international interbank call rate

简明释义

国际银行同业间拆放利率

英英释义

例句

1.A rise in the international interbank call rate often indicates tightening monetary policy.

国际银行间拆借利率的上升通常表明货币政策收紧。

2.Central banks may adjust their rates in response to changes in the international interbank call rate.

中央银行可能会根据国际银行间拆借利率的变化调整利率。

3.The bank's lending rates are influenced by the fluctuations in the international interbank call rate.

银行的贷款利率受国际银行间拆借利率波动的影响。

4.The international interbank call rate serves as a benchmark for various financial products.

国际银行间拆借利率作为多种金融产品的基准。

5.Investors closely monitor the international interbank call rate to gauge market liquidity.

投资者密切关注国际银行间拆借利率以评估市场流动性。

作文

The global financial landscape is characterized by various complex mechanisms that facilitate international trade and investment. One crucial element in this intricate web is the international interbank call rate, which serves as a pivotal benchmark for short-term interest rates among banks across different countries. Understanding this term is essential for anyone looking to grasp the dynamics of global finance. The international interbank call rate refers to the interest rate at which banks lend money to one another on a short-term basis, typically overnight. This rate is determined by supply and demand within the banking system and is influenced by central bank policies, economic conditions, and market expectations. When banks have excess reserves, they lend to other banks in need, and the rate they charge is the international interbank call rate. Conversely, when banks face liquidity shortages, they may have to borrow at higher rates, reflecting increased demand for funds. This rate is significant because it impacts various aspects of the economy, including consumer loans, mortgages, and business financing. For instance, if the international interbank call rate rises, borrowing costs for banks increase, which can lead to higher interest rates for consumers and businesses. Conversely, a lower international interbank call rate can stimulate borrowing and spending, potentially boosting economic growth. Moreover, the international interbank call rate plays a vital role in currency valuation and exchange rates. When a country's interbank rate is higher than that of another country, it can attract foreign capital, leading to an appreciation of its currency. This dynamic is critical for investors and traders who seek to capitalize on interest rate differentials between countries. In addition to its immediate effects on lending and borrowing, the international interbank call rate also serves as an indicator of overall financial stability. Central banks monitor this rate closely, as significant fluctuations can signal underlying issues in the banking sector or broader economy. For example, a sharp increase in the international interbank call rate may indicate a liquidity crisis, prompting central banks to intervene with monetary policy measures to stabilize the financial system. To conclude, the international interbank call rate is a fundamental concept in the realm of global finance. Its influence extends beyond the banking sector, affecting everything from consumer borrowing to international investments and currency valuations. As such, a comprehensive understanding of this term is essential for anyone interested in the intricacies of the financial world. By keeping an eye on the international interbank call rate, individuals and businesses can make informed decisions that align with prevailing economic conditions and trends.

全球金融格局的特点是各种复杂机制，这些机制促进了国际贸易和投资。其中一个关键要素是国际银行间拆借利率，它作为不同国家银行之间短期利率的重要基准。理解这个术语对于任何希望掌握全球金融动态的人来说都是至关重要的。国际银行间拆借利率指的是银行之间在短期内（通常是隔夜）借贷资金时收取的利率。这个利率由银行系统内的供需关系决定，并受到中央银行政策、经济状况和市场预期的影响。当银行拥有多余的准备金时，它们会向需要资金的其他银行借贷，而它们收取的利率即为国际银行间拆借利率。相反，当银行面临流动性短缺时，它们可能不得不以更高的利率借款，这反映了对资金的需求增加。这个利率之所以重要，是因为它影响经济的各个方面，包括消费者贷款、抵押贷款和商业融资。例如，如果国际银行间拆借利率上升，银行的借贷成本增加，这可能导致消费者和企业的利率上升。相反，较低的国际银行间拆借利率可以刺激借贷和支出，从而推动经济增长。此外，国际银行间拆借利率在货币估值和汇率中也发挥着重要作用。当一个国家的拆借利率高于另一个国家时，它可以吸引外国资本，从而导致其货币升值。这一动态对投资者和交易者至关重要，他们寻求利用国家之间的利率差异来获利。除了对借贷和融资的直接影响外，国际银行间拆借利率还作为整体金融稳定性的指标。中央银行密切关注这一利率，因为显著波动可能表明银行部门或更广泛经济中的潜在问题。例如，国际银行间拆借利率的急剧上升可能表明流动性危机，从而促使中央银行通过货币政策措施进行干预，以稳定金融系统。总之，国际银行间拆借利率是全球金融领域的一个基本概念。它的影响超越了银行部门，影响从消费者借贷到国际投资和货币估值的方方面面。因此，全面理解这一术语对于任何对金融世界的复杂性感兴趣的人来说都是必不可少的。通过关注国际银行间拆借利率，个人和企业可以做出与当前经济状况和趋势相符的明智决策。