general average disbursement insurance

简明释义

共同海损费用保险

英英释义

例句

1.The court ruled that the plaintiff was entitled to compensation under general average disbursement insurance 共同海损支出保险 after the cargo was sacrificed for safety.

法院裁定，由于货物为了安全而被牺牲，原告有权根据共同海损支出保险 general average disbursement insurance获得赔偿。

2.When a ship encounters a storm and cargo is thrown overboard, the owner can claim general average disbursement insurance 共同海损支出保险 to cover the losses.

当一艘船遇到暴风雨，货物被抛弃时，船主可以申请共同海损支出保险 general average disbursement insurance 来弥补损失。

3.Without general average disbursement insurance 共同海损支出保险, shipowners would face significant financial risks during maritime transport.

没有共同海损支出保险 general average disbursement insurance，船东在海运过程中将面临重大财务风险。

4.In case of an accident at sea, general average disbursement insurance 共同海损支出保险 helps distribute the financial burden among all parties involved.

在海上发生事故的情况下，共同海损支出保险 general average disbursement insurance 有助于将财务负担分摊给所有相关方。

5.The shipping company requires all clients to have general average disbursement insurance 共同海损支出保险 before loading their goods.

航运公司要求所有客户在装载货物之前必须拥有共同海损支出保险 general average disbursement insurance。

作文

In the world of maritime trade, various terms and concepts are essential for understanding the complexities involved in shipping and logistics. One such term is general average disbursement insurance, which plays a crucial role in ensuring that all parties involved in a maritime venture share the financial burden when a ship encounters unforeseen circumstances. To comprehend this concept fully, it is important to break down its components and understand its significance in maritime law.General average is a principle in maritime law that requires all parties involved in a sea voyage to contribute to the costs incurred during an emergency situation. This could include situations like a ship having to jettison cargo to save itself from capsizing or incurring additional expenses to save the vessel and its remaining cargo. The idea behind general average is fairness; if one party suffers a loss to save the ship and other cargo, then all parties should share that loss proportionately.The term general average disbursement insurance refers to the insurance that covers the costs associated with general average claims. When a shipowner incurs expenses due to such emergencies, they can claim these costs through their insurance policy. This insurance ensures that the shipowner does not bear the entire financial burden alone, thus providing a safety net for maritime operations. Essentially, it protects the financial interests of the shipowner while also ensuring that the cargo owners contribute their fair share of the losses.This type of insurance is particularly important because maritime operations often involve significant risks. Ships travel vast distances across unpredictable oceans, where they may face storms, mechanical failures, or even piracy. In such situations, the decision to take drastic measures—like sacrificing part of the cargo—can mean the difference between saving the ship or losing everything. Therefore, having general average disbursement insurance becomes a vital aspect of maritime risk management.Moreover, the process of claiming general average can be complex. After an incident occurs, a general average adjuster is usually appointed to investigate the situation, assess the damages, and determine the amount each party owes. This process can take time, and during this period, the shipowner may face significant financial strain. Here, general average disbursement insurance provides immediate financial relief, allowing the shipowner to cover initial expenses without waiting for the claims process to conclude.In conclusion, understanding general average disbursement insurance is essential for anyone involved in maritime trade. It not only highlights the importance of shared responsibility among stakeholders but also underscores the necessity of having adequate insurance coverage in place. As global trade continues to expand and evolve, the principles of general average and the role of insurance in mitigating risks will remain fundamental to the success of maritime operations. By grasping these concepts, businesses can better prepare for the inherent uncertainties of shipping, ensuring smoother operations and protecting their financial interests in the ever-changing landscape of international trade.

在海洋贸易的世界中，各种术语和概念对于理解航运和物流中的复杂性至关重要。其中一个术语是共同海损支出保险，它在确保参与海洋冒险的各方在船只遇到不可预见情况时共同承担财务负担方面发挥着关键作用。要全面理解这一概念，重要的是分解其组成部分并了解其在海事法中的重要性。共同海损是海事法中的一项原则，要求参与海上航行的所有各方在紧急情况下共同承担所产生的费用。这可能包括船只为了避免倾覆而不得不抛弃货物，或为拯救船只和剩余货物而产生额外费用的情况。共同海损背后的理念是公平；如果一方为了拯救船只和其他货物而遭受损失，那么所有各方都应按比例分享该损失。术语共同海损支出保险指的是涵盖与共同海损索赔相关费用的保险。当船东因此类紧急情况而产生费用时，他们可以通过自己的保险政策索赔这些费用。这种保险确保船东不会单独承担全部财务负担，从而为海事操作提供了安全网。本质上，它保护了船东的财务利益，同时也确保货物所有者共同承担公正的损失。这种类型的保险尤其重要，因为海事操作通常涉及重大风险。船只穿越不可预测的海洋，可能面临风暴、机械故障甚至海盗。在这种情况下，采取极端措施（例如牺牲部分货物）的决定可能意味着拯救船只或失去一切。因此，拥有共同海损支出保险成为海事风险管理的重要方面。此外，索赔共同海损的过程可能很复杂。在事件发生后，通常会指定一名共同海损调整员来调查情况、评估损失并确定每一方应承担的金额。这个过程可能需要时间，而在此期间，船东可能面临重大的财务压力。在这里，共同海损支出保险提供了立即的财务救助，使船东能够在等待索赔过程结束之前覆盖初始费用。总之，理解共同海损支出保险对于任何参与海洋贸易的人来说都是至关重要的。它不仅突显了各方之间共同责任的重要性，还强调了在面临风险时拥有足够保险覆盖的必要性。随着全球贸易的不断扩大和发展，共同海损原则及保险在减轻风险方面的作用将继续对海事操作的成功至关重要。通过掌握这些概念，企业可以更好地为航运固有的不确定性做好准备，确保更顺利的操作，并保护其在国际贸易不断变化的格局中的财务利益。