per cent of purchase liability

简明释义

购货欠款百分率［占购货总额］

英英释义

例句

1.According to the terms, the warranty covers 15% of the purchase liability.

根据条款，保修涵盖购买责任的15%。

2.The agreement states that the buyer is responsible for 10% of the purchase liability.

协议规定买方需承担购买责任的10%。

3.The insurance policy will reimburse 25% of the purchase liability in case of damage.

保险政策将在损坏的情况下报销购买责任的25%。

4.In this contract, the seller will cover 20% of the purchase liability.

在本合同中，卖方将承担购买责任的20%。

5.The bank requires a deposit of 5% of the purchase liability before approving the loan.

银行要求在批准贷款前支付购买责任的5%作为保证金。

作文

Understanding financial terms is crucial for making informed decisions in business and personal finance. One such term that often comes up in discussions about purchases and liabilities is per cent of purchase liability. This phrase refers to the percentage of the total amount owed for a purchase that is considered a liability on a balance sheet. In simpler terms, it signifies how much of a purchase contributes to the overall debt that an individual or organization has. For instance, if a company buys equipment worth $10,000 and agrees to pay 20% of that amount as a down payment while financing the remaining 80%, the per cent of purchase liability would be 80%. This means that 80% of the purchase price is still owed and is recorded as a liability.The concept of per cent of purchase liability is essential for understanding cash flow and financial health. Businesses must keep track of their liabilities to ensure they can meet their obligations without jeopardizing their operations. When liabilities are too high compared to assets, it can lead to financial distress. Therefore, knowing the per cent of purchase liability helps companies manage their debts effectively.For individuals, understanding this term can aid in personal budgeting and financial planning. When someone makes a significant purchase, such as a car or a home, they often take on debt through loans or credit. Knowing what percentage of that purchase remains as a liability can help them plan their repayments. For example, if someone buys a car for $30,000 and pays $5,000 upfront, the per cent of purchase liability would be calculated based on the remaining $25,000. This knowledge allows consumers to understand how much they owe and how long it might take to pay off that debt.In the context of investments, understanding per cent of purchase liability can also guide investors in assessing the risk associated with a particular investment. If a company has a high percentage of liabilities relative to its assets, it may indicate potential financial instability. Investors often look at these ratios when deciding whether to invest in a company or not. A lower per cent of purchase liability suggests a healthier financial position, making the company more attractive to potential investors.Furthermore, businesses often analyze their per cent of purchase liability in relation to their revenue. This analysis can reveal important insights about their operational efficiency and profitability. If a business has high liabilities compared to its revenue, it may need to rethink its purchasing strategies or find ways to increase its income. Conversely, a healthy ratio indicates that the business is managing its purchases and liabilities well, which can lead to sustainable growth.In conclusion, the term per cent of purchase liability plays a significant role in both business and personal finance. It helps individuals and organizations understand their financial obligations and manage their cash flow effectively. By keeping track of this percentage, one can make better financial decisions, avoid excessive debt, and ultimately achieve greater financial stability. Whether you are a business owner or an individual consumer, grasping the meaning of per cent of purchase liability can empower you to navigate the complexities of financial management successfully.

理解金融术语对于在商业和个人财务中做出明智的决策至关重要。其中一个常常出现在购买和负债讨论中的术语是per cent of purchase liability。这个短语指的是在资产负债表上被视为负债的购买总额的百分比。简单来说，它表示一项购买对个人或组织整体债务的贡献。例如，如果一家公司购买价值10,000美元的设备，并同意支付20%的预付款，同时融资剩余的80%，那么per cent of purchase liability将是80%。这意味着购买价格的80%仍然欠款，并记录为负债。per cent of purchase liability的概念对于理解现金流和财务健康至关重要。企业必须跟踪其负债，以确保它们能够履行义务，而不危及其运营。当负债相对于资产过高时，可能会导致财务困境。因此，了解per cent of purchase liability有助于公司有效管理其债务。对于个人来说，理解这个术语可以帮助他们进行个人预算和财务规划。当某人进行重大购买，例如汽车或房屋时，他们通常会通过贷款或信用承担债务。知道该购买的多少百分比仍然作为负债，可以帮助他们规划还款。例如，如果某人以30,000美元购买汽车并支付5,000美元的首付款，那么per cent of purchase liability将根据剩下的25,000美元进行计算。这一知识使消费者能够了解他们欠多少钱，以及还清这笔债务可能需要多长时间。在投资的背景下，理解per cent of purchase liability也可以指导投资者评估特定投资的风险。如果一家公司相对于其资产有很高的负债比例，这可能表明潜在的财务不稳定。投资者在决定是否投资某家公司时，通常会查看这些比率。较低的per cent of purchase liability表明财务状况更健康，使公司对潜在投资者更具吸引力。此外，企业通常还会分析其per cent of purchase liability与收入的关系。这种分析可以揭示有关其运营效率和盈利能力的重要见解。如果一家公司的负债相对于其收入过高，它可能需要重新考虑其采购策略或寻找增加收入的方法。相反，健康的比率表明企业正在良好地管理其采购和负债，这可以导致可持续增长。总之，per cent of purchase liability这一术语在商业和个人财务中扮演着重要角色。它帮助个人和组织理解其财务义务并有效管理现金流。通过跟踪这个百分比，人们可以做出更好的财务决策，避免过度债务，并最终实现更大的财务稳定。无论您是企业主还是个人消费者，掌握per cent of purchase liability的含义都可以使您成功地驾驭财务管理的复杂性。