fixed investment trust; nondiscretionary trust

简明释义

固定性投资信托

英英释义

A fixed investment trust is a type of investment vehicle that pools money from multiple investors to invest in a predetermined portfolio of securities, where the investments are not actively managed and remain fixed over time.

固定投资信托是一种投资工具,它将多个投资者的资金集中起来,投资于一组预定的证券组合,其中投资不进行主动管理,并在一段时间内保持不变。

A nondiscretionary trust is a trust arrangement in which the trustee has no discretion over the distribution of income or principal; distributions are made according to the specific terms set out in the trust document.

非自由裁量信托是一种信托安排,受托人对收入或本金的分配没有自由裁量权;分配根据信托文件中规定的具体条款进行。

例句

1.Many families choose a fixed investment trust; nondiscretionary trust to ensure financial stability for future generations.

许多家庭选择固定投资信托;非自由裁量信托以确保未来几代人的财务稳定。

2.A fixed investment trust; nondiscretionary trust can help in estate planning by ensuring assets are managed according to the grantor's wishes.

一个固定投资信托;非自由裁量信托可以通过确保资产按照赠与人的意愿进行管理来帮助遗产规划。

3.The beneficiaries of a fixed investment trust; nondiscretionary trust receive fixed distributions regardless of market performance.

一个固定投资信托;非自由裁量信托的受益人无论市场表现如何,都能获得固定的分配。

4.Investors often prefer a fixed investment trust; nondiscretionary trust because it offers predictable returns.

投资者通常更喜欢固定投资信托;非自由裁量信托,因为它提供可预测的回报。

5.When establishing a fixed investment trust; nondiscretionary trust, it's important to clearly define the investment strategy.

在建立固定投资信托;非自由裁量信托时,清楚地定义投资策略是很重要的。

作文

In the world of finance and investment, various structures exist to help individuals manage their wealth effectively. Among these structures, the terms fixed investment trust and nondiscretionary trust are often encountered. Understanding these concepts is crucial for investors looking to optimize their financial strategies while ensuring compliance with legal frameworks.A fixed investment trust refers to a type of investment vehicle where the assets are pooled together and managed according to predetermined rules. This structure allows investors to have a clear understanding of what they own and how it is being managed. In a fixed investment trust, the investment strategy is typically set at the outset, and the trust operates under a defined set of guidelines. This means that investors can expect a certain level of stability and predictability in their returns, as the investments are not subject to frequent changes based on market fluctuations.On the other hand, a nondiscretionary trust is a legal arrangement where the trustee is required to follow specific instructions laid out in the trust document. Unlike discretionary trusts, where the trustee has the authority to make decisions regarding the distribution of income or capital, nondiscretionary trusts operate under strict guidelines. This ensures that the beneficiaries receive their entitlements as specified, without the trustee having the power to alter those distributions based on personal judgment or market conditions.The combination of a fixed investment trust and a nondiscretionary trust can provide a robust framework for managing investments. For instance, an investor may choose to place their assets in a fixed investment trust that is governed by a nondiscretionary trust. This setup would ensure that the investments are managed in a stable manner while also guaranteeing that the income generated from those investments is distributed according to the investor's wishes.One of the primary advantages of using a fixed investment trust is the transparency it offers. Investors can easily track the performance of their investments and understand how their money is being utilized. This transparency fosters trust between the investors and the trustees, which is essential for maintaining a healthy relationship in any financial arrangement.Moreover, the nondiscretionary trust aspect adds another layer of security for the beneficiaries. Since the trustee is bound by the terms of the trust, beneficiaries can have peace of mind knowing that they will receive their share of the trust's income or capital without arbitrary decisions being made by the trustee. This predictability is particularly important for individuals who rely on trust income for their living expenses or other financial obligations.In conclusion, the concepts of fixed investment trust and nondiscretionary trust play significant roles in the realm of investment management. By utilizing these structures, investors can achieve a balance between growth potential and risk management. The fixed nature of the investment trust ensures stability, while the nondiscretionary aspect safeguards the interests of beneficiaries. As financial markets continue to evolve, understanding these investment vehicles will be essential for anyone looking to navigate the complexities of wealth management effectively.

在金融和投资的世界中,存在各种结构来帮助个人有效管理他们的财富。在这些结构中,术语固定投资信托非自由裁量信托常常被提及。理解这些概念对于希望优化财务策略并确保遵守法律框架的投资者至关重要。固定投资信托是指一种投资工具,其中资产被集中在一起,并根据预定规则进行管理。这种结构使投资者能够清楚地了解他们所拥有的资产以及其管理方式。在固定投资信托中,投资策略通常在开始时就设定,信托根据一套明确的指导方针运作。这意味着投资者可以期待一定程度的稳定性和可预测性,因为投资不会因市场波动而频繁变化。另一方面,非自由裁量信托是一种法律安排,受托人必须遵循信托文件中列出的具体指示。与自由裁量信托不同,在自由裁量信托中,受托人有权根据个人判断或市场情况对收入或资本的分配做出决定,而非自由裁量信托则在严格的指导方针下运作。这确保了受益人根据规定获得应得的权益,而不受受托人任意改变分配的影响。将固定投资信托非自由裁量信托结合起来,可以提供一个强大的投资管理框架。例如,投资者可能选择将其资产放入一个由非自由裁量信托管理的固定投资信托中。这种设置将确保投资以稳定的方式进行管理,同时也保证从这些投资中产生的收入按照投资者的意愿进行分配。使用固定投资信托的主要优势之一是它所提供的透明度。投资者可以轻松跟踪其投资的表现,并了解他们的钱是如何被利用的。这种透明度促进了投资者与受托人之间的信任,这是在任何金融安排中维持健康关系的关键。此外,非自由裁量信托的特点为受益人增加了另一层安全性。由于受托人受信托条款的约束,受益人可以安心地知道,他们将按照规定获得信托的收入或资本份额,而无需担心受托人做出任意决定。这种可预测性对于依赖信托收入来支付生活费用或其他财务义务的个人尤其重要。总之,固定投资信托非自由裁量信托的概念在投资管理领域中发挥着重要作用。通过利用这些结构,投资者可以在增长潜力和风险管理之间实现平衡。投资信托的固定性质确保了稳定性,而非自由裁量的特性则保护了受益人的利益。随着金融市场的不断发展,理解这些投资工具将对任何希望有效驾驭财富管理复杂性的人来说至关重要。

相关单词

fixed

fixed详解:怎么读、什么意思、用法

investment

investment详解:怎么读、什么意思、用法