internal financing

简明释义

国内资助

英英释义

例句

1.Many firms prefer internal financing during economic downturns to maintain control over their financial resources.

许多公司在经济低迷时期更喜欢内部融资以保持对财务资源的控制。

2.The company decided to use internal financing to fund its new project, which means they will rely on their own profits rather than seeking external loans.

公司决定使用内部融资来资助其新项目，这意味着他们将依赖自己的利润，而不是寻求外部贷款。

3.By utilizing internal financing, the startup was able to avoid high-interest rates associated with bank loans.

通过利用内部融资，这家初创公司能够避免与银行贷款相关的高利率。

4.The board approved the plan for internal financing as it was deemed a safer option compared to issuing new equity.

董事会批准了内部融资的计划，因为它被认为比发行新股更安全。

5.Using internal financing allowed the organization to reinvest its earnings back into the business without incurring additional debt.

使用内部融资使组织能够将其收益重新投资于业务，而无需承担额外债务。

作文

In the world of business, financing plays a crucial role in determining the success and sustainability of any organization. Among various financing options available, internal financing (内部融资) stands out as a strategic approach that companies often utilize to fund their operations and growth initiatives. This method involves using the company’s own resources, such as retained earnings, to finance projects rather than relying on external sources like loans or equity investments.One of the primary advantages of internal financing (内部融资) is that it allows businesses to maintain greater control over their financial decisions. When a company chooses to fund its activities through internal means, it does not have to answer to external stakeholders, such as banks or investors. This independence can lead to more agile decision-making processes, enabling firms to respond quickly to market changes without the constraints imposed by external financing conditions.Moreover, internal financing (内部融资) often comes with lower costs compared to external financing options. Companies that rely on their retained earnings do not incur interest payments or fees associated with loans. Additionally, there is no dilution of ownership that often accompanies equity financing. This means that existing shareholders can retain a greater percentage of ownership, which can be particularly important for small businesses or startups looking to maintain control.However, while internal financing (内部融资) has its benefits, it also has limitations. For instance, a company’s ability to invest in new projects is directly tied to its profitability. If a business is not generating sufficient profits, it may struggle to find the necessary funds internally. This can hinder growth opportunities, especially for companies in rapidly changing industries where timely investments are critical.Furthermore, excessive reliance on internal financing (内部融资) can lead to underinvestment in certain areas. Companies might prioritize funding for projects that yield immediate returns while neglecting long-term investments that could be more beneficial in the future. This short-sightedness can ultimately limit a company's potential for growth and innovation.Another aspect to consider is the opportunity cost associated with internal financing (内部融资). By using retained earnings for one project, a company may miss out on other investment opportunities that could provide higher returns. This trade-off is an essential factor for management to evaluate when deciding how to allocate internal funds.In conclusion, internal financing (内部融资) serves as a vital tool for businesses seeking autonomy and cost-effective funding solutions. While it offers numerous advantages, such as control and reduced financial costs, companies must also be aware of its limitations and potential drawbacks. Striking a balance between internal and external financing methods can help organizations optimize their capital structure and ensure sustainable growth. As businesses navigate the complexities of financing, understanding the role of internal financing (内部融资) will be essential in making informed financial decisions that support long-term success.

在商业世界中，融资在决定任何组织的成功和可持续性方面发挥着至关重要的作用。在各种可用的融资选项中，内部融资（internal financing）作为一种战略方法，企业经常利用它来资助其运营和增长计划。这种方法涉及使用公司的自身资源，例如留存收益，来资助项目，而不是依赖于外部来源，如贷款或股权投资。内部融资（internal financing）的主要优势之一是，它使企业能够在财务决策上保持更大的控制权。当公司选择通过内部手段为其活动提供资金时，就不必向外部利益相关者（如银行或投资者）负责。这种独立性可以导致更灵活的决策过程，使公司能够迅速应对市场变化，而不受外部融资条件的限制。此外，内部融资（internal financing）通常比外部融资选项成本更低。依赖留存收益的公司不会产生与贷款相关的利息支付或费用。此外，也没有伴随股权融资而来的所有权稀释。这意味着现有股东可以保留更大比例的所有权，这对于希望保持控制的小型企业或初创公司尤其重要。然而，尽管内部融资（internal financing）有其好处，但也存在局限性。例如，公司的投资能力直接与其盈利能力挂钩。如果企业未能产生足够的利润，可能会在内部寻找必要资金时遇到困难。这可能会阻碍增长机会，特别是对于那些在快速变化行业中的公司而言，及时投资至关重要。此外，过度依赖内部融资（internal financing）可能导致某些领域的投资不足。公司可能会优先资助那些产生即时回报的项目，而忽视那些在未来可能更有利的长期投资。这种短视可能最终限制公司的增长和创新潜力。另一个需要考虑的方面是与内部融资（internal financing）相关的机会成本。通过将留存收益用于一个项目，公司可能错过其他能够提供更高回报的投资机会。在决定如何分配内部资金时，这是管理层需要评估的重要因素。总之，内部融资（internal financing）作为企业寻求自主和成本效益融资解决方案的重要工具。虽然它提供了许多优势，如控制和降低财务成本，但公司也必须意识到其局限性和潜在缺点。在内部和外部融资方法之间取得平衡，可以帮助组织优化其资本结构，确保可持续增长。在企业应对融资复杂性时，理解内部融资（internal financing）的作用将对做出支持长期成功的明智财务决策至关重要。