reimbursing bank

简明释义

归偿银行

英英释义

例句

1.I contacted the reimbursing bank to inquire about the status of my reimbursement.

我联系了报销银行以询问我报销的状态。

2.To expedite the process, make sure to submit your receipts to the reimbursing bank as soon as possible.

为了加快流程，请尽快将收据提交给报销银行。

3.The company policy states that all reimbursements go through the reimbursing bank.

公司政策规定所有报销都通过报销银行进行。

4.After submitting my expenses, I received a prompt payment from the reimbursing bank.

在提交我的费用后，我收到了来自报销银行的快速付款。

5.The reimbursing bank processed my claim within three business days.

该报销银行在三个工作日内处理了我的索赔。

作文

In today's fast-paced financial world, the concept of a reimbursing bank plays a crucial role in ensuring that transactions are processed efficiently and accurately. A reimbursing bank is defined as a financial institution that provides reimbursement to the beneficiary's bank (also known as the collecting bank) for the payment made on behalf of the buyer. This process is essential in international trade and various commercial transactions, where trust and timely payments are paramount.When a buyer and seller engage in a transaction, they often rely on banks to facilitate the payment process. The buyer's bank, known as the issuing bank, may not always be the one to make the payment directly to the seller. Instead, the seller's bank will receive the payment from a reimbursing bank, which acts as an intermediary. This system helps to mitigate risks associated with international trade, such as currency fluctuations and payment defaults.One of the primary advantages of using a reimbursing bank is that it enhances the security of transactions. Sellers can have peace of mind knowing that their payments will be processed through a reputable bank, reducing the likelihood of fraud or non-payment. Additionally, this system allows for faster processing times, as the reimbursing bank is responsible for ensuring that funds are transferred promptly.Moreover, the involvement of a reimbursing bank can also simplify the documentation process for both parties. In many cases, the seller must provide specific documents to prove that the goods have been shipped or services rendered. The reimbursing bank can assist in verifying these documents, ensuring that all necessary paperwork is in order before releasing the funds. This adds an extra layer of due diligence, protecting both the buyer and seller from potential disputes.However, it is essential to understand the fees associated with using a reimbursing bank. While the benefits often outweigh the costs, businesses should be aware that there may be charges for the services provided by the bank. These fees can vary depending on the bank's policies and the complexity of the transaction. Therefore, it is advisable for companies to shop around and compare different banks to find the best deal that meets their needs.In conclusion, the role of a reimbursing bank in modern finance cannot be overstated. It provides a vital service that facilitates secure and efficient transactions between buyers and sellers, particularly in international trade. By acting as an intermediary, the reimbursing bank helps to reduce risks, streamline processes, and ensure that payments are made in a timely manner. As global commerce continues to expand, understanding the function and importance of a reimbursing bank will be essential for businesses looking to thrive in the competitive marketplace.

在当今快节奏的金融世界中，偿付银行的概念在确保交易有效和准确处理方面发挥着至关重要的作用。偿付银行被定义为一家金融机构，它向受益人的银行（也称为收款银行）提供对买方支付的报销。这一过程在国际贸易和各种商业交易中至关重要，因为信任和及时付款是重中之重。当买方和卖方进行交易时，他们通常依赖银行来促进支付过程。买方的银行，即发行银行，可能并不总是直接向卖方付款。相反，卖方的银行将从偿付银行那里收到付款，后者充当中介。这一系统有助于减轻与国际贸易相关的风险，例如货币波动和付款违约。使用偿付银行的主要优势之一是增强交易的安全性。卖方可以放心地知道，他们的付款将通过一家信誉良好的银行处理，从而减少欺诈或未付款的可能性。此外，该系统还允许更快的处理时间，因为偿付银行负责确保资金及时转移。此外，偿付银行的参与还可以简化双方的文档处理过程。在许多情况下，卖方必须提供特定的文件以证明货物已发运或服务已提供。偿付银行可以协助验证这些文件，确保在释放资金之前所有必要的文书工作都已就绪。这增加了一层额外的尽职调查，保护买卖双方免受潜在争议的影响。然而，了解使用偿付银行相关费用是至关重要的。尽管好处通常超过成本，但企业应意识到银行提供的服务可能会产生费用。这些费用可能因银行政策和交易复杂性而异。因此，建议公司四处比较，寻找最符合其需求的最佳交易。总之，偿付银行在现代金融中的角色不可低估。它提供了一项重要服务，促进买卖双方之间的安全和高效交易，特别是在国际贸易中。通过充当中介，偿付银行有助于降低风险、简化流程，并确保及时付款。随着全球商业的不断扩展，理解偿付银行的功能和重要性对于希望在竞争激烈的市场中蓬勃发展的企业来说，将是至关重要的。