garnishee order

简明释义

给第三债务人的命令

英英释义

例句

1.The employer received a garnishee order to withhold a portion of the employee's salary for child support.

雇主收到了一个扣押令，要求扣留员工部分工资用于子女抚养费。

2.The court issued a garnishee order to collect the debt directly from the debtor's bank account.

法院发出了一个扣押令，以直接从债务人的银行账户中收取债务。

3.A creditor can obtain a garnishee order to seize funds owed to the debtor by third parties.

债权人可以获得一份扣押令，以扣押第三方欠债务人的资金。

4.After failing to pay his taxes, the government placed a garnishee order on his wages.

在未能支付税款后，政府对他的工资进行了扣押令。

5.She was surprised to find a garnishee order against her bank account due to an unpaid loan.

她惊讶地发现由于未偿还贷款，她的银行账户上有一份扣押令。

作文

A garnishee order is a legal mechanism that allows a creditor to collect debts owed by a debtor directly from a third party. This process is often initiated when a debtor fails to repay their loans or obligations, prompting the creditor to seek a court order to intercept funds that the debtor may receive from other sources, such as wages or bank deposits. The garnishee order serves as a powerful tool for creditors, enabling them to recover outstanding debts without having to resort to more drastic measures like bankruptcy proceedings. In many jurisdictions, the process begins when a creditor files a request with the court, outlining the amount owed and providing evidence of the debt. Once the court approves the request, it issues a garnishee order, which is then served to the third party holding the debtor's funds. This third party could be an employer, a bank, or any other entity that holds money that is rightfully owed to the debtor. Upon receiving the order, the third party is legally obligated to withhold a portion of the debtor's funds and remit it directly to the creditor until the debt is satisfied.The implications of a garnishee order can be significant for debtors. It not only affects their financial situation but also impacts their credit score and ability to secure future loans. Debtors may find themselves in a precarious position, particularly if they are already struggling financially. In some cases, individuals may be unaware of the existence of a garnishee order until they notice deductions from their paychecks or bank accounts. This lack of awareness can lead to feelings of helplessness and frustration, as debtors may feel trapped in a cycle of debt without clear options for resolution.However, debtors do have rights and can take steps to contest a garnishee order if they believe it has been issued unfairly. They may petition the court to review the order, especially if they can demonstrate that the debt is invalid or that the amount being garnished is excessive. Additionally, some jurisdictions provide exemptions that protect a portion of the debtor's income from being garnished, ensuring that they can maintain a basic standard of living.On the creditor's side, the garnishee order is an effective way to enforce payment. It provides a structured process for recovering debts and can deter future defaults. Creditors must, however, be mindful of the legal requirements surrounding the issuance of a garnishee order. Failing to adhere to these regulations can result in legal repercussions, including potential liability for wrongful garnishment.In conclusion, a garnishee order is a significant legal tool that facilitates the collection of debts owed by individuals or entities. While it offers creditors a means to recover funds, it also poses challenges for debtors who may struggle to cope with the consequences. Understanding the mechanics of a garnishee order is crucial for both parties involved, as it highlights the balance between enforcing financial obligations and protecting individuals' rights in the face of debt. By navigating this complex landscape, both creditors and debtors can work towards a resolution that respects the law while addressing the needs of all parties.

‘扣押令’是一种法律机制，允许债权人直接从第三方收取债务人所欠的债务。这个过程通常在债务人未能偿还贷款或义务时启动，促使债权人寻求法院命令，以拦截债务人可能从其他来源获得的资金，例如工资或银行存款。‘扣押令’作为债权人的一种强有力工具，使他们能够在不采取更严厉措施（如破产程序）的情况下追回未偿还的债务。在许多司法管辖区，该过程始于债权人向法院提交请求，概述所欠金额并提供债务的证据。一旦法院批准请求，就会发出一份‘扣押令’，然后将其送达持有债务人资金的第三方。这个第三方可以是雇主、银行或任何其他持有债务人应得资金的实体。在收到命令后，第三方在法律上有义务扣留债务人部分资金，并直接将其汇给债权人，直到债务得到清偿。‘扣押令’的影响对债务人来说可能是重大的。它不仅影响他们的财务状况，还影响他们的信用评分和获得未来贷款的能力。债务人可能发现自己处于危险境地，特别是如果他们已经在经济上挣扎。在某些情况下，个人可能在注意到工资或银行账户的扣款之前并不知道‘扣押令’的存在。这种缺乏意识可能导致无助和沮丧，因为债务人可能会感到被困在一个没有明确解决方案的债务循环中。然而，债务人确实拥有权利，并且可以采取措施对抗‘扣押令’，如果他们认为该命令是不公正的。他们可以向法院申请审查该命令，尤其是当他们能够证明债务无效或被扣押的金额过高时。此外，一些司法管辖区提供保护措施，保护债务人收入的一部分不被扣押，确保他们能够维持基本生活水平。在债权人方面，‘扣押令’是强制执行付款的有效方式。它为追回债务提供了结构化的过程，并且可以威慑未来的违约。然而，债权人必须注意与发出‘扣押令’相关的法律要求。不遵守这些规定可能导致法律后果，包括因错误扣押而承担的潜在责任。总之，‘扣押令’是一种重要的法律工具，促进了个人或实体所欠债务的收回。虽然它为债权人提供了一种追回资金的手段，但也给可能难以应对后果的债务人带来了挑战。理解‘扣押令’的机制对双方都至关重要，因为它突显了在执行财务义务与保护个人权益之间的平衡。通过驾驭这一复杂的环境，债权人和债务人都可以朝着尊重法律并满足各方需求的解决方案努力。