supplier's credit
简明释义
供应方偿贷
英英释义
例句
1.We negotiated a better deal with our vendor by leveraging their supplier's credit 供应商信用 terms.
通过利用他们的供应商信用条款，我们与供应商谈判达成了更好的交易。
2.By using supplier's credit 供应商信用, we can avoid taking out loans for our inventory purchases.
通过使用供应商信用，我们可以避免为库存采购贷款。
3.The company decided to take advantage of the supplier's credit 供应商信用 to manage its cash flow more effectively.
公司决定利用
4.The supplier's credit 供应商信用 helped us to improve our purchasing power during the off-season.
在淡季，供应商信用帮助我们提高了采购能力。
5.Using supplier's credit 供应商信用 allowed us to purchase materials without immediate payment.
使用供应商信用使我们能够在不立即付款的情况下购买材料。
作文
In the world of international trade and commerce, various financial arrangements play a crucial role in facilitating transactions between buyers and sellers. One such arrangement is known as supplier's credit, which refers to a financing option provided by a supplier to a buyer, allowing the buyer to purchase goods or services on credit. This means that the buyer can receive the products immediately while deferring payment to a later date, effectively easing the financial burden on the buyer at the time of purchase. The concept of supplier's credit is particularly beneficial in scenarios where businesses may face cash flow challenges or when they want to optimize their working capital. The mechanics of supplier's credit are relatively straightforward. When a buyer and a supplier agree on a transaction, the supplier may offer terms that allow the buyer to delay payment for a specified period, often ranging from 30 to 90 days or even longer, depending on the agreement. This flexibility can be advantageous for buyers who need time to sell the goods before making payments, thereby aligning their revenue generation with their payment obligations. For suppliers, offering supplier's credit can strengthen business relationships and encourage customer loyalty. By providing favorable credit terms, suppliers can attract more buyers and increase their sales volume. However, it also involves a certain level of risk, as there is always the possibility that the buyer may default on the payment. Therefore, suppliers must assess the creditworthiness of their buyers before extending such credit facilities. Additionally, supplier's credit can sometimes be accompanied by interest charges, depending on the terms negotiated between the parties. In some cases, suppliers may require partial payment upfront or may include penalties for late payments to mitigate their risks. It is essential for both parties to clearly outline the terms and conditions of the credit arrangement in a formal contract to avoid misunderstandings in the future. From a broader perspective, supplier's credit plays a significant role in enhancing liquidity within the supply chain. It allows businesses to maintain smooth operations by ensuring that they have access to necessary materials without immediate financial outlay. This can be particularly important for small and medium-sized enterprises (SMEs) that may not have sufficient capital reserves to make large purchases upfront. Moreover, in regions where banking facilities are limited or where obtaining loans can be cumbersome, supplier's credit serves as an alternative financing solution. It enables businesses to grow and expand their operations without being overly reliant on traditional financial institutions. As global trade continues to evolve, the relevance of supplier's credit in fostering economic growth cannot be overstated. In conclusion, supplier's credit is a vital financial tool that benefits both buyers and suppliers in the commercial landscape. By allowing buyers to acquire goods on credit, it enhances their purchasing power and contributes to smoother cash flow management. For suppliers, it represents an opportunity to boost sales and build lasting relationships with customers. As businesses navigate the complexities of trade, understanding and leveraging supplier's credit can lead to mutually beneficial outcomes and sustained growth in a competitive market.
在国际贸易和商业的世界中，各种金融安排在促进买卖双方交易中发挥着至关重要的作用。其中一种安排被称为供应商信用，指的是供应商向买方提供的一种融资选项，使买方能够以信用购买商品或服务。这意味着买方可以立即收到产品，而将付款推迟到更晚的日期，从而有效减轻了买方在购买时的财务负担。供应商信用的概念在企业面临现金流挑战或希望优化营运资本的情况下尤其有利。 供应商信用的运作机制相对简单。当买方和供应商达成交易时，供应商可能会提供允许买方在特定期限内推迟付款的条款，这个期限通常从30天到90天甚至更长，具体取决于协议。这种灵活性对需要时间销售商品后再付款的买方来说是有利的，从而使他们的收入生成与付款义务相一致。 对于供应商而言，提供供应商信用可以增强商业关系并鼓励客户忠诚度。通过提供有利的信用条款，供应商可以吸引更多买方并增加销售量。然而，这也涉及一定程度的风险，因为买方可能违约付款。因此，供应商在扩展此类信用设施之前，必须评估买方的信用worthiness。 此外，供应商信用有时可能会附带利息费用，这取决于双方协商的条款。在某些情况下，供应商可能要求提前部分付款，或可能包括逾期付款的罚金，以降低其风险。双方在正式合同中明确列出信用安排的条款和条件，以避免未来的误解，这是至关重要的。 从更广泛的角度来看，供应商信用在增强供应链流动性方面发挥着重要作用。它使企业能够在不立即支付的情况下获得必要的材料，从而保持顺畅的运营。这对于那些可能没有足够资本储备进行大额预付款的小型和中型企业（SME）尤其重要。 此外，在银行设施有限或获得贷款可能繁琐的地区，供应商信用作为替代融资解决方案，使企业能够在不过度依赖传统金融机构的情况下发展和扩展其业务。随着全球贸易的不断演变，供应商信用在促进经济增长中的相关性不容小觑。 总之，供应商信用是一种在商业环境中对买方和供应商都有利的重要金融工具。通过允许买方以信用方式获得商品，它增强了他们的购买力，并有助于现金流管理的顺畅。对于供应商而言，这代表着提高销售和与客户建立持久关系的机会。随着企业在复杂的贸易环境中航行，理解和利用供应商信用可以导致互利的结果和在竞争市场中的持续增长。
