purchased bond

简明释义

购买债券

英英释义

A purchased bond is a debt security that an investor buys, which represents a loan made by the investor to a borrower, typically a corporation or government.

购买的债券是投资者购买的一种债务证券,代表了投资者向借款人(通常是公司或政府)提供的贷款。

例句

1.She received a coupon payment from her purchased bond last month.

她上个月收到了来自她的已购买的债券的息票支付。

2.The purchased bond can be sold in the secondary market if needed.

如果需要,这份已购买的债券可以在二级市场上出售。

3.Investors often prefer a purchased bond for its stability.

投资者通常更喜欢已购买的债券因为它的稳定性。

4.I recently bought a purchased bond from the government to secure my savings.

我最近从政府购买了一份已购买的债券来保障我的储蓄。

5.The purchased bond offers a fixed interest rate over ten years.

这份已购买的债券在十年内提供固定的利率。

作文

In today's financial world, understanding various investment instruments is crucial for anyone looking to build wealth. One such instrument that has gained popularity among investors is the bond. A bond is essentially a loan made by an investor to a borrower, typically a corporation or government. When an individual decides to invest in a bond, they are essentially purchasing a promise of repayment along with interest. This transaction is often referred to as a purchased bond, which signifies that the investor has acquired ownership of the bond by paying the issuer the agreed-upon amount. The concept of a purchased bond can be broken down into several key components. Firstly, when an investor buys a bond, they are lending money to the issuer for a specified period. In return, the issuer agrees to pay back the principal amount at maturity, along with periodic interest payments known as coupon payments. This makes bonds an attractive option for those seeking a steady income stream and lower risk compared to stocks.Moreover, the market for bonds is vast and varied, with numerous types available to suit different investor needs. For instance, government bonds are considered low-risk because they are backed by the government, while corporate bonds may offer higher yields but come with increased risk. Understanding these distinctions is essential for making informed investment decisions.When an investor engages in the process of acquiring a bond, they must consider several factors, including the bond's credit rating, interest rates, and the overall economic environment. A purchased bond can fluctuate in value based on changes in interest rates; when rates rise, existing bonds may lose value since new bonds are issued at higher rates. Therefore, it is vital for investors to stay informed about market trends and economic indicators.Additionally, the liquidity of a purchased bond is another important consideration. While some bonds can be easily sold in the secondary market, others may be more challenging to liquidate. Investors should assess their need for liquidity when deciding on bond investments.Furthermore, taxes can also play a significant role in the overall returns from a purchased bond. Interest earned from certain types of bonds, such as municipal bonds, may be exempt from federal taxes, making them an appealing choice for tax-conscious investors. Thus, understanding the tax implications of bond investments is crucial for maximizing returns.In conclusion, a purchased bond represents a fundamental aspect of the investment landscape. By lending money to issuers in exchange for interest payments and principal repayment, investors can create a diversified portfolio that balances risk and return. As with any investment, thorough research and understanding of the bond market are essential for success. Whether one is a seasoned investor or just starting out, recognizing the significance of a purchased bond can lead to more informed financial decisions and ultimately greater financial security.

在当今的金融世界,理解各种投资工具对于任何希望积累财富的人来说都是至关重要的。其中一种在投资者中越来越受欢迎的工具是债券。债券本质上是投资者向借款人(通常是公司或政府)提供的贷款。当个人决定投资债券时,他们实际上是在购买一项还款承诺以及利息。这一交易通常被称为购买债券,这意味着投资者通过支付发行人约定的金额获得了债券的所有权。购买债券的概念可以分解为几个关键组成部分。首先,当投资者购买债券时,他们是在为发行人提供资金,期限是特定的。作为回报,发行人同意在到期时偿还本金,并定期支付被称为票息的利息。这使得债券成为那些寻求稳定收入和相对较低风险的投资者的吸引选项。此外,债券市场广阔多样,提供多种类型以满足不同投资者的需求。例如,政府债券被认为是低风险的,因为它们由政府担保,而公司债券可能提供更高的收益,但伴随更高的风险。理解这些区别对于做出明智的投资决策至关重要。当投资者参与购买债券的过程时,他们必须考虑几个因素,包括债券的信用评级、利率和整体经济环境。购买债券的价值可能会因利率变化而波动;当利率上升时,现有债券的价值可能会下降,因为新债券以更高的利率发行。因此,投资者保持对市场趋势和经济指标的了解是至关重要的。此外,购买债券的流动性也是另一个重要考虑因素。虽然某些债券可以在二级市场上轻松出售,但其他债券可能更难以变现。在决定债券投资时,投资者应评估他们对流动性的需求。此外,税收也可以在从购买债券获得的整体回报中发挥重要作用。某些类型的债券(例如市政债券)所赚取的利息可能免于联邦税,使其成为注重税务的投资者的吸引选择。因此,理解债券投资的税务影响对于最大化回报至关重要。总之,购买债券代表了投资领域的基本方面。通过向发行人提供资金以换取利息支付和本金偿还,投资者可以创建一个平衡风险和回报的多元化投资组合。与任何投资一样,深入研究和理解债券市场对于成功至关重要。无论是经验丰富的投资者还是刚入门的新手,认识到购买债券的重要性都可以导致更明智的财务决策,并最终实现更大的财务安全。

相关单词

purchased

purchased详解:怎么读、什么意思、用法