deposits by foreign correspondents

简明释义

国外同业存款

英英释义

例句

1.Our financial team is analyzing the trends of deposits by foreign correspondents to improve liquidity.

我们的财务团队正在分析外部通讯员的存款趋势，以改善流动性。

2.We expect deposits by foreign correspondents to stabilize after recent market changes.

我们预计在近期市场变化后，外部通讯员的存款将趋于稳定。

3.The central bank monitors deposits by foreign correspondents as part of its foreign exchange policy.

中央银行将外部通讯员的存款作为其外汇政策的一部分进行监测。

4.Due to favorable exchange rates, deposits by foreign correspondents have surged.

由于有利的汇率，外部通讯员的存款激增。

5.The bank reported an increase in deposits by foreign correspondents this quarter.

该银行报告本季度来自外部通讯员的存款有所增加。

作文

In the realm of international banking and finance, the term deposits by foreign correspondents refers to the funds that foreign banks or financial institutions place in a domestic bank. These deposits are crucial for enhancing liquidity and facilitating international transactions. When a foreign correspondent bank makes a deposit in a local bank, it is typically done to provide services for its clients who may need access to local currency or banking services in that country. This relationship between banks across borders is vital for global trade and investment, as it helps streamline the process of currency exchange and financial transactions.The significance of deposits by foreign correspondents cannot be overstated. They not only bolster the capital reserves of domestic banks but also enhance their ability to lend to local businesses and consumers. By having access to these foreign funds, banks can offer more competitive interest rates and better services, which ultimately benefits the economy. For instance, when a foreign bank deposits money into a local bank, it increases the latter's ability to provide loans to small and medium-sized enterprises (SMEs), which are often the backbone of any economy.Moreover, deposits by foreign correspondents play a pivotal role in maintaining the stability of the financial system. In times of economic uncertainty or crisis, these deposits can serve as a buffer, allowing banks to maintain their operations and meet the withdrawal demands of local customers. This is especially important in countries that may face economic volatility, as it helps to instill confidence among depositors and investors alike.Additionally, the presence of deposits by foreign correspondents can indicate a healthy level of international trust in a country's banking system. When foreign banks are willing to place their funds in a domestic bank, it reflects positively on the latter's reputation and operational integrity. This trust can attract further foreign investments, creating a virtuous cycle of economic growth and stability.However, it is essential for domestic banks to manage these deposits wisely. Overreliance on deposits by foreign correspondents can lead to vulnerabilities, especially if there is a sudden withdrawal of funds due to geopolitical tensions or changes in international markets. Therefore, banks must maintain a balanced approach, ensuring that they have a diverse funding base while still leveraging the advantages provided by foreign correspondent deposits.In conclusion, deposits by foreign correspondents are a fundamental component of the global banking landscape. They facilitate international trade, support local economies, and contribute to the overall health of the financial system. Understanding the dynamics of these deposits allows us to appreciate the interconnectedness of modern banking and the importance of international cooperation in finance. As the world continues to globalize, the role of foreign correspondent deposits will likely remain significant, shaping the future of banking and economic development worldwide.

在国际银行和金融领域，短语外汇代理存款指的是外国银行或金融机构在国内银行存放的资金。这些存款对于增强流动性和促进国际交易至关重要。当外国代理银行在当地银行存款时，通常是为了为其客户提供服务，这些客户可能需要在该国获取当地货币或银行服务。跨国银行之间的这种关系对全球贸易和投资至关重要，因为它有助于简化货币兑换和金融交易的过程。外汇代理存款的重要性不容小觑。它们不仅增强了国内银行的资本储备，还提高了它们向当地企业和消费者贷款的能力。通过获得这些外资，银行能够提供更具竞争力的利率和更好的服务，这最终将使经济受益。例如，当一家外国银行向当地银行存入资金时，它增加了后者向中小企业（SME）提供贷款的能力，而中小企业往往是任何经济体的支柱。此外，外汇代理存款在维持金融系统的稳定方面发挥着关键作用。在经济不确定或危机时期，这些存款可以作为缓冲，允许银行维持运营并满足当地客户的提款需求。这在面临经济波动的国家尤其重要，因为它有助于增强存款者和投资者的信心。此外，外国银行愿意将资金存入国内银行的存在，可以表明一个国家银行体系的国际信任度。当外国银行愿意在国内银行存放资金时，这对后者的声誉和运营诚信产生积极影响。这种信任可以吸引进一步的外国投资，形成经济增长和稳定的良性循环。然而，国内银行必须明智地管理这些存款。过度依赖外汇代理存款可能导致脆弱性，特别是在由于地缘政治紧张局势或国际市场变化而突然撤回资金的情况下。因此，银行必须保持平衡的方法，确保它们拥有多样化的资金基础，同时利用外汇代理存款带来的优势。总之，外汇代理存款是全球银行业格局中的基本组成部分。它们促进国际贸易，支持地方经济，并对金融系统的整体健康做出贡献。理解这些存款的动态使我们能够欣赏现代银行的相互联系以及国际金融合作的重要性。随着世界继续全球化，外汇代理存款的角色可能仍将显著，塑造全球银行和经济发展的未来。