alteration requires signature of the drawer

简明释义

更改处须发票人签章证明

英英释义

例句

1.If you want to change the payee on the check, you will need to sign it again because alteration requires signature of the drawer.

如果你想更改支票上的收款人，你需要再次签署，因为更改需要出票人签名。

2.The bank informed me that my request to modify the loan agreement was denied since alteration requires signature of the drawer.

银行通知我，我对贷款协议的修改请求被拒绝，因为更改需要出票人签名。

3.In our accounting department, we always remind staff that alteration requires signature of the drawer to prevent fraud.

在我们的会计部门，我们总是提醒员工，更改需要出票人签名以防止欺诈。

4.When issuing a check, remember that any change in the amount must be made clear, as alteration requires signature of the drawer.

在开支票时，请记住，金额的任何更改必须明确，因为更改需要出票人签名。

5.During the contract review, the lawyer noted that the terms could not be modified without the necessary signatures, as alteration requires signature of the drawer.

在合同审查过程中，律师指出，条款不能在没有必要签名的情况下进行修改，因为更改需要出票人签名。

作文

In the world of finance and banking, understanding the terms and conditions associated with various documents is crucial. One such important phrase is alteration requires signature of the drawer. This phrase signifies that any changes made to a financial document, such as a check or a promissory note, must be authorized by the person who originally issued it, known as the drawer. The significance of this requirement cannot be overstated, as it serves to protect both the issuer and the recipient from potential fraud or misunderstandings.When a drawer issues a check, they are essentially providing a promise to pay a specific amount of money to the payee. This transaction is based on trust and legal obligation. If alterations are permitted without the drawer's consent, it opens the door for misuse. For instance, someone could change the amount on a check to a larger figure, leading to unauthorized withdrawals from the drawer's account. Therefore, the stipulation that alteration requires signature of the drawer acts as a safeguard against such fraudulent activities.Moreover, this phrase highlights the importance of maintaining the integrity of financial documents. In legal terms, any alteration to a document must be documented and approved to ensure that all parties involved are aware of the changes. This is particularly relevant in cases where disputes may arise over the terms of payment. By requiring the drawer's signature for any alterations, it ensures that there is a clear record of agreement and consent, minimizing the risk of conflict.In practical terms, when a drawer realizes that an error has been made on a check—be it a misspelled name, an incorrect date, or an amount that needs adjusting—they must take the necessary steps to correct it. This usually involves voiding the original check and issuing a new one, rather than attempting to alter the existing document. This practice not only adheres to the principle of alteration requires signature of the drawer, but also reinforces good financial habits and accountability.Additionally, this phrase is not limited to checks alone. It extends to various financial instruments and contracts. For example, if a borrower wishes to modify the terms of a loan agreement, such as the repayment schedule or interest rate, they must obtain the lender's approval and signature. This ensures that both parties are in agreement regarding the new terms, thus maintaining transparency and trust in the financial relationship.In conclusion, the phrase alteration requires signature of the drawer encapsulates a fundamental principle in financial transactions. It underscores the necessity for authorization when making changes to any financial document, ensuring that all modifications are legitimate and agreed upon by the parties involved. This principle not only protects the interests of the drawer but also upholds the integrity of the financial system as a whole. Understanding this concept is essential for anyone engaged in financial dealings, as it fosters a culture of trust and accountability in monetary transactions.

在金融和银行的世界中，理解与各种文件相关的条款和条件至关重要。其中一个重要短语是更改需要出票人签名。这个短语意味着对金融文件（如支票或本票）所做的任何更改都必须得到最初发行该文件的人的授权，这个人被称为出票人。这一要求的重要性不容小觑，因为它旨在保护发行人和收款人，以防止潜在的欺诈或误解。当出票人开出支票时，他们基本上是在向收款人提供支付特定金额的承诺。这一交易是基于信任和法律义务。如果在没有出票人同意的情况下允许更改，就会为滥用行为打开大门。例如，有人可能会将支票上的金额更改为更大的数字，从而导致从出票人账户中未经授权的提款。因此，更改需要出票人签名这一规定作为防范此类欺诈活动的保障。此外，这个短语强调了维护金融文件完整性的重要性。在法律上，任何对文件的更改都必须被记录和批准，以确保所有相关方都了解这些更改。这在可能出现争议的情况下尤为重要，尤其是在付款条款上。通过要求出票人的签名来进行任何更改，可以确保有明确的协议和同意记录，从而最大限度地减少冲突的风险。在实际操作中，当出票人意识到支票上出现错误时——无论是拼写错误、日期不正确还是需要调整的金额——他们必须采取必要的步骤来纠正它。这通常涉及作废原支票并开具新支票，而不是试图更改现有文件。这种做法不仅遵循了更改需要出票人签名的原则，而且还强化了良好的财务习惯和责任感。此外，这个短语并不限于支票。它还扩展到各种金融工具和合同。例如，如果借款人希望修改贷款协议的条款，例如偿还计划或利率，他们必须获得贷款人的批准和签名。这确保双方对新条款达成一致，从而保持金融关系的透明度和信任。总之，更改需要出票人签名这一短语概括了金融交易中的一个基本原则。它强调在对任何金融文件进行更改时需要授权，确保所有修改都是合法的，并得到各方同意。这一原则不仅保护了出票人的利益，还维护了整个金融系统的完整性。理解这个概念对于任何参与金融交易的人来说都是至关重要的，因为它促进了货币交易中信任和责任的文化。