prevailing international interest rate

简明释义

国际通行利率

英英释义

例句

1.The bank decided to adjust its mortgage rates based on the prevailing international interest rate.

银行决定根据当前国际利率调整其抵押贷款利率。

2.Many countries adjust their monetary policies according to the prevailing international interest rate.

许多国家根据当前国际利率调整其货币政策。

3.Investors closely monitor the prevailing international interest rate to make informed decisions.

投资者密切关注当前国际利率以做出明智的决策。

4.Changes in the prevailing international interest rate can affect global trade agreements.

变化的当前国际利率可能会影响全球贸易协议。

5.The government announced that it would issue bonds at a rate linked to the prevailing international interest rate.

政府宣布将以与当前国际利率相关的利率发行债券。

作文

The global economy is influenced by various factors, one of the most significant being the prevailing international interest rate. This term refers to the average interest rate that is offered on loans and deposits across different countries at a given time. Understanding the prevailing international interest rate is crucial for investors, businesses, and policymakers alike, as it impacts economic decisions on both micro and macro levels.To begin with, the prevailing international interest rate affects investment flows between countries. When interest rates are low in one country compared to others, it becomes an attractive destination for foreign investment. Investors are always on the lookout for the best returns on their investments, and lower interest rates can lead to cheaper borrowing costs for businesses, encouraging them to expand and invest further. Conversely, if the prevailing international interest rate rises, capital may flow out of countries with lower rates towards those with higher returns.Moreover, the prevailing international interest rate also plays a pivotal role in determining currency values. When a country raises its interest rates, it often leads to an appreciation of its currency, as higher interest rates offer better returns on investments denominated in that currency. This relationship between interest rates and currency values can create opportunities for forex traders but can also pose challenges for exporters whose goods become more expensive in international markets due to a stronger currency.In addition, the prevailing international interest rate has direct implications for inflation. Central banks around the world monitor these rates closely, as they influence monetary policy decisions. For instance, if inflation is rising, central banks may decide to increase interest rates to cool down the economy. Higher rates can reduce consumer spending and borrowing, which can help bring inflation under control. Conversely, if the prevailing international interest rate is too high, it may stifle economic growth, leading to a recession.Furthermore, understanding the prevailing international interest rate is essential for individuals and businesses when making financial decisions. For example, a business considering taking out a loan will assess the current interest rates to determine the cost of borrowing. Similarly, individuals looking to buy homes or cars will also be influenced by these rates, as they affect mortgage and auto loan rates.In conclusion, the prevailing international interest rate is a vital indicator of economic health and plays a crucial role in shaping the financial landscape across the globe. Its influence extends beyond mere numbers; it affects investment strategies, currency values, inflation rates, and individual financial decisions. Therefore, keeping an eye on the prevailing international interest rate is essential for anyone who wishes to navigate the complexities of the global economy effectively. As we move forward, understanding these dynamics will become increasingly important in an interconnected world where financial decisions can have far-reaching consequences.

全球经济受到多种因素的影响，其中最重要的因素之一是当前国际利率。这个术语指的是在特定时间内，各国贷款和存款所提供的平均利率。理解当前国际利率对于投资者、企业和政策制定者来说至关重要，因为它影响着微观和宏观层面的经济决策。首先，当前国际利率影响着国家之间的投资流动。当一个国家的利率低于其他国家时，它就成为外国投资的一个吸引目的地。投资者总是寻找最佳的投资回报，而较低的利率可以导致企业借贷成本降低，从而鼓励它们进一步扩张和投资。相反，如果当前国际利率上升，资本可能会从利率较低的国家流出，流向回报较高的国家。此外，当前国际利率在决定货币价值方面也起着关键作用。当一个国家提高利率时，通常会导致其货币升值，因为较高的利率为以该货币计价的投资提供了更好的回报。这种利率与货币价值之间的关系可以为外汇交易者创造机会，但也可能对出口商造成挑战，因为他们的商品因货币升值而在国际市场上变得更加昂贵。此外，当前国际利率对通货膨胀也有直接影响。世界各国的中央银行密切关注这些利率，因为它们影响货币政策的决策。例如，如果通货膨胀上升，中央银行可能决定提高利率来冷却经济。较高的利率可以减少消费者支出和借贷，从而帮助控制通货膨胀。相反，如果当前国际利率过高，可能会抑制经济增长，导致衰退。此外，理解当前国际利率对于个人和企业在做出财务决策时至关重要。例如，考虑贷款的企业将评估当前的利率，以确定借贷成本。同样，想要购买房屋或汽车的个人也会受到这些利率的影响，因为它们影响抵押贷款和汽车贷款的利率。总之，当前国际利率是经济健康的重要指标，在塑造全球金融格局中发挥着至关重要的作用。它的影响不仅仅是数字；它影响着投资策略、货币价值、通货膨胀率以及个人财务决策。因此，关注当前国际利率对于任何希望有效驾驭全球经济复杂性的人来说都是至关重要的。随着我们向前发展，理解这些动态将在一个互联的世界中变得越来越重要，在这个世界中，金融决策可能会产生深远的后果。