bonds could be called (ten years after issue)

简明释义

公债兑现

英英释义

例句

1.Due to market fluctuations, the company decided that the bonds could be called (ten years after issue) to refinance at a lower rate.

由于市场波动，公司决定在发行十年后赎回债券以便以更低的利率再融资。

2.The investor was pleased to learn that the bonds could be called (ten years after issue), allowing for potential early redemption.

投资者很高兴得知债券可能在发行十年后被赎回，这为潜在的提前赎回提供了可能。

3.Investors should be aware that the bonds could be called (ten years after issue), which may affect their long-term yield.

投资者应意识到债券可能在发行十年后被赎回，这可能会影响他们的长期收益。

4.The prospectus clearly stated that the bonds could be called (ten years after issue), which influenced the buying decision.

招募说明书明确指出债券可能在发行十年后被赎回，这影响了购买决定。

5.When the financial advisor explained that the bonds could be called (ten years after issue), the client felt reassured about their investment.

当财务顾问解释说债券可能在发行十年后被赎回时，客户对他们的投资感到安心。

作文

In the world of finance, understanding various investment instruments is crucial for making informed decisions. One such instrument is bonds, which are essentially loans made by investors to borrowers, typically corporate or governmental entities. When an investor purchases a bond, they are essentially lending money to the issuer in exchange for periodic interest payments and the return of the bond's face value upon maturity. However, there are specific terms associated with bonds that can significantly impact their value and the investor's strategy. One important term is that bonds could be called (ten years after issue), which refers to the issuer's right to redeem the bond before its maturity date. This concept can be particularly relevant for investors considering the long-term implications of their bond investments.When a bond is issued, it typically has a fixed maturity date, which could range from a few years to several decades. However, some bonds come with a callable feature, allowing the issuer to 'call' or redeem the bond after a specified period, which in this case is ten years. This means that after ten years from the date of issuance, the issuer can choose to pay back the principal amount to the bondholders, effectively terminating the bond agreement. The decision to call the bonds often depends on prevailing interest rates; if interest rates decrease significantly, the issuer might find it advantageous to call the existing bonds and reissue new ones at a lower rate.For investors, the possibility that bonds could be called (ten years after issue) presents both opportunities and risks. On one hand, if an investor holds a bond with a higher interest rate than current market rates, they may benefit from receiving regular interest payments until the bond is called. On the other hand, if the bond is called early, the investor may have to reinvest the returned principal at lower prevailing interest rates, potentially diminishing their overall returns. This risk is particularly pronounced in a declining interest rate environment, where callable bonds become more likely to be redeemed.Moreover, the callable feature can affect the pricing of bonds in the secondary market. Typically, callable bonds are priced lower than similar non-callable bonds to compensate investors for the additional risk associated with the potential early redemption. Investors must weigh the benefits of higher yields against the risk of losing their investment sooner than expected. Therefore, when assessing whether to invest in bonds, it is vital to consider the callable nature of the bonds and how it aligns with one’s investment strategy and risk tolerance.In conclusion, the phrase bonds could be called (ten years after issue) encapsulates a critical aspect of bond investing that every investor should understand. It highlights the importance of being aware of the terms and conditions attached to bond investments, especially the callable feature that can impact returns and investment strategies. By recognizing the implications of callable bonds, investors can make more informed decisions that align with their financial goals. Ultimately, navigating the complexities of bond investments requires careful consideration of various factors, including interest rates, market conditions, and individual investment objectives.

在金融世界中，理解各种投资工具对于做出明智的决策至关重要。其中一种工具是债券，债券本质上是投资者向借款人（通常是公司或政府实体）提供的贷款。当投资者购买债券时，他们实际上是在将资金借给发行人，以换取定期的利息支付和到期时返还债券面值。然而，债券与其价值和投资者策略相关的特定条款可能会显著影响投资者的选择。其中一个重要的术语是债券可以被赎回（自发行十年后），这指的是发行人在到期日前赎回债券的权利。这个概念对于考虑债券投资长期影响的投资者尤为相关。当债券发行时，它通常具有固定的到期日，这可能从几年到几十年不等。然而，一些债券带有可赎回特性，允许发行人在指定的期限后赎回债券，在这种情况下是十年。这意味着在发行日期后的十年，发行人可以选择向债券持有人支付本金，从而有效终止债券协议。赎回债券的决定通常取决于市场利率；如果利率显著下降，发行人可能会发现赎回现有债券并以更低的利率重新发行新债券是有利的。对于投资者来说，债券可以被赎回（自发行十年后）的可能性既带来了机会，也带来了风险。一方面，如果投资者持有的债券的利率高于当前市场利率，他们可能会受益于在债券被赎回之前获得定期的利息支付。另一方面，如果债券被提前赎回，投资者可能需要以较低的市场利率重新投资返还的本金，从而可能降低整体回报。在利率下降的环境中，这种风险尤其明显，因为可赎回债券更有可能被赎回。此外，可赎回特性可能会影响债券在二级市场的定价。通常，可赎回债券的价格低于类似的不可赎回债券，以补偿投资者承担的潜在早期赎回的额外风险。投资者必须权衡更高收益的好处与失去预期投资的风险。因此，在评估是否投资债券时，考虑债券的可赎回性质以及它如何与个人的投资策略和风险承受能力相一致是至关重要的。总之，短语债券可以被赎回（自发行十年后）概括了债券投资的一个关键方面，每位投资者都应该理解。它强调了意识到债券投资附带的条款和条件的重要性，特别是可能影响收益和投资策略的可赎回特性。通过认识到可赎回债券的影响，投资者可以做出更符合自己财务目标的明智决策。最终，驾驭债券投资的复杂性需要仔细考虑各种因素，包括利率、市场条件和个人投资目标。