equity ratio

简明释义

股东权益比率

英英释义

例句

1.Investors often look at the equity ratio 股本比率 to assess the risk of investing in a company.

投资者通常查看equity ratio 股本比率来评估投资公司的风险。

2.A higher equity ratio 股本比率 means that a company is less leveraged and has a stronger financial position.

较高的equity ratio 股本比率意味着公司杠杆较低，财务状况更强。

3.When analyzing a firm's financial health, the equity ratio 股本比率 should not be overlooked.

在分析公司的财务健康时，equity ratio 股本比率不应被忽视。

4.The company's equity ratio 股本比率 is a key indicator of its financial stability.

公司的equity ratio 股本比率是其财务稳定性的关键指标。

5.The equity ratio 股本比率 can help determine how much of the company's assets are financed by shareholders' equity.

equity ratio 股本比率可以帮助确定公司资产中有多少是由股东权益融资的。

作文

Understanding the concept of financial ratios is crucial for anyone interested in finance or investing. One important financial ratio is the equity ratio, which provides insights into a company's financial health and stability. The equity ratio is defined as the proportion of a company's total assets that are financed by shareholders' equity. In other words, it measures how much of the company is owned by its shareholders versus how much is financed through debt. This ratio is essential for assessing a company's leverage and overall risk profile.To calculate the equity ratio, one can use the following formula: Equity Ratio = Shareholders' Equity / Total AssetsBy analyzing this ratio, investors can determine how much of the company's assets are funded by equity rather than debt. A higher equity ratio indicates less reliance on borrowed funds, which often translates to lower financial risk. Conversely, a low equity ratio suggests that a company may be heavily reliant on debt financing, which could pose risks during economic downturns or periods of financial instability.For example, consider two companies within the same industry. Company A has total assets of $1 million and shareholders' equity of $700,000. Therefore, its equity ratio would be 0.7 or 70%. This means that 70% of Company A's assets are financed by equity, indicating a strong financial position with lower risk. On the other hand, Company B has total assets of $1 million but only $300,000 in shareholders' equity, resulting in an equity ratio of 0.3 or 30%. This lower ratio suggests that Company B is more leveraged and potentially at a higher risk if it faces financial challenges.Investors and analysts often look at the equity ratio alongside other financial ratios, such as the debt-to-equity ratio, to gain a comprehensive view of a company's financial structure. By comparing these ratios over time or against industry benchmarks, stakeholders can make informed decisions about investing or lending to a business.In conclusion, the equity ratio is a vital financial metric that helps gauge a company's financial stability and risk exposure. Understanding this ratio allows investors to assess how well a company is managing its capital structure and whether it is in a position to weather economic fluctuations. Ultimately, a thorough analysis of the equity ratio and related financial metrics can lead to more informed investment decisions and better financial planning for individuals and businesses alike.

理解财务比率的概念对任何对金融或投资感兴趣的人来说都是至关重要的。一个重要的财务比率是股权比率，它提供了公司财务健康和稳定性的见解。股权比率被定义为公司总资产中由股东权益融资的比例。换句话说，它衡量的是公司有多少资产是由股东拥有的，而有多少是通过债务融资的。这个比率对于评估公司的杠杆作用和整体风险状况至关重要。要计算股权比率，可以使用以下公式：股权比率 = 股东权益 / 总资产通过分析这个比率，投资者可以确定公司资产中有多少是由股权而非债务融资的。较高的股权比率表明对借款资金的依赖较少，这通常意味着较低的财务风险。相反，较低的股权比率则表明公司可能在很大程度上依赖债务融资，这在经济低迷或财务不稳定期间可能会带来风险。例如，考虑两个同一行业的公司。公司A的总资产为100万美元，股东权益为70万美元。因此，其股权比率将为0.7或70%。这意味着公司A的70%的资产是由股权融资的，表明其财务状况良好，风险较低。另一方面，公司B的总资产为100万美元，但股东权益仅为30万美元，导致其股权比率为0.3或30%。这个较低的比率表明公司B的杠杆作用更大，如果面临财务挑战，潜在风险也更高。投资者和分析师通常会将股权比率与其他财务比率（如债务与股权比率）结合起来，以全面了解公司的财务结构。通过比较这些比率在时间上的变化或与行业基准的比较，利益相关者可以做出明智的投资或借贷决策。总之，股权比率是一个重要的财务指标，有助于衡量公司的财务稳定性和风险暴露。理解这一比率使投资者能够评估公司如何管理其资本结构，以及是否能够应对经济波动。最终，对股权比率及相关财务指标的全面分析可以导致更明智的投资决策和更好的个人及企业财务规划。