negotiating bank

简明释义

购票银行

英英释义

例句

1.In international trade, the role of the negotiating bank is crucial for ensuring payment security.

在国际贸易中，议付银行的角色对确保付款安全至关重要。

2.The exporter presented the documents to the negotiating bank for payment processing.

出口商将文件提交给议付银行以进行付款处理。

3.The negotiating bank verified the documents before releasing the funds to the seller.

在向卖方释放资金之前，议付银行核实了文件。

4.The buyer's bank acted as a negotiating bank to facilitate the transaction.

买方的银行作为议付银行来促进交易。

5.Once the goods were shipped, the seller contacted the negotiating bank to initiate the payment.

货物发运后，卖方联系了议付银行以启动付款。

作文

In the world of international trade and finance, various terms are used to describe the roles of different financial institutions. One such term is negotiating bank, which plays a crucial role in the process of documentary credits, particularly letters of credit. A negotiating bank refers to the bank that examines the documents presented by the exporter and decides whether they comply with the terms set out in the letter of credit. This bank is responsible for negotiating the payment on behalf of the exporter, ensuring that the transaction proceeds smoothly.The function of a negotiating bank is vital for exporters who rely on letters of credit as a secure method of payment when dealing with foreign buyers. When an exporter ships goods, they must present specific documents to the negotiating bank. These documents typically include the bill of lading, commercial invoice, and insurance documents, among others. The negotiating bank carefully reviews these documents to confirm that they meet the stipulated requirements. If the documents are in order, the bank will release the payment to the exporter, thereby facilitating the trade process.Understanding the role of a negotiating bank is essential for anyone involved in international commerce. It provides a layer of security for exporters, as they can be assured that they will receive payment as long as they comply with the terms outlined in the letter of credit. This assurance is particularly important in situations where the exporter may not have a well-established relationship with the buyer, as it mitigates the risk of non-payment.Moreover, the negotiating bank acts as an intermediary between the exporter and the issuing bank, which is usually located in the buyer's country. This relationship is key to ensuring that all parties involved are protected. The negotiating bank must be trusted and reputable, as its actions directly impact the success of the transaction.Another significant aspect of the negotiating bank is its ability to provide financing options. In many cases, exporters may need immediate access to funds after presenting their documents. The negotiating bank can offer advances against the letter of credit, allowing exporters to manage their cash flow effectively while waiting for the buyer's bank to process the payment.In conclusion, the role of a negotiating bank in international trade cannot be overstated. It serves as a critical facilitator of transactions, ensuring that exporters receive payment for their goods and that buyers receive the necessary documentation to claim their shipments. Understanding how a negotiating bank operates helps businesses navigate the complexities of global trade, ultimately leading to more successful and secure international transactions.

在国际贸易和金融的世界中，使用各种术语来描述不同金融机构的角色。其中一个术语是议付银行，它在单据信用证的过程中发挥着至关重要的作用，特别是信用证。议付银行是指审查出口商提交的文件并决定这些文件是否符合信用证中规定的条款的银行。该银行负责代表出口商进行付款谈判，确保交易顺利进行。议付银行的功能对于依赖信用证作为安全支付方式的出口商至关重要。当出口商装运货物时，他们必须向议付银行提交特定文件。这些文件通常包括提单、商业发票和保险单等。议付银行仔细审核这些文件，以确认它们符合规定的要求。如果文件齐全，银行将向出口商付款，从而促进贸易过程。理解议付银行的角色对于任何参与国际商业的人来说都是至关重要的。它为出口商提供了一层安全保障，因为只要他们遵守信用证中列出的条款，就可以确保收到付款。这种保障在出口商可能与买方之间没有良好关系的情况下尤为重要，因为它降低了不付款的风险。此外，议付银行作为出口商和通常位于买方国家的开证银行之间的中介。这种关系对于确保所有相关方都受到保护至关重要。议付银行必须值得信赖且声誉良好，因为其行为直接影响交易的成功。议付银行的另一个重要方面是其提供融资选项的能力。在许多情况下，出口商在提交文件后可能需要立即获得资金。议付银行可以根据信用证提供预付款，允许出口商在等待买方银行处理付款时有效管理现金流。总之，议付银行在国际贸易中的角色不可低估。它作为交易的关键促进者，确保出口商获得货物的付款，并确保买方获得必要的文件以索取其货物。了解议付银行的运作有助于企业应对全球贸易的复杂性，最终导致更成功和安全的国际交易。