documentary promissory note

简明释义

跟单期票

英英释义

例句

1.The lawyer explained that a documentary promissory note 凭证承诺书 provides legal assurance of payment.

律师解释说，documentary promissory note 凭证承诺书提供了法律上的付款保证。

2.Before shipping the goods, the exporter had to issue a documentary promissory note 凭证承诺书 to ensure payment.

在发货之前，出口商必须签发一份documentary promissory note 凭证承诺书以确保付款。

3.A documentary promissory note 凭证承诺书 is often used in international trade to facilitate transactions.

在国际贸易中，通常使用documentary promissory note 凭证承诺书来促进交易。

4.The bank required a documentary promissory note 凭证承诺书 to secure the loan for the new business.

银行要求提供一份documentary promissory note 凭证承诺书以担保新业务的贷款。

5.Investors were asked to sign a documentary promissory note 凭证承诺书 before receiving their shares.

投资者在获得股份之前被要求签署一份documentary promissory note 凭证承诺书。

作文

In the world of finance and trade, various instruments are used to facilitate transactions and ensure that both parties fulfill their obligations. One such instrument is the documentary promissory note, which serves as a crucial tool in international trade and financing. Understanding what a documentary promissory note is and how it functions can greatly enhance one's knowledge of financial agreements and international commerce.A documentary promissory note is essentially a written promise made by one party (the maker) to pay a specific amount of money to another party (the payee) at a predetermined time. This form of note is often accompanied by additional documentation that provides evidence of the transaction or the underlying agreement between the parties involved. The inclusion of documentary evidence is what distinguishes a documentary promissory note from a standard promissory note.In international trade, the use of a documentary promissory note can be particularly advantageous. For instance, when a buyer purchases goods from a seller located in another country, the seller may require a documentary promissory note as part of the transaction. This note not only assures the seller that they will receive payment but also provides the buyer with a structured way to manage their cash flow. Moreover, the accompanying documents—such as invoices, shipping documents, or contracts—serve to verify the legitimacy of the transaction and protect both parties' interests.One of the key benefits of using a documentary promissory note is that it enhances trust between trading partners. In many cases, especially in cross-border transactions, parties may not have an established relationship. The presence of a documentary promissory note can help mitigate risks associated with non-payment or default, as it establishes a clear legal obligation for the buyer to fulfill their financial commitment.Additionally, a documentary promissory note can be negotiated or transferred to third parties, providing flexibility in financial arrangements. This feature allows the payee to sell the note to another party, thereby receiving immediate cash flow without having to wait for the payment due date. Such liquidity can be vital for businesses that need to maintain operational efficiency and manage their working capital effectively.However, it is essential to understand that a documentary promissory note is not without its challenges. The process of drafting a comprehensive note that accurately reflects the terms of the agreement can be complex. Both parties must ensure that all necessary details, including payment terms, interest rates, and any penalties for late payment, are clearly outlined. Failure to do so could lead to disputes and legal challenges down the line.Furthermore, the legal enforceability of a documentary promissory note can vary depending on jurisdiction. Parties involved in international transactions should be aware of the laws governing promissory notes in both their own country and the country of the other party. This awareness can help prevent potential legal issues and ensure that the note holds up in court if necessary.In conclusion, the documentary promissory note is a vital instrument in the realm of finance and international trade. By understanding its definition, benefits, and potential challenges, individuals and businesses can better navigate the complexities of financial transactions. Whether you are a buyer, a seller, or a financial institution, being knowledgeable about a documentary promissory note can significantly impact your ability to engage in successful and secure trade agreements.

在金融和贸易的世界中，各种工具被用来促进交易并确保双方履行义务。其中一种工具是单据承诺票据，它在国际贸易和融资中起着至关重要的作用。理解单据承诺票据是什么以及它如何运作，可以大大增强人们对金融协议和国际商业的认识。单据承诺票据本质上是由一方（出票人）向另一方（收款人）发出的书面承诺，承诺在预定时间支付特定金额的款项。这种形式的票据通常附有额外的文件，提供交易或相关协议的证据。附带文件的存在使得单据承诺票据与标准承诺票据有所区别。在国际贸易中，使用单据承诺票据尤其具有优势。例如，当买方从位于其他国家的卖方购买商品时，卖方可能会要求作为交易的一部分提供单据承诺票据。这张票据不仅向卖方保证他们将收到付款，还为买方提供了一种管理现金流的结构化方式。此外，附带的文件，例如发票、运输文件或合同，旨在验证交易的合法性并保护双方的利益。使用单据承诺票据的一个主要好处是增强了贸易伙伴之间的信任。在许多情况下，尤其是在跨境交易中，双方可能没有建立的关系。单据承诺票据的存在可以帮助减轻与未付款或违约相关的风险，因为它建立了买方履行财务承诺的明确法律义务。此外，单据承诺票据可以转让或转让给第三方，为财务安排提供灵活性。此功能允许收款人将票据出售给另一方，从而立即获得现金流，而无需等到到期日。这种流动性对于需要保持运营效率和有效管理营运资金的企业来说至关重要。然而，需要理解的是，单据承诺票据并非没有挑战。起草一份全面的票据，以准确反映协议条款可能会很复杂。双方必须确保所有必要细节，包括付款条款、利率和逾期付款的任何罚款，都清晰地列出。如果未能做到这一点，可能会导致争议和法律挑战。此外，单据承诺票据的法律可执行性可能因管辖区而异。参与国际交易的各方应了解自己国家和另一方国家的承诺票据法律。这种意识可以帮助防止潜在的法律问题，并确保票据在必要时在法庭上有效。总之，单据承诺票据是金融和国际贸易领域的重要工具。通过理解其定义、好处和潜在挑战，个人和企业可以更好地应对金融交易的复杂性。无论您是买方、卖方还是金融机构，了解单据承诺票据都可以显著影响您参与成功和安全的贸易协议的能力。