overnight Fed funds

简明释义

隔夜联邦资金

英英释义

例句

1.Changes in the overnight Fed funds (隔夜联邦基金利率) rate can impact the stock market significantly.

变化的overnight Fed funds（隔夜联邦基金利率）利率可能会对股市产生重大影响。

2.The Federal Reserve's decisions on overnight Fed funds (隔夜联邦基金利率) are closely watched by economists.

经济学家们密切关注美联储对overnight Fed funds（隔夜联邦基金利率）的决策。

3.Investors closely monitor overnight Fed funds (隔夜联邦基金利率) to gauge the central bank's monetary policy direction.

投资者密切关注overnight Fed funds（隔夜联邦基金利率）以判断中央银行的货币政策方向。

4.The bank adjusted its interest rates based on the fluctuations in overnight Fed funds (隔夜联邦基金利率).

该银行根据overnight Fed funds（隔夜联邦基金利率）的波动调整了其利率。

5.Banks lend to each other at the overnight Fed funds (隔夜联邦基金利率) rate to manage liquidity.

银行之间以overnight Fed funds（隔夜联邦基金利率）利率相互借贷，以管理流动性。

作文

The term overnight Fed funds refers to the interest rate at which banks lend reserve balances to other depository institutions overnight. This rate is a crucial component of the U.S. monetary policy, influencing various aspects of the economy. Understanding overnight Fed funds is essential for grasping how financial markets operate and how the Federal Reserve (the Fed) controls money supply and interest rates.In essence, the overnight Fed funds rate serves as a benchmark for other interest rates in the economy. When the Fed adjusts this rate, it sends signals to the market about its monetary policy stance. For example, if the Fed lowers the overnight Fed funds rate, it becomes cheaper for banks to borrow money. This can lead to lower interest rates for consumers and businesses, stimulating spending and investment. Conversely, if the Fed raises the rate, borrowing costs increase, which can cool off an overheating economy.The importance of overnight Fed funds is further underscored by its role in maintaining liquidity in the banking system. Banks are required to hold a certain amount of reserves, and they often find themselves with excess reserves or a shortfall at the end of the day. In such cases, they turn to the overnight Fed funds market to either lend or borrow the necessary funds to meet their reserve requirements. This daily borrowing and lending help ensure that the banking system remains stable and liquid.Furthermore, the overnight Fed funds rate is closely monitored by investors and analysts as it can impact stock prices, bond yields, and overall market sentiment. A sudden change in this rate can lead to volatility in financial markets, as investors adjust their expectations based on the new monetary policy direction. Therefore, central banks around the world pay attention to the overnight Fed funds rate as a key indicator of economic health and monetary conditions.In conclusion, the overnight Fed funds rate is a vital tool for the Federal Reserve in managing the economy. It influences lending rates, impacts consumer behavior, and serves as a barometer for economic activity. Understanding the dynamics of overnight Fed funds is crucial for anyone looking to navigate the complexities of the financial markets and make informed decisions. As the economy evolves, so too will the significance of the overnight Fed funds rate, making it an essential concept for both economists and everyday investors alike.

“隔夜联邦基金利率”一词指的是银行在隔夜期间向其他存款机构借贷准备金余额的利率。这个利率是美国货币政策的一个关键组成部分，影响着经济的各个方面。理解“隔夜联邦基金利率”对掌握金融市场的运作方式以及美联储（Fed）如何控制货币供应和利率至关重要。从本质上讲，“隔夜联邦基金利率”作为经济中其他利率的基准。当美联储调整这一利率时，它向市场传达了其货币政策立场的信号。例如，如果美联储降低“隔夜联邦基金利率”，银行借钱变得更便宜。这可能导致消费者和企业的利率降低，刺激消费和投资。相反，如果美联储提高利率，借贷成本上升，这可能会抑制过热的经济。“隔夜联邦基金利率”的重要性还表现在其在维持银行系统流动性方面的作用。银行被要求持有一定数量的准备金，而在一天结束时，它们常常会发现自己有多余的准备金或短缺。在这种情况下，它们会转向“隔夜联邦基金”市场，以借入或借出必要的资金以满足其准备金要求。这种每日的借贷帮助确保银行系统保持稳定和流动。此外，投资者和分析师密切关注“隔夜联邦基金利率”，因为它可以影响股票价格、债券收益率和整体市场情绪。这一利率的突然变化可能导致金融市场的波动，因为投资者根据新的货币政策方向调整他们的预期。因此，世界各地的中央银行都关注“隔夜联邦基金利率”，将其视为经济健康和货币状况的重要指标。总之，“隔夜联邦基金利率”是美联储管理经济的重要工具。它影响借贷利率，影响消费者行为，并作为经济活动的晴雨表。理解“隔夜联邦基金利率”的动态对于任何希望驾驭金融市场复杂性并做出明智决策的人来说都是至关重要的。随着经济的发展，“隔夜联邦基金利率”的重要性也将不断演变，使其成为经济学家和普通投资者都必须理解的概念。