supplier's usance credit

简明释义

供应商远期信用证

英英释义

Supplier's usance credit refers to a type of trade credit extended by a supplier, allowing the buyer to defer payment for goods or services for a specified period after delivery.

供应商的远期信用是指供应商提供的一种贸易信用,允许买方在交付货物或服务后,在指定的时间内推迟付款。

例句

1.Utilizing the supplier's usance credit helped us maintain liquidity during the off-peak season.

利用供应商的远期信用帮助我们在淡季保持流动性。

2.The company decided to take advantage of the supplier's usance credit to manage their cash flow more effectively.

公司决定利用供应商的远期信用来更有效地管理现金流。

3.By using the supplier's usance credit, we can delay payment and invest our funds elsewhere.

通过使用供应商的远期信用,我们可以延迟付款并将资金投资于其他地方。

4.Our financial team is reviewing the supplier's usance credit options available for our next order.

我们的财务团队正在审查我们下一次订单可用的供应商的远期信用选项。

5.The terms of the supplier's usance credit were favorable, allowing us to extend our payment period.

供应商的远期信用条款非常有利,使我们能够延长付款期限。

作文

In the world of international trade and commerce, understanding various financial instruments is crucial for businesses to thrive. One such instrument is the supplier's usance credit, which plays a significant role in facilitating transactions between suppliers and buyers. This financial arrangement allows buyers to purchase goods on credit while deferring payment for a specific period. In essence, it provides buyers with the flexibility to manage their cash flow effectively while ensuring that suppliers receive timely payments for their products.The concept of supplier's usance credit can be broken down into two key components: the supplier and the usance credit. The supplier is the entity that provides goods or services, while usance credit refers to the time allowed for payment after the goods have been delivered. This arrangement is particularly beneficial in industries where cash flow can be unpredictable, allowing businesses to maintain their operations without straining their finances.When a buyer enters into an agreement that involves supplier's usance credit, they typically negotiate the terms, including the duration of the credit period. This period can range from a few days to several months, depending on the nature of the goods, the relationship between the parties involved, and market conditions. For instance, a manufacturer may require raw materials to produce goods but may not have immediate funds available. By utilizing supplier's usance credit, they can acquire the necessary materials, produce their products, and generate revenue before the payment is due.Moreover, supplier's usance credit can enhance the competitiveness of a business. With the ability to delay payments, companies can allocate their resources more efficiently, invest in marketing, or expand their operations without the immediate pressure of paying suppliers. This flexibility can be a deciding factor for many businesses when choosing suppliers, as favorable credit terms can lead to stronger partnerships and improved business relationships.However, it is essential for buyers to manage supplier's usance credit responsibly. While it offers numerous advantages, extending credit can also pose risks. If a buyer fails to meet the payment deadline, it could damage their reputation and strain their relationship with the supplier. Additionally, excessive reliance on credit can lead to financial difficulties if not managed properly. Therefore, businesses must strike a balance between leveraging credit facilities and maintaining healthy cash flow.In conclusion, the supplier's usance credit is a vital tool in the realm of international trade, offering benefits to both suppliers and buyers. It allows buyers to manage their cash flow effectively while ensuring that suppliers receive payments for their goods. However, it requires careful management to mitigate risks associated with delayed payments. As global commerce continues to evolve, understanding and effectively utilizing supplier's usance credit will remain a key factor in the success of businesses across various industries.

在国际贸易和商业的世界中,理解各种金融工具对企业的繁荣至关重要。其中一种工具是供应商的承兑信用,它在促进供应商与买方之间的交易中发挥着重要作用。这种金融安排允许买方以信用方式购买商品,同时推迟特定期限的付款。本质上,它为买方提供了有效管理现金流的灵活性,同时确保供应商及时收到其产品的付款。供应商的承兑信用的概念可以分解为两个关键组成部分:供应商和承兑信用。供应商是提供商品或服务的实体,而承兑信用是指在商品交付后允许的付款时间。这种安排在现金流可能不稳定的行业中特别有利,使企业能够维持运营而不会给财务带来压力。当买方进入涉及供应商的承兑信用的协议时,他们通常会协商条款,包括信用期的持续时间。这个期限可以从几天到几个月不等,具体取决于商品的性质、相关方之间的关系以及市场条件。例如,制造商可能需要原材料来生产商品,但可能没有立即可用的资金。通过利用供应商的承兑信用,他们可以获得必要的材料,生产产品,并在付款到期之前产生收入。此外,供应商的承兑信用可以增强企业的竞争力。由于能够推迟付款,公司可以更有效地分配资源,投资于市场营销,或在没有立即支付供应商压力的情况下扩展业务。这种灵活性可能是许多企业在选择供应商时的决定性因素,因为有利的信用条款可以导致更强的合作伙伴关系和改善的商业关系。然而,买方必须负责任地管理供应商的承兑信用。虽然它提供了许多优势,但延长信用也可能带来风险。如果买方未能按时付款,可能会损害其声誉并加剧与供应商的关系。此外,过度依赖信用如果管理不当可能导致财务困难。因此,企业必须在利用信用设施和维持健康现金流之间找到平衡。总之,供应商的承兑信用是国际贸易领域的重要工具,为供应商和买方提供了好处。它使买方能够有效管理现金流,同时确保供应商为其商品收到付款。然而,它需要谨慎管理,以减轻与延迟付款相关的风险。随着全球商业的不断发展,理解和有效利用供应商的承兑信用将仍然是各行业企业成功的关键因素。