documentary clean credit

简明释义

光单信用证

英英释义

例句

1.The exporter received a documentary clean credit from the buyer's bank, guaranteeing the payment.

出口商从买方的银行收到了单据清洁信用，保证了付款。

2.Before shipping the goods, the supplier requested a documentary clean credit to ensure payment.

在发货之前，供应商要求一份单据清洁信用以确保付款。

3.The bank approved the loan based on the documentary clean credit provided by the applicant.

银行根据申请人提供的单据清洁信用批准了贷款。

4.In case of disputes, having a documentary clean credit can protect the seller's interests.

在发生争议时，拥有一份单据清洁信用可以保护卖方的利益。

5.A documentary clean credit is essential for international trade transactions.

对于国际贸易交易，单据清洁信用是必不可少的。

作文

In the world of international trade and finance, the term documentary clean credit plays a crucial role in ensuring that transactions are conducted smoothly and securely. A documentary clean credit refers to a type of letter of credit that guarantees payment to a seller as long as the required documents are presented in accordance with the terms set forth in the credit agreement. This financial instrument is particularly significant in mitigating risks associated with cross-border transactions, where trust between parties may be limited due to distance and different legal systems.The concept of a documentary clean credit is grounded in the principles of documentary credit, which is a widely accepted method of payment in international trade. When a buyer and a seller engage in a transaction, they often require assurance that the goods will be delivered and that payment will be made. The buyer's bank issues a letter of credit, which serves as a guarantee to the seller that they will receive their payment once they present the necessary documentation, such as shipping invoices and bills of lading.What distinguishes a documentary clean credit from other types of letters of credit is its requirement for documents to be 'clean.' This means that the documents must not contain any discrepancies or irregularities that could lead to disputes. In essence, the bank is only obligated to pay if the documents are presented exactly as stipulated in the credit agreement. This 'clean' nature provides a level of security for both parties involved in the transaction.For sellers, having a documentary clean credit can significantly enhance their confidence in receiving payment. They know that as long as they fulfill their part of the agreement by providing the correct documentation, they will be compensated without delay. This assurance can encourage sellers to engage in transactions that they might otherwise avoid due to concerns about payment reliability.On the other hand, buyers also benefit from using a documentary clean credit. By utilizing this financial instrument, they can ensure that they only pay for goods that have been shipped and documented correctly. This reduces the risk of making payments for substandard or incorrect shipments, thus protecting their investment.Despite its advantages, it is essential for both parties to understand the terms and conditions of a documentary clean credit thoroughly. Any misunderstanding or misinterpretation of the requirements can lead to complications and potential financial losses. Therefore, it is advisable for businesses to work closely with their banks and legal advisors to ensure that all aspects of the credit are clear and agreed upon before proceeding with a transaction.In conclusion, the term documentary clean credit encapsulates a vital mechanism in international trade that facilitates secure and efficient transactions. By providing a framework for guaranteed payments based on clean documentation, it plays an indispensable role in fostering trust and reliability between buyers and sellers across the globe. As global commerce continues to expand, understanding and effectively utilizing instruments like documentary clean credit will become increasingly important for businesses seeking to thrive in an interconnected marketplace.

在国际贸易和金融的世界中，术语documentary clean credit（单据清洁信用证）在确保交易顺利、安全地进行方面发挥着至关重要的作用。documentary clean credit指的是一种信用证类型，它保证只要卖方按照信用协议中规定的条款提交所需文件，就会向卖方付款。这种金融工具在减轻与跨境交易相关的风险方面尤为重要，因为由于距离和不同的法律体系，交易双方之间的信任可能有限。documentary clean credit的概念基于单据信用的原则，这是国际贸易中广泛接受的支付方式。当买方和卖方进行交易时，他们通常需要确保货物会被交付，并且付款会得到保障。买方的银行会发行一封信用证，这封信用证作为对卖方的担保，确保他们在提交必要的文件（如运输发票和提单）后会收到付款。使documentary clean credit与其他类型的信用证区别开来的，是其对文件“清洁”的要求。这意味着文件不得包含任何不一致或不规则之处，这可能导致争议。实质上，银行只有在文件按信用协议规定的方式准确呈现时才有义务付款。这种“清洁”特性为交易双方提供了一定的安全保障。对于卖方而言，拥有documentary clean credit可以显著增强他们对收款的信心。他们知道，只要按照协议提供正确的文件，就会及时获得赔偿。这种保障可以鼓励卖方参与他们可能因对付款可靠性担忧而避免的交易。另一方面，买方使用documentary clean credit也能受益匪浅。通过利用这一金融工具，他们可以确保只为已正确装运和记录的货物付款。这减少了因支付低劣或错误的货物而导致的投资风险。尽管有其优势，但双方都必须彻底理解documentary clean credit的条款和条件。任何误解或误读要求都可能导致复杂情况和潜在的经济损失。因此，建议企业与其银行和法律顾问密切合作，以确保在进行交易之前，信用的所有方面都是清晰且达成一致的。总之，术语documentary clean credit概括了国际贸易中促进安全高效交易的重要机制。通过提供基于清洁文档的担保付款框架，它在全球范围内促进买卖双方之间的信任和可靠性。在全球商业持续扩展的背景下，理解和有效利用像documentary clean credit这样的工具，将变得越来越重要，尤其是对于寻求在互联市场中蓬勃发展的企业。