spendthrift trust

简明释义

规定受益人不得自由处理的信托资产

英英释义

例句

1.The attorney recommended a spendthrift trust 消费信托 for the young beneficiaries to ensure they wouldn't squander their wealth.

律师建议为年轻受益人设立一个消费信托 spendthrift trust，以确保他们不会挥霍财富。

2.Her uncle set up a spendthrift trust 消费信托 to prevent her from making poor financial choices after receiving her inheritance.

她的叔叔设立了一个消费信托 spendthrift trust，以防止她在继承财产后做出不明智的财务选择。

3.The spendthrift trust 消费信托 ensures that the funds are managed by a trustee who can make decisions on behalf of the beneficiary.

该消费信托 spendthrift trust确保资金由受托人管理，受托人可以代表受益人做出决定。

4.After her father's passing, Jane was placed in a spendthrift trust 消费信托 to protect her inheritance from her impulsive spending habits.

在她父亲去世后，简被放入一个消费信托 spendthrift trust中，以保护她的遗产免受她冲动消费习惯的影响。

5.In his will, he established a spendthrift trust 消费信托 that would only allow distributions for education and health expenses.

在他的遗嘱中，他设立了一个消费信托 spendthrift trust，只允许用于教育和医疗费用的分配。

作文

In today's world, the management of wealth and assets has become increasingly complex. Many individuals seek to protect their hard-earned money from potential mismanagement by heirs or beneficiaries. One effective solution for this issue is the establishment of a spendthrift trust. A spendthrift trust is a specific type of trust designed to prevent beneficiaries from squandering their inheritance. By placing assets in this trust, the grantor ensures that the funds are managed responsibly and used for the intended purpose. The primary characteristic of a spendthrift trust is its ability to restrict the beneficiary's access to the principal amount. This means that while the beneficiary may receive income generated by the trust, they cannot directly access the capital. This structure is particularly beneficial for individuals who may lack financial discipline or who are prone to making impulsive decisions regarding spending. For instance, if a young adult inherits a significant amount of money, a spendthrift trust can help ensure that they do not blow through their inheritance in a short period.Another important aspect of a spendthrift trust is its protection against creditors. Since the beneficiary does not have direct control over the trust assets, creditors cannot claim these funds in the event of bankruptcy or legal judgments against the beneficiary. This feature provides an additional layer of security for the assets, ensuring that they remain intact for the beneficiary’s future needs.Creating a spendthrift trust involves several steps. First, the grantor must clearly outline the terms of the trust, including how the assets will be managed and distributed. It is crucial to select a trustworthy trustee who will oversee the management of the trust and make decisions in the best interest of the beneficiary. The trustee has a fiduciary duty to act in good faith and manage the trust according to its terms.Moreover, it is essential to understand the tax implications associated with a spendthrift trust. Depending on the jurisdiction, the income generated by the trust may be subject to different tax rates. Consulting with a financial advisor or estate planner can help navigate these complexities and ensure compliance with all regulations.In conclusion, a spendthrift trust serves as a valuable tool for individuals looking to safeguard their wealth for future generations. By limiting access to the principal and protecting assets from creditors, this type of trust provides peace of mind for grantors concerned about the financial habits of their beneficiaries. As families continue to navigate the challenges of wealth management, the spendthrift trust remains a relevant and effective solution.

在当今世界，财富和资产的管理变得越来越复杂。许多人希望保护自己辛苦挣来的钱，以免被继承人或受益人错误管理。一个有效的解决方案就是建立一个限制性信托。限制性信托是一种特定类型的信托，旨在防止受益人挥霍他们的遗产。通过将资产放入该信托，设立者确保资金得到负责任的管理，并用于预定目的。限制性信托的主要特征是其限制受益人对本金的访问。这意味着，虽然受益人可以获得由信托产生的收入，但他们无法直接访问资本。这种结构对于那些可能缺乏财务纪律或倾向于冲动消费的人尤其有利。例如，如果一个年轻人继承了一笔巨款，限制性信托可以帮助确保他们不会在短时间内花光遗产。限制性信托的另一个重要方面是它对债权人的保护。由于受益人没有直接控制信托资产，因此在破产或针对受益人的法律判决事件中，债权人无法索取这些资金。这个特性为资产提供了额外的安全保障，确保它们为受益人未来的需求而保持完整。创建一个限制性信托涉及几个步骤。首先，设立者必须清楚地概述信托的条款，包括资产如何管理和分配。选择一个值得信赖的受托人也至关重要，受托人将监督信托的管理，并根据受益人的最佳利益做出决策。受托人有信托责任，必须以诚信行事，并根据信托的条款管理信托。此外，了解与限制性信托相关的税务影响也很重要。根据管辖区的不同，信托产生的收入可能会受到不同税率的影响。咨询财务顾问或遗产规划师可以帮助应对这些复杂性，并确保遵守所有法规。总之，限制性信托作为一种有价值的工具，服务于希望为后代保护财富的个人。通过限制对本金的访问并保护资产不受债权人侵害，这种类型的信托为关心受益人财务习惯的设立者提供了安心。随着家庭继续应对财富管理的挑战，限制性信托仍然是一个相关且有效的解决方案。