running balance statement of account

简明释义

滚存余额帐单

英英释义

例句

1.Every month, I review my running balance statement of account to manage my budget effectively.

每个月，我都会查看我的账户的动态余额报表以有效管理我的预算。

2.Before applying for a loan, it's important to review your running balance statement of account for the past six months.

在申请贷款之前，查看过去六个月的账户的动态余额报表是很重要的。

3.The bank provides a running balance statement of account to help customers track their transactions.

银行提供账户的动态余额报表以帮助客户跟踪他们的交易。

4.The accountant requested a running balance statement of account to reconcile the financial records.

会计要求提供一份账户的动态余额报表以对账。

5.You can download your running balance statement of account from the bank's online portal.

您可以从银行的在线门户下载您的账户的动态余额报表。

作文

A running balance statement of account is a crucial financial document that provides a continuous record of transactions associated with an account. This type of statement is particularly useful for individuals and businesses alike as it allows them to track their financial activities over time. The essence of a running balance statement of account lies in its ability to present an ongoing tally of debits and credits, giving users a clear picture of their financial standing at any given moment.In the modern world, where financial awareness is paramount, understanding how to read and interpret a running balance statement of account can significantly benefit anyone managing finances. For instance, when one receives a bank statement, it typically includes a series of transactions listed chronologically. Each entry shows the date, description, amount, and the resulting balance after each transaction. This format not only helps in monitoring spending habits but also aids in budgeting for future expenses.Moreover, a running balance statement of account serves as a vital tool for reconciliation purposes. At the end of a financial period, individuals and businesses can compare their records against the statement to ensure accuracy. Discrepancies may arise due to errors or unrecorded transactions, and having a detailed statement makes it easier to identify these issues. By regularly reviewing their running balance statement of account, individuals can maintain control over their finances, avoid overdrafts, and make informed decisions about their spending.Additionally, the importance of a running balance statement of account extends to credit management. Lenders often require potential borrowers to provide a history of their financial transactions. A well-maintained statement can demonstrate responsible financial behavior, which is crucial for securing loans or credit lines. It reflects an individual's ability to manage their finances effectively, making them a more attractive candidate to lenders.Furthermore, in the context of businesses, a running balance statement of account is indispensable for cash flow management. Companies need to keep a close eye on their income and expenditures to ensure they can meet their obligations. By analyzing their running balance, business owners can make strategic decisions regarding investments, expenses, and savings. This proactive approach to financial management is essential for long-term success and stability.In conclusion, a running balance statement of account is more than just a record of transactions; it is a comprehensive tool that empowers individuals and businesses to take charge of their finances. Understanding how to utilize this statement effectively can lead to better financial health, improved budgeting, and enhanced creditworthiness. As we navigate through an increasingly complex financial landscape, the ability to interpret a running balance statement of account will undoubtedly play a significant role in achieving our financial goals.

账户的动态余额报表是一个重要的财务文件，它提供了与账户相关的交易的持续记录。这种类型的报表对个人和企业都非常有用，因为它允许他们随着时间的推移跟踪财务活动。动态余额报表的本质在于其能够呈现借方和贷方的持续总计，使用户能够在任何给定时刻清晰地了解自己的财务状况。在现代社会，财务意识至关重要，理解如何阅读和解释动态余额报表可以显著帮助任何管理财务的人。例如，当一个人收到银行对账单时，它通常包括按时间顺序列出的一系列交易。每个条目显示日期、描述、金额以及每笔交易后的余额。这种格式不仅有助于监控消费习惯，还能帮助预算未来的开支。此外，动态余额报表作为对账的重要工具，在财务期末，个人和企业可以将自己的记录与报表进行比较，以确保准确性。由于错误或未记录的交易可能会出现差异，拥有详细的报表使识别这些问题变得更容易。通过定期审查他们的动态余额报表，个人可以保持对财务的控制，避免透支，并就支出做出明智的决定。此外，动态余额报表的重要性还扩展到信用管理。贷款人通常要求潜在借款人提供其财务交易的历史记录。维护良好的报表可以证明负责任的财务行为，这对于获得贷款或信用额度至关重要。它反映了个人有效管理财务的能力，使他们对贷款人更具吸引力。此外，在企业的背景下，动态余额报表对于现金流管理是不可或缺的。公司需要密切关注其收入和支出，以确保能够履行义务。通过分析其动态余额，企业主可以就投资、支出和储蓄做出战略决策。这种积极的财务管理方法对长期成功和稳定至关重要。总之，动态余额报表不仅仅是交易记录；它是一个全面的工具，使个人和企业能够掌控自己的财务。有效利用该报表的能力可以导致更好的财务健康、改善预算和增强信用度。随着我们在日益复杂的金融环境中航行，解读动态余额报表的能力无疑将在实现我们的财务目标中发挥重要作用。