fixed interest cover

简明释义

固定利息保障率

英英释义

例句

1.The company reported a strong fixed interest cover 固定利息覆盖率 of 5.2, indicating that it can easily meet its interest obligations.

该公司报告了一个强劲的固定利息覆盖率 fixed interest cover，为5.2，这表明它能够轻松满足其利息义务。

2.During the financial review, the analyst noted a decrease in fixed interest cover 固定利息覆盖率, raising concerns about the company's ability to pay its debts.

在财务审查期间，分析师注意到固定利息覆盖率 fixed interest cover的下降，这引发了对公司偿还债务能力的担忧。

3.The management team aims to improve their fixed interest cover 固定利息覆盖率 by increasing revenue and reducing expenses.

管理团队旨在通过增加收入和减少支出来改善他们的固定利息覆盖率 fixed interest cover。

4.A fixed interest cover 固定利息覆盖率 below 1.5 is often considered risky for lenders.

对于贷款人来说，低于1.5的固定利息覆盖率 fixed interest cover通常被认为是有风险的。

5.Investors often look for firms with a high fixed interest cover 固定利息覆盖率 to ensure their investments are secure.

投资者通常寻找具有高固定利息覆盖率 fixed interest cover的公司，以确保他们的投资是安全的。

作文

Understanding financial terms is essential for anyone looking to make informed decisions about investments and loans. One such term that often comes up in discussions about corporate finance is fixed interest cover. This concept refers to a company's ability to meet its fixed interest obligations, which are the regular payments made on debt that carries a fixed interest rate. Having a solid grasp of fixed interest cover can provide insights into a company's financial health, risk levels, and overall stability.To begin with, let's break down what fixed interest cover entails. It is calculated by taking a company's earnings before interest and taxes (EBIT) and dividing it by the total interest expenses. The resulting ratio indicates how many times a company can cover its interest obligations with its operating income. For example, if a company has an EBIT of $1 million and pays $250,000 in interest, the fixed interest cover would be 4. This means the company earns four times the amount needed to pay its interest expenses, suggesting a strong financial position.A high fixed interest cover ratio is generally seen as a positive indicator. It implies that the company is generating sufficient earnings to comfortably cover its interest payments, thus reducing the risk of default. Investors and creditors often look for companies with a robust fixed interest cover because it signals lower risk and greater financial stability. Conversely, a low ratio may raise red flags, indicating that the company might struggle to meet its debt obligations, which could lead to financial distress or bankruptcy.Moreover, understanding fixed interest cover is crucial during economic downturns. Companies with low ratios may find themselves in precarious situations when revenues decline. In such cases, they might need to cut costs, restructure their debt, or seek new financing options to maintain liquidity. Investors should pay close attention to the fixed interest cover ratio during challenging economic times, as it can serve as an early warning sign for potential issues.In addition to assessing a company's current financial status, fixed interest cover can also be used to evaluate trends over time. By analyzing historical data, stakeholders can identify patterns in a company's ability to manage its interest expenses. A consistently high fixed interest cover suggests effective management and a solid business model, while a declining trend may indicate emerging problems that require further investigation.It's also important to note that fixed interest cover is just one of many financial metrics that should be considered when evaluating a company's performance. Other factors, such as liquidity ratios, profitability margins, and overall market conditions, play a significant role in determining a company's financial health. Therefore, while fixed interest cover provides valuable insights, it should not be analyzed in isolation.In conclusion, fixed interest cover is a vital financial metric that reflects a company's ability to meet its fixed interest obligations. Understanding this concept can help investors, creditors, and business owners make informed decisions and assess the risks associated with a particular investment. By keeping an eye on the fixed interest cover ratio, stakeholders can gain a clearer picture of a company's financial stability and its capacity to navigate challenges in the ever-changing economic landscape.

理解金融术语对于任何希望在投资和贷款方面做出明智决策的人来说都是至关重要的。其中一个常常出现在企业财务讨论中的术语是固定利息覆盖率。这个概念指的是公司满足其固定利息义务的能力，即对带有固定利率的债务所作的定期付款。对固定利息覆盖率有一个扎实的理解可以提供有关公司财务健康、风险水平和整体稳定性的见解。首先，让我们分解一下固定利息覆盖率的内容。它通过将公司的息税前利润（EBIT）除以总利息费用来计算。结果比率表明公司可以用其经营收入覆盖多少次利息义务。例如，如果一家公司有100万美元的EBIT，并支付25万美元的利息，则固定利息覆盖率为4。这意味着公司赚取的金额是其利息费用的四倍，表明财务状况强劲。高的固定利息覆盖率通常被视为积极的指标。它暗示公司正在产生足够的收益，以舒适地覆盖其利息支付，从而降低违约风险。投资者和债权人通常寻找具有强大固定利息覆盖率的公司，因为这表明风险较低和财务稳定性较高。相反，低比率可能会引起警觉，表明公司可能难以履行其债务义务，这可能导致财务困境或破产。此外，在经济低迷时期，理解固定利息覆盖率至关重要。低比率的公司在收入下降时可能会发现自己处于危险的境地。在这种情况下，他们可能需要削减成本、重组债务或寻求新的融资选项以维持流动性。投资者在经济困难时期应密切关注固定利息覆盖率，因为它可以作为潜在问题的早期警告信号。除了评估公司的当前财务状况外，固定利息覆盖率还可以用于评估随时间推移的趋势。通过分析历史数据，利益相关者可以识别公司管理其利息费用的模式。持续较高的固定利息覆盖率表明有效的管理和坚实的商业模式，而下降的趋势可能表明需要进一步调查的新出现的问题。同样重要的是要注意，固定利息覆盖率只是评估公司绩效的许多财务指标之一。在评估公司的财务健康时，流动比率、盈利能力和整体市场条件等其他因素也发挥着重要作用。因此，尽管固定利息覆盖率提供了有价值的见解，但不应孤立分析。总之，固定利息覆盖率是一个重要的财务指标，反映了公司满足其固定利息义务的能力。理解这一概念可以帮助投资者、债权人和企业主做出明智的决策，并评估与特定投资相关的风险。通过关注固定利息覆盖率比率，利益相关者可以更清晰地了解公司的财务稳定性及其应对不断变化的经济环境挑战的能力。