open reserve

简明释义

公开准备

英英释义

例句

1.The library has an open reserve section where students can access reference books without checking them out.

图书馆有一个开放储备区，学生可以在不借出的情况下访问参考书。

2.During the event, we will have an open reserve of seating available for guests who arrive early.

在活动期间，我们将为提前到达的客人提供一个开放储备的座位。

3.The university's open reserve collection allows students to read course materials without borrowing them.

大学的开放储备收藏允许学生在不借阅的情况下阅读课程材料。

4.The restaurant keeps an open reserve of ingredients to ensure they can prepare meals quickly during busy hours.

餐厅保持有开放储备的食材，以确保在繁忙时段能快速准备餐点。

5.In our office, we maintain an open reserve of supplies for everyone to use as needed.

在我们办公室，我们维护一个开放储备的供应品，供大家根据需要使用。

作文

In the realm of finance and economics, the term open reserve refers to a portion of a bank's reserves that are available for immediate withdrawal or use. This concept is crucial for understanding how banks manage their liquidity and ensure they have enough funds to meet customer demands. The importance of open reserve cannot be overstated, as it plays a pivotal role in maintaining the stability of the banking system and the economy at large.Banks are required to hold a certain percentage of their deposits as reserves, which can be either in the form of cash or deposits with the central bank. These reserves are categorized into two types: required reserves and open reserve. Required reserves are the minimum amount that banks must hold, while open reserve represents the excess reserves that banks choose to keep on hand.The management of open reserve is essential for banks because it affects their ability to lend money. When banks have a high level of open reserve, they are more likely to extend loans to businesses and consumers, stimulating economic growth. Conversely, if banks maintain low levels of open reserve, they may become more conservative in their lending practices, which can lead to a slowdown in economic activity.Moreover, open reserve serves as a buffer during times of financial uncertainty. For instance, during economic downturns or crises, banks with ample open reserve can better withstand sudden withdrawals from customers. This capability not only protects individual banks but also helps to maintain overall confidence in the financial system.Understanding the dynamics of open reserve is also important for policymakers. Central banks often monitor the levels of open reserve to gauge the health of the banking sector and the economy. If open reserve levels are too low, it may prompt central banks to implement measures to encourage banks to hold more reserves, such as adjusting interest rates or modifying reserve requirements.In conclusion, the concept of open reserve is integral to the functioning of modern banking. It influences lending practices, provides a safety net during economic fluctuations, and serves as a key indicator for policymakers. By understanding open reserve, individuals can gain insights into the broader economic landscape and the critical role that banks play in supporting financial stability and growth.

在金融和经济领域，术语open reserve指的是银行可立即提取或使用的一部分储备。这一概念对于理解银行如何管理流动性以及确保有足够的资金满足客户需求至关重要。open reserve的重要性不容小觑，因为它在维护银行系统和整体经济的稳定中发挥着关键作用。银行被要求将一定比例的存款作为储备，这些储备可以是现金或存放在中央银行的存款。这些储备分为两类：法定储备和open reserve。法定储备是银行必须持有的最低金额，而open reserve则代表银行选择保留的超额储备。open reserve的管理对银行至关重要，因为它影响着银行的放贷能力。当银行拥有较高水平的open reserve时，它们更可能向企业和消费者发放贷款，从而刺激经济增长。相反，如果银行维持低水平的open reserve，它们可能会在放贷实践中变得更加保守，这可能导致经济活动放缓。此外，open reserve在金融不确定时期也充当缓冲。例如，在经济衰退或危机期间，拥有充足open reserve的银行能够更好地承受客户的突然提款。这种能力不仅保护了个别银行，还帮助维持了公众对金融体系的整体信心。理解open reserve的动态对于政策制定者也非常重要。中央银行通常会监测open reserve的水平，以评估银行部门和经济的健康状况。如果open reserve水平过低，可能会促使中央银行采取措施鼓励银行持有更多储备，例如调整利率或修改储备要求。总之，open reserve的概念是现代银行运作的核心。它影响放贷实践，在经济波动期间提供安全网，并作为政策制定者的关键指标。通过理解open reserve，个人可以深入了解更广泛的经济格局以及银行在支持金融稳定和增长方面所发挥的关键作用。