delayed income

简明释义

过次期所得

英英释义

例句

1.The startup faced challenges in managing cash flow because of delayed income 延迟收入 from its first contracts.

这家初创公司在管理现金流时面临挑战，因为它的第一笔合同产生了<因子>延迟收入。

2.The company had to adjust its budget due to unexpected delayed income 延迟收入 from a major client.

由于一位主要客户意外的<因子>延迟收入，公司不得不调整预算。

3.Investors were concerned about the delayed income 延迟收入 impacting the company's growth projections.

投资者对<因子>延迟收入影响公司的增长预测表示担忧。

4.After the project was completed, we experienced a period of delayed income 延迟收入 due to late client payments.

项目完成后，由于客户付款延迟，我们经历了一段<因子>延迟收入的时期。

5.Freelancers often deal with delayed income 延迟收入 when clients take time to process invoices.

自由职业者常常面临<因子>延迟收入的问题，因为客户处理发票需要时间。

作文

In today's fast-paced world, the concept of financial stability has become increasingly complex. One term that often arises in discussions about personal finance and business operations is delayed income. This phrase refers to earnings that are not received immediately after a service is rendered or a product is sold. Instead, these earnings are postponed to a later date, which can create various challenges for individuals and businesses alike.Understanding delayed income is crucial for effective financial planning. For instance, freelancers often experience this phenomenon when they complete a project but do not receive payment until weeks or even months later. This delay can lead to cash flow issues, making it difficult to manage day-to-day expenses. Without proper budgeting and foresight, a freelancer might find themselves in a precarious financial situation, struggling to pay bills while waiting for their hard-earned money to arrive.Similarly, businesses that operate on a contract basis may also face delayed income. Companies often invoice clients upon completion of a project, with payment terms that allow clients to settle invoices within 30, 60, or even 90 days. While this practice is common, it can strain a business's finances, especially for small enterprises that rely heavily on timely payments to maintain operations. If a company is not prepared for these delays, it might encounter difficulties in meeting payroll or fulfilling other financial obligations.Moreover, delayed income can impact an individual's ability to save and invest. When income is not received promptly, it becomes challenging to set aside funds for future goals such as retirement, education, or purchasing a home. This delay can hinder financial growth and limit opportunities for wealth accumulation. Therefore, understanding and managing delayed income is essential for anyone looking to build a secure financial future.To mitigate the effects of delayed income, individuals and businesses can adopt several strategies. First, creating a detailed budget that accounts for potential delays in income can help manage expectations and prepare for leaner times. By forecasting cash flow and identifying periods when income may be low, individuals can make informed decisions about spending and saving.Another strategy is to establish an emergency fund. Having a financial cushion can provide peace of mind during periods of delayed income. This fund can cover essential expenses while waiting for payments to arrive, reducing stress and allowing individuals to focus on their work without the constant worry of financial instability.Additionally, businesses can consider implementing milestone payments or retainer agreements with clients. By breaking down projects into smaller phases and requesting partial payments upon completion of each phase, companies can reduce the risk of cash flow issues associated with delayed income. This approach not only provides immediate cash flow but also fosters a sense of accountability between the service provider and the client.In conclusion, the concept of delayed income is an important aspect of financial management that requires careful consideration. Whether one is a freelancer awaiting payment or a business navigating client contracts, understanding the implications of delayed earnings is vital for maintaining financial health. By employing effective budgeting strategies, establishing emergency funds, and negotiating favorable payment terms, individuals and businesses can better navigate the complexities of delayed income and work towards achieving their financial goals.

在当今快节奏的世界中，财务稳定的概念变得越来越复杂。一个常常出现在个人财务和商业运营讨论中的术语是延迟收入。这个短语指的是在提供服务或销售产品后并未立即收到的收入。相反，这些收入被推迟到更晚的日期，这可能给个人和企业带来各种挑战。理解延迟收入对于有效的财务规划至关重要。例如，自由职业者在完成项目后，往往会经历这种现象，但直到几周甚至几个月后才收到付款。这种延迟可能导致现金流问题，使得日常开支的管理变得困难。如果没有适当的预算和前瞻性，自由职业者可能会发现自己陷入不稳定的财务状况，艰难地支付账单，同时等待自己辛苦赚来的钱到账。同样，基于合同运营的企业也可能面临延迟收入。公司通常在项目完成后向客户开具发票，客户在30、60甚至90天内结算发票。虽然这种做法很常见，但它可能会给企业的财务带来压力，尤其是对那些严重依赖及时付款的小型企业来说。如果公司没有为这些延迟做好准备，可能会在支付工资或履行其他财务义务方面遇到困难。此外，延迟收入还会影响个人的储蓄和投资能力。当收入未能及时到账时，设立未来目标（如退休、教育或购房）的资金变得困难。这样的延迟可能会阻碍财务增长，限制财富积累的机会。因此，理解和管理延迟收入对于任何希望建立安全财务未来的人来说都是至关重要的。为了减轻延迟收入的影响，个人和企业可以采取几种策略。首先，制定详细的预算，考虑到收入可能的延迟，可以帮助管理预期并为拮据时期做好准备。通过预测现金流并识别收入可能较低的时期，个人可以就支出和储蓄做出明智的决定。另一个策略是建立应急基金。拥有一个财务缓冲可以在延迟收入期间提供安心。这笔资金可以在等待付款到账时覆盖基本开支，减轻压力，让个人能够专注于工作，而不必时刻担心财务不稳定。此外，企业还可以考虑与客户实施里程碑付款或保留协议。通过将项目分解为较小的阶段，并在完成每个阶段时请求部分付款，公司可以降低与延迟收入相关的现金流问题的风险。这种方法不仅提供了即时现金流，还促进了服务提供者与客户之间的责任感。总之，延迟收入的概念是财务管理中的一个重要方面，需要认真考虑。无论是等待付款的自由职业者，还是在客户合同中航行的企业，理解延迟收入的影响对于保持财务健康至关重要。通过采用有效的预算策略、建立应急基金和谈判有利的付款条款，个人和企业可以更好地应对延迟收入的复杂性，并朝着实现其财务目标努力。