average bond

简明释义

共同海损协议书

英英释义

An average bond refers to a type of financial instrument that represents a loan made by an investor to a borrower, typically corporate or governmental, with a yield that is representative of the overall market or a specific category of bonds.

平均债券是指一种金融工具,代表投资者向借款人(通常是公司或政府)提供的贷款,其收益率代表整体市场或特定类别债券的水平。

例句

1.The yield on the average bond 平均债券 in the market is currently around 3%.

市场上平均债券的收益率目前大约为3%。

2.When analyzing portfolios, one should consider the average bond 平均债券 duration for risk assessment.

在分析投资组合时,应该考虑平均债券的久期以进行风险评估。

3.The average bond 平均债券 rating has improved over the last year, reflecting better credit conditions.

过去一年中,平均债券的评级有所提高,反映出更好的信用环境。

4.The average bond 平均债券 spread has widened due to economic uncertainty.

由于经济不确定性,平均债券的利差扩大了。

5.Investors often compare the average bond 平均债券 performance to stocks before making decisions.

投资者在做出决策之前,通常会将平均债券的表现与股票进行比较。

作文

In the world of finance, understanding various investment vehicles is crucial for making informed decisions. One such vehicle is bonds, which are often considered safer than stocks. Within the realm of bonds, there exists a concept known as the average bond, which plays a significant role in assessing the overall performance of a bond portfolio. The term average bond refers to the typical or mean characteristics of bonds within a specific category or market segment. This could include factors such as yield, maturity, credit rating, and risk profile. By analyzing the average bond, investors can gauge the health of their investments and make strategic adjustments accordingly.Bonds are essentially loans made by investors to borrowers, typically corporations or governments. When an investor purchases a bond, they are lending money in exchange for periodic interest payments and the return of the bond's face value at maturity. The average bond helps investors understand what to expect from their bond investments in terms of returns and risks. For instance, if the average bond yield in a certain sector is 3%, an investor can use this information to compare individual bonds and determine whether they are receiving a fair return on their investment.Moreover, the average bond can also serve as a benchmark for performance evaluation. Investors often compare the yields of their bonds against the average bond yield to assess whether their investments are outperforming or underperforming the market. This comparative analysis is vital for portfolio management, as it allows investors to make data-driven decisions about buying, holding, or selling bonds.Additionally, understanding the average bond can help investors navigate different economic conditions. For example, during periods of rising interest rates, the average bond yield may increase, leading to a decrease in bond prices. Conversely, when interest rates fall, the average bond yield may decline, resulting in higher bond prices. Investors who are aware of these dynamics can better position their portfolios to weather economic fluctuations.In conclusion, the concept of the average bond is essential for anyone looking to invest in bonds. It provides a framework for understanding the general characteristics of bonds in a particular market segment, aids in performance evaluation, and helps investors navigate changing economic conditions. By keeping an eye on the average bond, investors can make more informed decisions that align with their financial goals and risk tolerance. Ultimately, the average bond serves as a valuable tool in the complex world of bond investing, allowing individuals to achieve a balanced and diversified portfolio.

在金融领域,理解各种投资工具对于做出明智的决策至关重要。其中一种投资工具是债券,通常被认为比股票更安全。在债券的领域中,有一个概念称为平均债券,它在评估债券投资组合的整体表现中发挥着重要作用。术语平均债券指的是在特定类别或市场细分中债券的典型或平均特征。这可能包括收益、到期、信用评级和风险特征等因素。通过分析平均债券,投资者可以评估他们投资的健康状况,并相应地进行战略调整。债券本质上是投资者向借款人(通常是公司或政府)发放的贷款。当投资者购买债券时,他们是在借出资金以换取定期的利息支付和到期时债券面值的返还。平均债券帮助投资者理解他们的债券投资在回报和风险方面的预期。例如,如果某个行业的平均债券收益率为3%,投资者可以利用这一信息来比较个别债券,并确定他们是否获得了公平的投资回报。此外,平均债券还可以作为绩效评估的基准。投资者通常将他们的债券收益与平均债券收益进行比较,以评估他们的投资是否超越或低于市场。这种比较分析对于投资组合管理至关重要,因为它允许投资者根据数据做出关于买入、持有或出售债券的决策。此外,了解平均债券还可以帮助投资者应对不同的经济条件。例如,在利率上升的时期,平均债券收益可能会增加,从而导致债券价格下跌。相反,当利率下降时,平均债券收益可能会下降,导致债券价格上涨。意识到这些动态的投资者可以更好地调整他们的投资组合,以应对经济波动。总之,平均债券的概念对于任何希望投资债券的人来说都是必不可少的。它提供了一个框架,用于理解特定市场细分中债券的一般特征,有助于绩效评估,并帮助投资者应对经济条件的变化。通过关注平均债券,投资者可以做出更符合他们财务目标和风险承受能力的明智决策。最终,平均债券在复杂的债券投资世界中作为一个有价值的工具,使个人能够实现平衡和多样化的投资组合。