bonded debt

简明释义

公债借款

英英释义

例句

1.Investors are often attracted to bonded debt due to its relatively low risk.

投资者通常对债务债券感兴趣，因为它的风险相对较低。

2.Understanding bonded debt is crucial for municipal finance.

理解债务债券对于市政财政至关重要。

3.The state government has a significant amount of bonded debt that needs to be managed carefully.

州政府有大量需要谨慎管理的债务债券。

4.The city issued new bonds to refinance its existing bonded debt.

该市发行新债券以再融资其现有的债务债券。

5.The school district plans to pay off its bonded debt over the next ten years.

学区计划在未来十年内偿还其债务债券。

作文

In the world of finance, understanding different types of debt is crucial for both individuals and organizations. One significant form of debt that plays a vital role in funding projects and managing finances is known as bonded debt. This term refers to a type of long-term debt security issued by corporations or government entities to raise capital. The issuer of the bond promises to pay back the borrowed amount, known as the principal, along with interest to the bondholders at specified intervals until maturity. Essentially, bonded debt represents a formal agreement where the borrower is obligated to repay the borrowed funds under defined terms.The concept of bonded debt dates back centuries, with its roots in the early practices of borrowing and lending. It has evolved into a sophisticated financial instrument utilized by various entities to fund large-scale projects such as infrastructure development, education facilities, and public services. For instance, when a city needs to build a new bridge, it may issue bonds to raise the necessary funds. Investors who purchase these bonds are essentially lending money to the city, expecting to receive their investment back with interest over time. This mechanism allows municipalities to access large sums of money upfront while spreading the repayment over many years.One of the key advantages of bonded debt is that it provides a way for issuers to secure funding without immediately impacting their cash flow. By issuing bonds, organizations can obtain the necessary capital to undertake significant projects while repaying the debt over time. This is particularly beneficial for public entities, which often face budget constraints yet need to invest in essential services and infrastructure.However, bonded debt is not without risks. Investors must assess the creditworthiness of the issuer before purchasing bonds, as a default on the debt can lead to financial losses. Credit ratings assigned by agencies such as Moody's or Standard & Poor's provide insight into the likelihood of repayment. A lower credit rating may indicate higher risk, leading to higher interest rates demanded by investors to compensate for that risk.Moreover, the management of bonded debt requires careful planning and consideration. Organizations must ensure that they can meet their debt obligations without compromising their financial stability. This involves monitoring cash flows, budgeting for interest payments, and planning for the eventual repayment of the principal. Failure to manage bonded debt appropriately can result in financial distress, potentially leading to bankruptcy or insolvency.In conclusion, bonded debt is an essential component of the financial landscape, providing a mechanism for raising capital for various projects. While it offers significant benefits in terms of funding and cash flow management, it also comes with inherent risks that must be carefully managed. Understanding the intricacies of bonded debt is vital for investors, policymakers, and financial managers alike, as it impacts the overall health of economies and the ability of organizations to fulfill their objectives. As the financial markets continue to evolve, so too will the strategies surrounding the issuance and management of bonded debt, making it an ever-relevant topic in the realm of finance.

在金融世界中，理解不同类型的债务对于个人和组织都至关重要。一种在融资项目和管理财务方面发挥关键作用的重要债务形式被称为债券债务。这个术语指的是由公司或政府实体发行的一种长期债务证券，用于筹集资金。债券的发行者承诺在到期时向债券持有人偿还借入的金额，即本金，以及在指定的时间间隔内支付利息。本质上，债券债务代表了一种正式协议，其中借款人有义务根据定义的条款偿还借入的资金。债券债务的概念可以追溯到几个世纪以前，其根源在于早期的借贷实践。它已经演变成一种复杂的金融工具，各种实体利用它来资助大型项目，例如基础设施建设、教育设施和公共服务。例如，当一个城市需要建造一座新桥时，它可能会发行债券以筹集必要的资金。购买这些债券的投资者本质上是在向城市借钱，期望在一定的时间内收回他们的投资及利息。这种机制使市政当局能够迅速获得大量资金，同时将偿还分摊到许多年中。债券债务的一个主要优势是，它为发行者提供了一种获取资金而不立即影响现金流的方法。通过发行债券，组织可以获得进行重大项目所需的资本，同时逐步偿还债务。这对面临预算限制但需要投资于基本服务和基础设施的公共实体尤其有利。然而，债券债务并非没有风险。投资者在购买债券之前必须评估发行者的信用worthiness，因为债务违约可能导致财务损失。信用评级机构如穆迪或标准普尔提供的信用评级可以洞察偿还的可能性。较低的信用评级可能表示风险较高，导致投资者要求更高的利率来弥补这一风险。此外，管理债券债务需要仔细的规划和考虑。组织必须确保它们能够满足债务义务，而不会危及其财务稳定。这涉及监控现金流、预算利息支付以及规划最终偿还本金的时间。如果未能妥善管理债券债务，可能会导致财务困境，甚至可能导致破产或无力偿债。总之，债券债务是金融领域的重要组成部分，为各种项目筹集资金提供了机制。虽然它在融资和现金流管理方面提供了显著的好处，但它也伴随着必须谨慎管理的固有风险。了解债券债务的复杂性对于投资者、政策制定者和财务经理来说至关重要，因为它影响着经济的整体健康和组织实现目标的能力。随着金融市场的不断发展，围绕债券债务的发行和管理策略也将不断变化，使其在金融领域成为一个永远相关的话题。