high coupon

简明释义

高收益投资

英英释义

例句

1.The company issued new bonds with a high coupon to raise funds for expansion.

该公司发行了新债券，带有高息票以筹集扩展资金。

2.Investors are often attracted to bonds with a high coupon because they provide better income.

投资者通常被具有高息票的债券吸引，因为它们提供更好的收入。

3.When interest rates drop, the value of bonds with a high coupon tends to increase.

当利率下降时，带有高息票的债券价值往往会增加。

4.Many retirees seek investments that offer a high coupon for their fixed income needs.

许多退休人员寻找提供高息票的投资，以满足他们的固定收入需求。

5.A high coupon can make a bond more attractive compared to other investments.

与其他投资相比，高息票可以使债券更具吸引力。

作文

In the world of finance, investment strategies can vary significantly, and one term that often comes up is high coupon. A high coupon refers to a bond or fixed-income security that offers a higher interest rate compared to similar securities. Investors are usually attracted to high coupon bonds because they provide better returns on their investments, especially in a low-interest-rate environment. Understanding the implications of investing in high coupon securities is essential for anyone looking to enhance their portfolio.When an investor purchases a bond, they are essentially lending money to the issuer in exchange for periodic interest payments, known as coupons. The coupon rate is expressed as a percentage of the bond's face value, and a high coupon indicates that the bond pays a larger amount of interest relative to its price. For example, if a bond has a face value of $1,000 and a coupon rate of 8%, the investor will receive $80 annually until the bond matures. This is significantly more attractive than a bond with a 2% coupon rate, which would only yield $20 per year.However, while high coupon bonds can offer enticing returns, they also come with their own set of risks. One major risk is interest rate risk. If interest rates rise, the value of existing bonds with lower coupon rates decreases, making high coupon bonds potentially less appealing to new investors. Additionally, high coupon bonds may be issued by companies or governments with lower credit ratings, increasing the risk of default. Thus, an investor must carefully assess the creditworthiness of the issuer before committing to a high coupon investment.Another factor to consider is inflation. If inflation rises, the purchasing power of the fixed payments from a high coupon bond may diminish over time. Therefore, while the nominal return may seem attractive, the real return could be significantly lower after accounting for inflation. Investors should keep this in mind when evaluating the overall performance of high coupon securities in their portfolios.Despite these risks, many investors still seek out high coupon bonds as a means of generating income. They can be particularly appealing for retirees or those seeking stable cash flows. Furthermore, high coupon bonds can also serve as a hedge against market volatility, providing a reliable source of income during uncertain economic times.In conclusion, the term high coupon encapsulates a critical concept in the realm of fixed-income investing. While these securities can offer substantial benefits, including higher returns and income stability, they also carry inherent risks that investors must navigate. By understanding the intricacies of high coupon bonds and conducting thorough research, investors can make informed decisions that align with their financial goals. Ultimately, whether one decides to invest in high coupon securities or not should depend on their risk tolerance, investment horizon, and overall financial strategy.

在金融世界中，投资策略可能会有很大不同，而一个常常出现的术语是高票息。高票息指的是一种债券或固定收益证券，其提供的利率相对于类似证券而言较高。投资者通常会被高票息债券所吸引，因为它们在低利率环境中提供了更好的投资回报。理解投资于高票息证券的含义对于任何希望增强其投资组合的人来说都是至关重要的。当投资者购买债券时，他们本质上是在向发行者借钱，以换取定期的利息支付，称为票息。票息率以债券面值的百分比表示，而高票息则表明该债券相对于其价格支付的利息金额较大。例如，如果一只债券的面值为1000美元，票息率为8%，投资者每年将获得80美元，直到债券到期。这显然比一只票息率为2%的债券要吸引得多，后者每年仅能产生20美元的收益。然而，虽然高票息债券可以提供诱人的回报，但它们也伴随着自身的一系列风险。一个主要风险是利率风险。如果利率上升，现有低票息债券的价值会下降，从而使得高票息债券对新投资者可能变得不那么吸引。此外，高票息债券可能是由信用评级较低的公司或政府发行，这增加了违约的风险。因此，投资者在承诺投资于高票息之前，必须仔细评估发行者的信用状况。另一个需要考虑的因素是通货膨胀。如果通货膨胀上升，来自高票息债券的固定支付的购买力可能会随着时间的推移而减弱。因此，尽管名义回报看起来很有吸引力，但在考虑通货膨胀后，实际回报可能会显著降低。投资者在评估他们投资组合中高票息证券的整体表现时，应牢记这一点。尽管存在这些风险，许多投资者仍然寻求高票息债券作为产生收入的一种手段。对于退休人员或那些寻求稳定现金流的人来说，它们尤其具有吸引力。此外，高票息债券还可以作为市场波动的对冲工具，在经济不确定时期提供可靠的收入来源。总之，术语高票息概括了固定收益投资领域中的一个关键概念。虽然这些证券可以提供可观的好处，包括更高的回报和收入稳定性，但它们也带有内在风险，投资者必须加以应对。通过理解高票息债券的复杂性并进行深入研究，投资者可以做出与其财务目标相一致的明智决策。最终，无论一个人是否决定投资于高票息证券，都应取决于他们的风险承受能力、投资期限和整体财务战略。