trade debtor

简明释义

购货户,购货债务人

英英释义

例句

1.Effective credit control can help reduce the amount owed by trade debtors 商业债务人.

有效的信贷控制可以帮助减少商业债务人 所欠的金额。

2.The company has a large number of trade debtors 商业债务人 who have not yet paid their invoices.

该公司有大量的商业债务人 尚未支付他们的发票。

3.The CEO expressed concern over the rising number of trade debtors 商业债务人 and their impact on profitability.

首席执行官对日益增长的商业债务人 及其对盈利能力的影响表示担忧。

4.To improve cash flow, we need to follow up with our trade debtors 商业债务人 more frequently.

为了改善现金流，我们需要更频繁地跟进我们的商业债务人。

5.Our finance team is analyzing the aging report of trade debtors 商业债务人 to identify overdue accounts.

我们的财务团队正在分析商业债务人 的账龄报告，以识别逾期账户。

作文

In the world of business and finance, understanding key terms is crucial for effective communication and decision-making. One such term is trade debtor, which refers to a customer or client who owes money to a company for goods or services that have been delivered but not yet paid for. This concept is vital for businesses as it directly impacts their cash flow and financial health. A high number of trade debtors can indicate that a company is extending credit to its customers, which can be a double-edged sword. On one hand, it can lead to increased sales and customer loyalty; on the other, it can pose a risk if those debts are not collected in a timely manner.When a company sells products or services on credit, it creates an account receivable, which is essentially a promise from the customer to pay at a later date. These accounts are recorded as assets on the company's balance sheet. However, managing trade debtors effectively requires diligent monitoring and follow-up processes. Companies must assess the creditworthiness of their customers before extending credit to minimize the risk of default. This process often involves checking credit scores, payment histories, and overall financial stability.Moreover, maintaining a healthy ratio of trade debtors to total sales is essential for any business. If a significant portion of sales is tied up in receivables, it can strain the company’s liquidity, making it difficult to meet operational expenses. Therefore, businesses often implement strategies such as offering discounts for early payments or setting stricter credit limits to manage their trade debtors more effectively.In addition, companies may utilize various financial tools and software to track their trade debtors. These tools help in generating reports that provide insights into outstanding invoices and overdue accounts. By analyzing this data, businesses can identify trends and make informed decisions about their credit policies and collection efforts. Regular communication with customers regarding their outstanding balances is also crucial. Establishing good relationships can often lead to faster payments and reduced instances of bad debts.Furthermore, it is important to recognize the potential impact of economic conditions on trade debtors. During economic downturns, customers may struggle to pay their debts, leading to an increase in the number of delinquent accounts. As such, businesses need to be proactive in their approach to managing these debts, which may include revising payment terms or seeking external collections assistance when necessary.In conclusion, the term trade debtor encapsulates a critical aspect of business finance that demands attention and careful management. By understanding what it means and implementing effective strategies to manage trade debtors, companies can enhance their cash flow, reduce risks, and ultimately drive growth. The balance between extending credit to boost sales and ensuring timely collection of debts is a delicate one, but with the right practices in place, businesses can navigate this landscape successfully.

在商业和金融的世界中，理解关键术语对有效沟通和决策至关重要。其中一个术语是贸易债务人，它指的是因已交付但尚未付款的商品或服务而欠公司钱款的客户或客户。这个概念对企业至关重要，因为它直接影响着公司的现金流和财务健康。大量的贸易债务人可能表明公司正在向其客户提供信贷，这可能是一把双刃剑。一方面，它可以导致销售和客户忠诚度的增加；另一方面，如果这些债务未能及时收回，则可能会构成风险。当一家公司以信用方式出售产品或服务时，它就创建了应收账款，基本上是客户承诺在稍后日期付款的承诺。这些账户在公司的资产负债表上记录为资产。然而，有效管理贸易债务人需要勤奋的监控和跟进流程。公司必须在扩展信贷之前评估客户的信用worthiness，以最小化违约风险。这个过程通常涉及检查信用评分、付款历史和整体财务稳定性。此外，维持贸易债务人与总销售额之间的健康比率对任何企业都是至关重要的。如果大量销售与应收账款挂钩，可能会给公司的流动性带来压力，使其难以满足运营费用。因此，企业通常实施一些策略，例如为提前付款提供折扣或设定更严格的信用限额，以更有效地管理其贸易债务人。此外，公司可能利用各种金融工具和软件来跟踪其贸易债务人。这些工具有助于生成报告，提供未结发票和逾期账户的洞察。通过分析这些数据，企业可以识别趋势，并就其信贷政策和收款工作做出明智的决策。定期与客户沟通他们的未结余额也至关重要。建立良好的关系通常可以导致更快的付款和减少坏账的发生。此外，重要的是要认识到经济条件对贸易债务人的潜在影响。在经济低迷时期，客户可能难以偿还债务，导致拖欠账户数量的增加。因此，企业需要在管理这些债务时采取主动的方法，这可能包括修订付款条款或在必要时寻求外部收款协助。总之，贸易债务人这一术语概括了商业金融中一个需要关注和仔细管理的关键方面。通过理解其含义并实施有效的管理贸易债务人的策略，企业可以增强现金流，降低风险，并最终推动增长。在扩大信贷以促进销售与确保及时收回债务之间的平衡是微妙的，但如果采取正确的做法，企业可以成功应对这一局面。