices, while those without assets may find it increasingly difficult to afford basic necessities. This disparity can lead to social unrest and calls for policy changes aimed at wealth redistribution.In conclusion, understanding the implications of excess money in circulation (过量流通的货币) is vital for navigating the complexities of modern economies. It highlights the delicate balance that central banks must maintain between stimulating growth and controlling inflation. Policymakers must be vigilant in monitoring the money supply to ensure that it aligns with economic output, preventing the negative consequences that arise from too much money chasing too few goods. As we move forward, a comprehensive approach that considers both the short-term benefits and long-term risks of excess money in circulation will be essential for sustainable economic health.