national insurance

简明释义

国民保险

英英释义

例句

1.Employees typically have national insurance 国家保险 deducted from their paychecks.

员工通常会从工资中扣除国家保险。

2.Your national insurance 国家保险 number is important for tracking your contributions.

你的国家保险号码对于追踪你的缴款非常重要。

3.You need to provide your national insurance 国家保险 number when applying for benefits.

申请福利时你需要提供你的国家保险号码。

4.In the UK, you must pay national insurance 国家保险 if you earn above a certain threshold.

在英国，如果你的收入超过一定阈值，你必须支付国家保险。

5.Self-employed individuals are responsible for their own national insurance 国家保险 contributions.

自雇人士需自行负责其国家保险缴款。

作文

In the United Kingdom, the concept of national insurance plays a crucial role in the social security system. Established in 1948, national insurance is a system designed to provide financial support to individuals during times of need, such as retirement, illness, or unemployment. It operates on the principle that citizens contribute a portion of their earnings to a collective fund, which is then used to support those who require assistance. This essay will explore the significance of national insurance, how it functions, and its impact on society.The primary function of national insurance is to ensure that every individual has access to basic financial support when they are unable to work. Workers contribute to the system through deductions from their salaries, which are calculated based on their earnings. These contributions are vital as they help to fund various benefits, including the state pension, maternity allowance, and jobseeker's allowance. By contributing to national insurance, individuals not only safeguard their own future but also contribute to the welfare of others in society.One of the most significant aspects of national insurance is its role in providing a safety net for the unemployed. When individuals find themselves without work, they can claim jobseeker's allowance, which is funded by the national insurance contributions made by workers. This benefit is essential for those who are actively seeking employment, as it helps to cover basic living expenses while they search for new job opportunities. Without national insurance, many would struggle to make ends meet during difficult times.Moreover, national insurance is closely linked to the state pension system. As individuals contribute throughout their working lives, they build up entitlement to a state pension that will support them in retirement. The amount received is determined by the number of years one has contributed to national insurance. This ensures that those who have worked hard throughout their lives are rewarded with financial support in their later years, allowing them to live with dignity and security.In addition to providing direct financial support, national insurance also plays an important role in promoting social cohesion. By pooling resources together, society can ensure that everyone has access to essential services and benefits, regardless of their circumstances. This collective approach fosters a sense of community and responsibility, as individuals recognize that their contributions are helping to support their neighbors and fellow citizens.However, the national insurance system is not without its challenges. Critics argue that the system can be complex and difficult to navigate, with many individuals unaware of their entitlements or how to claim benefits. Additionally, there are ongoing debates about the adequacy of benefits provided through national insurance, particularly in light of rising living costs and economic uncertainty. Ensuring that the system remains effective and responsive to the needs of society is an ongoing challenge for policymakers.In conclusion, national insurance is a fundamental component of the UK's social security system, providing essential support to individuals during times of need. By contributing to this system, citizens not only secure their own financial future but also support the well-being of others in their community. While there are challenges to address, the importance of national insurance in promoting social welfare and ensuring a safety net for all cannot be overstated. It is a testament to the value of collective responsibility and the belief that everyone deserves support in times of difficulty.

在英国，国家保险的概念在社会保障体系中起着至关重要的作用。国家保险成立于1948年，旨在为个人在需要时提供经济支持，例如退休、疾病或失业。它基于公民将收入的一部分贡献给集体基金的原则，这些基金随后用于支持那些需要帮助的人。本文将探讨国家保险的重要性、其运作方式及其对社会的影响。国家保险的主要功能是确保每个人在无法工作时都能获得基本的经济支持。工人通过从工资中扣除的方式向该系统缴纳费用，这些费用是根据他们的收入计算的。这些贡献至关重要，因为它们帮助资助各种福利，包括国家养老金、产假津贴和求职者津贴。通过向国家保险缴纳费用，个人不仅为自己的未来提供保障，还为社会其他人的福祉做出贡献。国家保险最重要的方面之一是它在为失业者提供安全网方面的作用。当个人发现自己失业时，他们可以申请求职者津贴，该津贴由工人缴纳的国家保险贡献资助。这项福利对积极寻找工作的人员至关重要，因为它有助于在他们寻找新工作机会期间覆盖基本生活费用。如果没有国家保险，许多人在困难时期将难以维持生计。此外，国家保险与国家养老金制度密切相关。个人在其职业生涯中持续贡献，积累了获得国家养老金的资格，以支持他们的退休生活。领取的金额取决于一个人向国家保险缴纳贡献的年数。这确保了那些在一生中努力工作的人能够在晚年获得经济支持，使他们能够有尊严和安全地生活。除了提供直接的经济支持之外，国家保险在促进社会凝聚力方面也发挥着重要作用。通过共同汇聚资源，社会可以确保每个人都能获得基本服务和福利，无论他们的情况如何。这种集体方法培养了社区和责任感，因为个人意识到他们的贡献正在帮助支持邻居和其他公民。然而，国家保险系统并非没有挑战。批评者认为，该系统可能复杂且难以驾驭，许多人对自己的权利或如何申请福利并不知情。此外，关于通过国家保险提供的福利是否足够的辩论仍在继续，特别是在生活成本和经济不确定性上升的背景下。确保该系统保持有效并能响应社会需求是政策制定者面临的持续挑战。总之，国家保险是英国社会保障体系的基本组成部分，在需要时为个人提供必要的支持。通过向该系统缴纳费用，公民不仅保障了自己的经济未来，还支持了社区其他人的福祉。尽管面临挑战，但国家保险在促进社会福利和确保所有人都有安全网方面的重要性不容小觑。这证明了集体责任的价值以及每个人在困难时期都值得获得支持的信念。