consolidated indebtedness

简明释义

国际收支中的固定负债

英英释义

例句

1.A high level of consolidated indebtedness 合并债务 can lead to credit rating downgrades.

高水平的合并债务 consolidated indebtedness 可能导致信用评级降低。

2.The company reported a significant increase in its consolidated indebtedness 合并债务 after acquiring several smaller firms.

在收购几家小型公司的后，公司报告其合并债务 consolidated indebtedness 有显著增加。

3.To improve its financial health, the firm needs to reduce its consolidated indebtedness 合并债务 significantly.

为了改善财务状况，该公司需要显著减少其合并债务 consolidated indebtedness。

4.The audit revealed that the consolidated indebtedness 合并债务 was higher than previously reported.

审计显示，合并债务 consolidated indebtedness 的数额高于之前报告的水平。

5.Investors are concerned about the rising levels of consolidated indebtedness 合并债务 within the industry.

投资者对行业内日益上升的合并债务 consolidated indebtedness 水平感到担忧。

作文

In today's complex financial landscape, understanding various financial terms is crucial for making informed decisions. One such term that often arises in discussions about personal and corporate finance is consolidated indebtedness. This term refers to the total amount of debt that has been combined from multiple sources into a single loan or obligation. For individuals, this can mean combining credit card debts, student loans, and personal loans into one manageable payment. For corporations, it often involves merging different lines of credit and loans into a single entity, which can simplify financial management and potentially lower interest rates.The process of consolidated indebtedness can be highly beneficial for those who find themselves overwhelmed by multiple debts. By consolidating their debts, individuals can reduce the number of payments they need to make each month, which can alleviate stress and improve their financial situation. Additionally, if the consolidation results in a lower interest rate, borrowers can save money over time, allowing them to pay off their debts more quickly.However, while consolidated indebtedness offers several advantages, it is essential to approach this strategy with caution. Not all forms of debt consolidation are created equal. Some methods may involve taking out a new loan with unfavorable terms, which could lead to further financial trouble. It is vital for borrowers to research their options thoroughly and consider seeking advice from financial advisors before proceeding with consolidation.Furthermore, consolidated indebtedness can also have implications for a person's credit score. When debts are consolidated, it can impact the credit utilization ratio, which is a significant factor in determining credit scores. If done correctly, consolidation can improve a credit score by reducing overall debt levels and increasing available credit. However, if a borrower accumulates new debts after consolidation, it could lead to a decline in their credit score.In conclusion, consolidated indebtedness is a powerful financial tool that can help individuals and businesses manage their debts more effectively. While it offers the potential for lower payments and simplified finances, it is crucial to approach this strategy with careful planning and consideration. Individuals should weigh the pros and cons, understand the terms of any new loans, and seek professional advice when necessary. Ultimately, the goal of debt consolidation should be to achieve greater financial stability and pave the way for a more secure financial future. By making informed choices regarding consolidated indebtedness, borrowers can take control of their financial destiny and work towards a debt-free life.

在当今复杂的金融环境中，理解各种金融术语对做出明智的决策至关重要。其中一个常常出现在个人和企业财务讨论中的术语是合并债务。这个术语指的是将来自多个来源的债务总额合并为一项单一贷款或义务。对于个人来说，这可能意味着将信用卡债务、学生贷款和个人贷款合并为一项可管理的付款。对于公司而言，这通常涉及将不同的信用额度和贷款合并为一个实体，这可以简化财务管理，并有可能降低利率。合并债务的过程对于那些发现自己被多笔债务压倒的人来说，可以带来很大的好处。通过合并债务，个人可以减少每月需要支付的款项数量，从而减轻压力并改善财务状况。此外，如果合并导致较低的利率，借款人可以节省时间上的资金，使他们能够更快地偿还债务。然而，尽管合并债务提供了若干优势，但以谨慎的态度对待这一策略至关重要。并非所有形式的债务合并都是平等的。有些方法可能涉及以不利条款贷款，这可能导致进一步的财务困境。借款人必须彻底研究他们的选择，并在进行合并之前考虑寻求财务顾问的建议。此外，合并债务还可能对个人的信用评分产生影响。当债务被合并时，它可能会影响信用利用率，这是决定信用评分的重要因素。如果操作得当，合并可以通过降低整体债务水平和增加可用信用来改善信用评分。然而，如果借款人在合并后积累新的债务，这可能会导致其信用评分下降。总之，合并债务是一种强大的金融工具，可以帮助个人和企业更有效地管理其债务。虽然它提供了降低付款和简化财务的潜力，但以谨慎规划和考虑的方式接近这一策略至关重要。个人应权衡利弊，了解任何新贷款的条款，并在必要时寻求专业建议。最终，债务合并的目标应该是实现更大的财务稳定，为更安全的财务未来铺平道路。通过对合并债务做出明智的选择，借款人可以掌控自己的财务命运，努力实现无债务的生活。