utility fund

简明释义

公用事业基金

英英释义

例句

1.Residents are encouraged to contribute to the utility fund to help maintain local services.

鼓励居民为公用事业基金做出贡献，以帮助维护当地服务。

2.The utility fund is essential for covering unexpected expenses related to water supply.

对于涵盖与水供应相关的意外费用，公用事业基金是必不可少的。

3.The local government uses the utility fund to support energy efficiency programs.

地方政府利用公用事业基金支持能源效率项目。

4.The city council allocated a portion of the budget to the utility fund for infrastructure improvements.

市议会将预算的一部分分配给公用事业基金用于基础设施改善。

5.Due to rising costs, the utility fund may require an increase in contributions from homeowners.

由于成本上升，公用事业基金可能需要增加房主的贡献。

作文

In the realm of personal finance and budgeting, understanding various financial terms is crucial for effective management of one's resources. One such term that often comes up in discussions about budgeting is utility fund. A utility fund refers to a designated amount of money set aside specifically for paying utility bills, which can include expenses such as electricity, water, gas, internet, and other essential services that are necessary for daily living. The concept of a utility fund is particularly important for individuals and families who want to ensure that they can cover these recurring expenses without straining their overall budget.When creating a budget, it is vital to account for all regular expenses, and utilities are among the most predictable and unavoidable costs. By establishing a utility fund, individuals can allocate a specific portion of their income each month to cover these expenses. This practice not only helps in managing cash flow but also provides peace of mind knowing that funds are readily available when bills come due.Moreover, having a utility fund can help avoid the stress associated with unexpected utility bills. For instance, during the summer months, air conditioning usage may cause electricity bills to spike unexpectedly. If an individual has been consistently contributing to their utility fund, they will be better prepared for such fluctuations in costs.Additionally, a utility fund can serve as a buffer against financial emergencies. In times of job loss or unexpected medical expenses, having a dedicated fund for utilities can prevent service interruptions that could further complicate one’s financial situation. It ensures that basic needs are met even when other areas of the budget are tight.To create an effective utility fund, one should start by reviewing past utility bills to determine an average monthly cost. This average can then be used to set a target savings goal. For example, if the average monthly utility bill is $300, setting aside $75 per week would allow for sufficient funds to cover the bills by the end of the month. Furthermore, it is advisable to periodically review and adjust the amount allocated to the utility fund based on changes in usage or rates.Another important aspect of maintaining a utility fund is to keep track of contributions and expenditures. Utilizing budgeting tools or apps can simplify this process, allowing individuals to monitor their spending and ensure that they are staying on track with their savings goals. Regularly checking the balance of the utility fund can also help identify any discrepancies or areas where spending may be reduced.In conclusion, a utility fund is an essential component of sound financial planning. By setting aside money specifically for utility expenses, individuals can manage their budgets more effectively, reduce financial stress, and prepare for unexpected costs. Understanding and implementing the concept of a utility fund can lead to greater financial stability and peace of mind in daily life. As people navigate the complexities of their financial situations, having a well-planned utility fund can be a valuable tool in achieving long-term financial health.

在个人财务和预算的领域，理解各种金融术语对于有效管理个人资源至关重要。其中一个常常出现在预算讨论中的术语是公用事业基金。公用事业基金是指专门为支付公用事业账单而设定的一定金额，这些账单可能包括电费、水费、燃气费、互联网费以及其他日常生活必需服务的费用。公用事业基金的概念对希望确保能够覆盖这些经常性支出的个人和家庭尤其重要，而不会给整体预算带来压力。在制定预算时，考虑所有常规支出至关重要，而公用事业费用则是最可预测和不可避免的成本之一。通过建立公用事业基金，个人可以每月将收入的一部分分配用于这些费用。这种做法不仅有助于管理现金流，还能提供心理安慰，知道在账单到期时资金随时可用。此外，拥有公用事业基金可以帮助避免与意外公用事业账单相关的压力。例如，在夏季，空调使用可能会导致电费意外飙升。如果个人一直在向其公用事业基金中持续贡献，他们将更好地准备应对这种费用波动。此外，公用事业基金可以作为应对财务紧急情况的缓冲。在失业或意外医疗费用的情况下，拥有专门用于公用事业的基金可以防止服务中断，从而进一步复杂化个人的财务状况。它确保即使在预算的其他领域紧张时，基本需求也能得到满足。要创建一个有效的公用事业基金，首先应审查过去的公用事业账单，以确定平均月费用。这个平均值可以用来设定储蓄目标。例如，如果平均月公用事业账单为300美元，每周存75美元将足以在月底前覆盖账单。此外，建议定期审查并根据使用情况或费率的变化调整分配给公用事业基金的金额。维护公用事业基金的另一个重要方面是跟踪贡献和支出。利用预算工具或应用程序可以简化这一过程，使个人能够监控其支出，并确保他们保持在储蓄目标的轨道上。定期检查公用事业基金的余额还可以帮助识别任何差异或减少支出的领域。总之，公用事业基金是健全财务规划的重要组成部分。通过专门为公用事业费用预留资金，个人可以更有效地管理预算，减少财务压力，并为意外费用做好准备。理解和实施公用事业基金的概念可以带来更大的财务稳定性和日常生活的心理安宁。当人们在复杂的财务状况中导航时，拥有良好规划的公用事业基金可以成为实现长期财务健康的宝贵工具。